13 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Revenue has declined 23.1% per year over the past 5 years.
Free cash flow has grown 9.2% per year over the past 5 years.
Financial health
Total debt has grown faster than revenue (22.9% vs -23.1% per year).
Shareholder returns
Dividends have been paid for 8 consecutive years.
The dividend has declined 9.6% per year over the past 5 years.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
—
-$4M
—
—
-2.7%
-0.2%
—
$308M
—
2024
—
-$7M
—
—
-4.3%
-0.3%
—
$336M
—
2023
—
$2M
—
—
1.4%
0.1%
$16M
$321M
—
2022
—
$16M
—
—
9.9%
0.8%
$13M
$285M
—
2021
—
$15M
—
—
8.1%
0.8%
$9M
—
—
2020
$176000
$10M
0.0%
0.0%
5.5%
0.6%
$11M
$110M
—
2019
$229000
$9M
0.0%
0.0%
5.1%
0.7%
$14M
$113M
$49M
2018
—
$7M
—
—
—
0.6%
$10M
$137M
$26M
2017
—
$5M
—
—
—
0.5%
$179000
$77M
—
2016
—
$4M
—
—
—
0.4%
$9M
$81M
—
2015
—
-$5M
—
—
—
-0.5%
-$2M
$90M
—
2014
—
$3M
—
—
—
0.3%
$2M
$105M
—
2013
—
$2M
—
—
—
—
$10M
—
—
Net income
Net income
Return on equity & assets (ROE / ROA)
ROEROA
Shareholders' equity (book value)
Equity
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
Jun '26
—
$308000
—
—
0.2%
0.0%
—
$313M
—
Mar '26
—
$6000
—
—
0.0%
0.0%
—
$328M
—
Jun '25
—
$4M
—
—
2.4%
0.2%
—
$344M
—
Mar '25
—
-$9M
—
—
-6.2%
-0.4%
—
$307M
—
Dec '24
—
-$3M
—
—
-1.8%
-0.1%
—
$336M
—
Sep '24
—
-$2M
—
—
-1.2%
-0.1%
—
—
—
Jun '24
—
-$2M
—
—
-1.4%
-0.1%
—
—
—
Mar '24
—
$396000
—
—
0.2%
0.0%
-$5M
—
—
Dec '23
—
-$6M
—
—
-3.4%
-0.3%
$2M
$321M
—
Sep '23
—
$3M
—
—
1.6%
0.1%
-$3M
—
—
Jun '23
—
$2M
—
—
1.1%
0.1%
$11M
—
—
Mar '23
—
$4M
—
—
2.2%
0.2%
$6M
—
—
Dec '22
—
$6M
—
—
3.8%
0.3%
$2M
$285M
—
Sep '22
—
$4M
—
—
2.7%
0.2%
$4M
—
—
Jun '22
—
$2M
—
—
1.5%
0.1%
$5M
—
—
Mar '22
—
$3M
—
—
1.6%
0.1%
$2M
—
—
Dec '21
—
$5M
—
—
2.7%
0.3%
$2M
—
—
Sep '21
—
$4M
—
—
2.2%
0.2%
$5M
—
—
Jun '21
—
$3M
—
—
1.6%
0.2%
$360000
—
—
Mar '21
—
$3M
—
—
1.7%
0.2%
$2M
—
—
Valuation over time
How the market has priced FNWB against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 7.0× (Mar '23) to 47.7× (Nov '24).
The dividend yield has fallen from 2.5% (Mar '23) to 1.2% (Sep '26).
Price / earnings (P/E)
P/E
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is FNWB growing its revenue and profit?
Over the past 5 years, First Northwest Bancorp's revenue has declined 23.1% per year. These are computed facts, not advice.
How much debt does FNWB have?
As of FY2025, First Northwest Bancorp reported $308M of total debt against — of cash.
What is FNWB's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin —.
What is FNWB's P/E ratio?
As of Sep '26, First Northwest Bancorp traded at a price-to-earnings ratio of about 47.7× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.