9 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Revenue has grown 2.9% per year over the past 5 years.
Net income has grown faster than revenue (7.3% vs 2.9% per year).
Free cash flow has grown 10.4% per year over the past 5 years.
Shareholder returns
Dividends have been paid for 1 consecutive year, consuming 9.8% of earnings and 9.1% of free cash flow.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
$2M
$22M
0.0%
0.0%
8.7%
1.0%
$24M
—
$6M
2024
$2M
$15M
0.0%
0.0%
6.4%
0.7%
$18M
—
$8M
2023
$1M
$4M
0.0%
0.0%
1.8%
0.2%
$16M
—
$8M
2022
$1M
$25M
0.0%
0.0%
12.3%
1.1%
$22M
—
$7M
2021
$2M
$22M
0.0%
0.0%
10.5%
1.0%
$19M
—
$25M
2020
—
$16M
—
—
8.2%
0.9%
$15M
—
$21M
2019
—
$16M
—
—
8.8%
1.0%
$19M
—
$15M
2018
—
$11M
—
—
6.9%
0.8%
$13M
—
$9M
2017
—
$8M
—
—
7.8%
0.7%
$10M
—
$7M
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
Jun '26
$549000
$8M
0.0%
0.0%
3.1%
0.3%
$9M
—
$12M
Mar '26
$458000
$6M
0.0%
0.0%
2.5%
0.3%
$8M
—
$9M
Dec '25
$591000
$6M
0.0%
0.0%
2.2%
0.2%
$8M
—
$6M
Sep '25
$416000
$6M
0.0%
0.0%
2.2%
0.2%
$8M
—
$15M
Jun '25
$392000
$6M
0.0%
0.0%
2.3%
0.3%
$3M
—
$15M
Mar '25
$382000
$5M
0.0%
0.0%
2.1%
0.2%
$5M
—
$13M
Dec '24
$379000
$5M
0.0%
0.0%
2.1%
0.2%
$5M
—
$8M
Sep '24
$412000
$5M
0.0%
0.0%
2.0%
0.2%
$5M
—
$10M
Jun '24
$415000
$4M
0.0%
0.0%
1.8%
0.2%
$1M
—
$10M
Mar '24
$359000
$1M
0.0%
0.0%
0.6%
0.1%
$7M
—
$7M
Dec '23
$384000
-$5M
0.0%
0.0%
-2.3%
-0.2%
$4M
—
$8M
Sep '23
$395000
$4M
0.0%
0.0%
1.9%
0.2%
$6M
—
$8M
Jun '23
$339000
$4M
0.0%
0.0%
2.0%
0.2%
$3M
—
$8M
Mar '23
$356000
$621000
0.0%
0.0%
0.3%
0.0%
$2M
—
$13M
Dec '22
$347000
$5M
0.0%
0.0%
2.4%
0.2%
$8M
—
$7M
Sep '22
$350000
$7M
0.0%
0.0%
3.6%
0.3%
$7M
—
$12M
Jun '22
$345000
$6M
0.0%
0.0%
3.3%
0.3%
$3M
—
$12M
Mar '22
$390000
$7M
0.0%
0.0%
3.3%
0.3%
$4M
—
$17M
Dec '21
$362000
$7M
0.0%
0.0%
3.1%
0.3%
$28M
—
$25M
Sep '21
$380000
$5M
0.0%
0.0%
2.3%
0.2%
-$16M
—
$30M
Valuation over time
How the market has priced FVCB against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 7.7× (Mar '23) to 15.1× (Sep '26).
The price-to-sales ratio has risen from 133.7× (Mar '23) to 186.7× (Sep '26).
The dividend yield has fallen from 0.9% (Dec '25) to 0.7% (Sep '26).
Price / earnings (P/E)
P/E
Price / sales (P/S)
P/S
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is FVCB growing its revenue and profit?
Over the past 5 years, Fvcbankcorp, Inc.'s revenue has grown 2.9% per year, and net income grown 7.3% per year. These are computed facts, not advice.
How much debt does FVCB have?
As of FY2025, Fvcbankcorp, Inc. reported — of total debt against $6M of cash.
What is FVCB's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin 1238.5%.
What is FVCB's P/E ratio?
As of Sep '26, Fvcbankcorp, Inc. traded at a price-to-earnings ratio of about 15.1× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.