15 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Revenue has grown 11.6% per year over the past 5 years.
Net income has grown slower than revenue (-2.1% vs 11.6% per year).
Free cash flow has declined 7.3% per year over the past 5 years.
Shareholder returns
Dividends have been paid for 15 consecutive years, consuming 68.1% of earnings and 46.8% of free cash flow.
The dividend has grown 4.4% per year over the past 5 years.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
$101M
$239M
0.0%
0.0%
5.7%
0.7%
$348M
—
$1.2B
2024
$94M
$190M
0.0%
0.0%
5.9%
0.7%
$210M
—
$848M
2023
$89M
$223M
0.0%
0.0%
7.4%
0.8%
$451M
—
$1.4B
2022
$83M
$303M
0.0%
0.0%
10.7%
1.1%
$437M
—
$402M
2021
$65M
$285M
0.0%
0.0%
9.0%
1.1%
—
—
$438M
2020
—
$266M
—
—
11.5%
1.4%
—
—
$633M
2019
—
$211M
—
—
10.7%
1.5%
—
—
$331M
2018
—
$182M
—
—
12.0%
1.5%
—
—
$204M
2017
—
$116M
—
—
9.7%
1.2%
—
—
$200M
2016
—
$121M
—
—
10.8%
1.3%
—
—
$153M
2015
—
$116M
—
—
10.8%
1.3%
$159M
—
—
2014
—
$113M
—
—
11.0%
1.4%
$168M
—
—
2013
—
$96M
—
—
9.9%
1.2%
$325M
—
—
2012
—
$76M
—
—
8.4%
1.0%
$173M
—
—
2011
—
$17M
—
—
2.1%
0.2%
$169M
—
—
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
Jun '26
$28M
$98M
0.0%
0.0%
2.3%
0.3%
$112M
—
$1.1B
Mar '26
$27M
$82M
0.0%
0.0%
1.9%
0.3%
$74M
—
$1.4B
Dec '25
$29M
$64M
0.0%
0.0%
1.5%
0.2%
$116M
—
$1.2B
Sep '25
$26M
$68M
0.0%
0.0%
1.9%
0.2%
$105M
—
$854M
Jun '25
$24M
$53M
0.0%
0.0%
1.5%
0.2%
$80M
—
$916M
Mar '25
$23M
$55M
0.0%
0.0%
1.7%
0.2%
$47M
—
$981M
Dec '24
$24M
$62M
0.0%
0.0%
1.9%
0.2%
$91M
—
$848M
Sep '24
$25M
$51M
0.0%
0.0%
1.6%
0.2%
$138M
—
$988M
Jun '24
$23M
$45M
0.0%
0.0%
1.4%
0.2%
$44M
—
$801M
Mar '24
$22M
$33M
0.0%
0.0%
1.0%
0.1%
-$63M
—
$789M
Dec '23
$23M
$54M
0.0%
0.0%
1.8%
0.2%
—
—
$1.4B
Sep '23
$23M
$52M
0.0%
0.0%
1.8%
0.2%
—
—
$1.7B
Jun '23
$22M
$55M
0.0%
0.0%
1.9%
0.2%
—
—
$1.1B
Mar '23
$21M
$61M
0.0%
0.0%
2.1%
0.2%
—
—
$1.5B
Dec '22
$22M
$80M
0.0%
0.0%
2.8%
0.3%
—
—
$402M
Sep '22
—
$79M
—
—
2.9%
0.3%
—
—
$425M
Jun '22
—
$76M
—
—
2.6%
0.3%
—
—
$415M
Mar '22
—
$68M
—
—
2.3%
0.3%
—
—
$437M
Dec '21
—
$51M
—
—
1.6%
0.2%
—
—
$438M
Sep '21
—
$76M
—
—
3.2%
0.4%
—
—
$349M
Valuation over time
How the market has priced GBCI against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 18.0× (Mar '23) to 25.3× (Sep '26).
The price-to-sales ratio has fallen from 66.0× (Mar '23) to 59.7× (Sep '26).
The dividend yield has fallen from 2.9% (Mar '23) to 2.7% (Sep '26).
Price / earnings (P/E)
P/E
Price / sales (P/S)
P/S
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is GBCI growing its revenue and profit?
Over the past 5 years, Glacier Bancorp, Inc.'s revenue has grown 11.6% per year, and net income declined 2.1% per year. These are computed facts, not advice.
How much debt does GBCI have?
As of FY2025, Glacier Bancorp, Inc. reported — of total debt against $1.2B of cash.
What is GBCI's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin 236.5%.
What is GBCI's P/E ratio?
As of Sep '26, Glacier Bancorp, Inc. traded at a price-to-earnings ratio of about 25.3× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.