6 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Revenue has grown 14.2% per year over the past 5 years.
Net income has grown slower than revenue (-38.6% vs 14.2% per year).
Free cash flow has grown 143.4% per year over the past 5 years.
Financial health
Total debt ($358M) exceeds cash ($90M); net debt is $268M.
Total debt has grown slower than revenue (-3.6% vs 14.2% per year).
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
2025
$497M
$45M
0.0%
0.0%
—
$358M
$90M
2024
$394M
$15M
0.0%
0.0%
—
$375M
$47M
2023
$234M
-$80M
0.0%
0.0%
—
$411M
$46M
2022
$53M
-$191M
0.0%
0.0%
$1.4B
$399M
$61M
2020
$257M
$518M
0.0%
-0.9%
-$695M
—
$233M
2019
$892M
$54M
0.0%
-0.0%
$97M
—
—
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
Mar '26
$120M
$18M
0.0%
0.0%
—
—
$108M
Dec '25
$74M
-$10M
0.0%
0.0%
—
$358M
$90M
Sep '25
$81M
-$10M
0.0%
0.0%
—
$390M
$110M
Jun '25
$177M
$35M
0.0%
0.0%
—
—
$46M
Mar '25
$166M
$30M
0.0%
0.0%
—
—
$52M
Dec '24
-$49M
-$59M
0.0%
0.0%
—
$375M
$47M
Sep '24
$290M
$84M
0.0%
0.0%
—
—
$44M
Jun '24
$79M
-$2M
0.0%
0.0%
—
—
$47M
Mar '24
$75M
-$8M
0.0%
0.0%
-$133M
—
$48M
Dec '23
$276M
$61M
0.0%
0.0%
—
$411M
$46M
Sep '23
-$70M
-$65M
0.0%
0.0%
—
—
$66M
Jun '23
-$112M
-$79M
0.0%
0.0%
—
—
$82M
Mar '23
$141M
$3M
0.0%
0.0%
$220M
—
$103M
Dec '22
$65M
-$57M
0.0%
0.0%
$345M
$399M
$61M
Sep '22
-$38M
-$84M
0.0%
0.0%
$305M
—
$169M
Jun '22
-$21M
-$41M
0.0%
0.0%
$428M
—
$219M
Mar '22
$46M
-$8M
0.0%
0.0%
$320M
—
$227M
Dec '21
$383M
-$395M
0.0%
0.0%
-$147M
$353M
$104M
Sep '21
$457M
$21M
0.0%
0.0%
-$67M
—
$192M
Jun '21
$389M
$2M
0.0%
0.0%
-$15M
—
$157M
Valuation over time
How the market has priced FOA against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has fallen from 15.4× (Dec '24) to 4.1× (Jun '26).
The price-to-sales ratio has risen from 0.2× (Mar '23) to 0.4× (Jun '26).
Price / earnings (P/E)
P/E
Price / sales (P/S)
P/S
Frequently asked questions
Is FOA growing its revenue and profit?
Over the past 5 years, Finance of America Companies Inc.'s revenue has grown 14.2% per year, and net income declined 38.6% per year. These are computed facts, not advice.
How much debt does FOA have?
As of FY2025, Finance of America Companies Inc. reported $358M of total debt against $90M of cash.
What is FOA's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin 9.1%.
What is FOA's P/E ratio?
As of Jun '26, Finance of America Companies Inc. traded at a price-to-earnings ratio of about 4.1× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.