15 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Revenue has grown 11.6% per year over the past 5 years.
Net income has grown slower than revenue (-2.1% vs 11.6% per year).
Free cash flow has declined 7.3% per year over the past 5 years.
Shareholder returns
Dividends have been paid for 15 consecutive years, consuming 68.1% of earnings and 46.8% of free cash flow.
The dividend has grown 4.4% per year over the past 5 years.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
$101M
$239M
0.0%
0.0%
5.7%
0.7%
$348M
—
$1.2B
2024
$94M
$190M
0.0%
0.0%
5.9%
0.7%
$210M
—
$848M
2023
$89M
$223M
0.0%
0.0%
7.4%
0.8%
$451M
—
$1.4B
2022
$83M
$303M
0.0%
0.0%
10.7%
1.1%
$437M
—
$402M
2021
$65M
$285M
0.0%
0.0%
9.0%
1.1%
—
—
$438M
2020
—
$266M
—
—
11.5%
1.4%
—
—
$633M
2019
—
$211M
—
—
10.7%
1.5%
—
—
$331M
2018
—
$182M
—
—
12.0%
1.5%
—
—
$204M
2017
—
$116M
—
—
9.7%
1.2%
—
—
$200M
2016
—
$121M
—
—
10.8%
1.3%
—
—
$153M
2015
—
$116M
—
—
10.8%
1.3%
$159M
—
—
2014
—
$113M
—
—
11.0%
1.4%
$168M
—
—
2013
—
$96M
—
—
9.9%
1.2%
$325M
—
—
2012
—
$76M
—
—
8.4%
1.0%
$173M
—
—
2011
—
$17M
—
—
2.1%
0.2%
$169M
—
—
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
Sep '26
$29M
$105M
0.0%
0.0%
2.4%
0.3%
$150M
—
$1.5B
Jun '26
$28M
$98M
0.0%
0.0%
2.3%
0.3%
$112M
—
$1.1B
Mar '26
$27M
$82M
0.0%
0.0%
1.9%
0.3%
$74M
—
$1.4B
Dec '25
$29M
$64M
0.0%
0.0%
1.5%
0.2%
$116M
—
$1.2B
Sep '25
$26M
$68M
0.0%
0.0%
1.9%
0.2%
$105M
—
$854M
Jun '25
$24M
$53M
0.0%
0.0%
1.5%
0.2%
$80M
—
$916M
Mar '25
$23M
$55M
0.0%
0.0%
1.7%
0.2%
$47M
—
$981M
Dec '24
$24M
$62M
0.0%
0.0%
1.9%
0.2%
$91M
—
$848M
Sep '24
$25M
$51M
0.0%
0.0%
1.6%
0.2%
$138M
—
$988M
Jun '24
$23M
$45M
0.0%
0.0%
1.4%
0.2%
$44M
—
$801M
Mar '24
$22M
$33M
0.0%
0.0%
1.0%
0.1%
-$63M
—
$789M
Dec '23
$23M
$54M
0.0%
0.0%
1.8%
0.2%
—
—
$1.4B
Sep '23
$23M
$52M
0.0%
0.0%
1.8%
0.2%
—
—
$1.7B
Jun '23
$22M
$55M
0.0%
0.0%
1.9%
0.2%
—
—
$1.1B
Mar '23
$21M
$61M
0.0%
0.0%
2.1%
0.2%
—
—
$1.5B
Dec '22
$22M
$80M
0.0%
0.0%
2.8%
0.3%
—
—
$402M
Sep '22
—
$79M
—
—
2.9%
0.3%
—
—
$425M
Jun '22
—
$76M
—
—
2.6%
0.3%
—
—
$415M
Mar '22
—
$68M
—
—
2.3%
0.3%
—
—
$437M
Dec '21
—
$51M
—
—
1.6%
0.2%
—
—
$438M
Valuation over time
How the market has priced GBCI against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 18.0× (Mar '23) to 27.0× (Nov '26).
The price-to-sales ratio has fallen from 66.0× (Mar '23) to 64.0× (Nov '26).
The dividend yield has fallen from 2.9% (Mar '23) to 2.5% (Nov '26).
Price / earnings (P/E)
P/E
Price / sales (P/S)
P/S
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is GBCI growing its revenue and profit?
Over the past 5 years, Glacier Bancorp, Inc.'s revenue has grown 11.6% per year, and net income declined 2.1% per year. These are computed facts, not advice.
How much debt does GBCI have?
As of FY2025, Glacier Bancorp, Inc. reported — of total debt against $1.2B of cash.
What is GBCI's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin 236.5%.
What is GBCI's P/E ratio?
Glacier Bancorp, Inc.'s P/E (TTM) is 18.56 as of the 2026-11-04 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the GBCI stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 27.0× as of Nov '26) can differ. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.