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FOA Financials Finance of America Companies Inc.

6 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has grown 14.2% per year over the past 5 years.
  • Net income has grown slower than revenue (-38.6% vs 14.2% per year).
  • Free cash flow has grown 143.4% per year over the past 5 years.

Financial health

  • Total debt ($358M) exceeds cash ($90M); net debt is $268M.
  • Total debt has grown slower than revenue (-3.6% vs 14.2% per year).
Revenue & net income
-$191M $350M $892M $0 2019 2020 2022 2023 2024 2025
RevenueNet income
Margins (gross / operating / net)
-361% -80% 202% 0% 2019 2020 2022 2023 2024 2025
GrossOperatingNet
Free cash flow (CFO − capex)
-$695M $351M $1B $0 2019 2020 2022 2023 2024 2025
Free cash flow
Cash vs total debt
$0 $205M $411M 2019 2020 2022 2023 2024 2025
CashTotal debt
Cash flow: operating / investing / financing
-$2B $21M $2B $0 2019 2020 2022 2023 2024 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MFCFTotal debtCash
2025 $497M $45M 0.0% 0.0% $358M $90M
2024 $394M $15M 0.0% 0.0% $375M $47M
2023 $234M -$80M 0.0% 0.0% $411M $46M
2022 $53M -$191M 0.0% 0.0% $1.4B $399M $61M
2020 $257M $518M 0.0% -0.9% -$695M $233M
2019 $892M $54M 0.0% -0.0% $97M

Valuation over time

How the market has priced FOA against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 7.7 15.4 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/E
Price / sales (P/S)
0.0 0.4 0.7 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/S

Frequently asked questions

Is FOA growing its revenue and profit?

Over the past 5 years, Finance of America Companies Inc.'s revenue has grown 14.2% per year, and net income declined 38.6% per year. These are computed facts, not advice.

How much debt does FOA have?

As of FY2025, Finance of America Companies Inc. reported $358M of total debt against $90M of cash.

What is FOA's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin 9.1%.

What is FOA's P/E ratio?

As of Jun '26, Finance of America Companies Inc. traded at a price-to-earnings ratio of about 4.1× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.