tradmap

FXNC Financials FIRST NATIONAL CORP /VA/

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has grown 13.8% per year over the past 5 years.
  • Net income has grown faster than revenue (14.9% vs 13.8% per year).
  • Free cash flow has grown 8.1% per year over the past 5 years.

Financial health

  • Total debt has grown slower than revenue (-0.4% vs 13.8% per year).

Shareholder returns

  • Dividends have been paid for 12 consecutive years, consuming 31.2% of earnings and 26.4% of free cash flow.
  • The dividend has grown 22.4% per year over the past 5 years.
Revenue & net income
-$11M $3M $18M $0 2011 2013 2015 2017 2019 2021 2023 2025
RevenueNet income
Margins (gross / operating / net)
0% 83% 167% 2011 2013 2015 2017 2019 2021 2023 2025
GrossOperatingNet
Return on equity & assets (ROE / ROA)
-30% -6% 18% 0% 2011 2013 2015 2017 2019 2021 2023 2025
ROEROA
Free cash flow (CFO − capex)
-$26M $43500 $26M $0 2011 2013 2015 2017 2019 2021 2023 2025
Free cash flow
Cash vs total debt
$0 $81M $163M 2011 2013 2015 2017 2019 2021 2023 2025
CashTotal debt
Cash flow: operating / investing / financing
-$126M $20M $167M $0 2011 2013 2015 2017 2019 2021 2023 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MROEROAFCFTotal debtCash
2025 $14M $18M 0.0% 0.0% 9.5% 0.9% $21M $161M
2024 $14M $7M 0.0% 0.0% 4.2% 0.3% -$26M $163M
2023 $10M $10M 0.0% 0.0% 8.3% 0.7% $15M $87M
2022 $10M $17M 0.0% 0.0% 15.5% 1.2% $26M
2021 $9M $10M 0.0% 0.0% 8.9% 0.7% $7M
2020 $7M $9M 0.0% 0.0% 10.4% 0.9% $14M
2019 $8M $10M 0.0% 0.0% 12.4% 1.2% $11M
2018 $8M $10M 0.0% 0.0% 15.2% 1.3% $12M $29M
2017 $6M 11.1% 0.9% $5M $40M
2016 $6M 11.3% 0.8% $8M $41M
2015 $3M 5.8% 0.4% $39M
2014 $8M 12.8% 1.5% $25M
2013 $10M 18.4% 1.9% $8M $6M $32M
2012 $3M 6.2% 0.5% $12M $6M $31M
2011 -$11M -29.5% -2.0% $10M $30M

Valuation over time

How the market has priced FXNC against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 16.4 32.9 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
P/E
Price / sales (P/S)
0.0 10.9 21.8 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
P/S
Dividend yield (%)
0.0 1.4 2.7 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
Dividend yield %

Frequently asked questions

Is FXNC growing its revenue and profit?

Over the past 5 years, FIRST NATIONAL CORP /VA/'s revenue has grown 13.8% per year, and net income grown 14.9% per year. These are computed facts, not advice.

How much debt does FXNC have?

As of FY2025, FIRST NATIONAL CORP /VA/ reported — of total debt against $161M of cash.

What is FXNC's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin 123.9%.

What is FXNC's P/E ratio?

As of Sep '26, FIRST NATIONAL CORP /VA/ traded at a price-to-earnings ratio of about 15.8× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.