15 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Free cash flow has declined 15.0% per year over the past 5 years.
Financial health
The company holds more cash ($146M) than total debt ($0).
Shareholder returns
Dividends have been paid for 2 consecutive years, consuming 35545.2% of earnings and 144.5% of free cash flow.
The dividend has grown 17.5% per year over the past 5 years.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
2025
—
$21128
—
—
$5M
$0
$146M
2024
—
$20034
—
—
$19M
$0
$119M
2023
—
$21554
—
—
$26M
—
$149M
2022
—
$16M
—
—
$21M
—
$187M
2021
—
$14M
—
—
$24M
$0
$346M
2020
—
$12M
—
—
$12M
$0
$267M
2019
—
$15M
—
—
$16M
$0
$111M
2018
—
$13M
—
—
$15M
$0
$116M
2017
—
$9M
—
—
$15M
$0
$153M
2016
—
$8M
—
—
$9M
$0
$160M
2015
—
$7M
—
—
$13M
$0
$201M
2014
—
$6M
—
—
—
$0
$216M
2013
—
$5M
—
—
$16M
—
$165M
2012
—
$5M
—
—
$14M
—
$150M
2011
—
$3M
—
—
$8M
—
$140M
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
Mar '26
—
$6M
—
—
$4M
—
$140M
Dec '25
—
$6M
—
—
$7M
$0
$146M
Sep '25
—
$6M
—
—
-$7M
—
$150M
Jun '25
—
$5M
—
—
$2M
—
$127M
Mar '25
—
$4M
—
—
$3M
—
$112M
Dec '24
—
$6M
—
—
$6M
$0
$119M
Sep '24
—
$5M
—
—
$8M
—
$164M
Jun '24
—
$4M
—
—
$2M
—
$182M
Mar '24
—
$4M
—
—
$3M
—
$187M
Dec '23
—
$7M
—
—
$2M
—
$149M
Sep '23
—
$5M
—
—
$11M
—
$197M
Jun '23
—
$5M
—
—
$8M
—
$205M
Mar '23
—
$5M
—
—
$5M
—
$206M
Dec '22
—
$5M
—
—
$8M
—
$187M
Sep '22
—
$5M
—
—
$7M
—
$264M
Jun '22
—
$4M
—
—
$4M
—
$245M
Mar '22
—
$3M
—
—
$2M
—
$275M
Dec '21
—
$3M
—
—
$6M
$0
$346M
Sep '21
—
$5M
—
—
$4M
—
$416M
Jun '21
—
$3M
—
—
$13M
—
$333M
Valuation over time
How the market has priced FNRN against its own fundamentals since 2026-04 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 12883.0× (Apr '26) to 13931.4× (Jun '26).
The dividend yield has fallen from 2.8% (Apr '26) to 2.6% (Jun '26).
Price / earnings (P/E)
P/E
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is FNRN growing its revenue and profit?
See the revenue and net-income charts above for FIRST NORTHERN COMMUNITY BANCORP's multi-year trend.
How much debt does FNRN have?
As of FY2025, FIRST NORTHERN COMMUNITY BANCORP reported $0 of total debt against $146M of cash.
What is FNRN's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin —.
What is FNRN's P/E ratio?
As of Jun '26, FIRST NORTHERN COMMUNITY BANCORP traded at a price-to-earnings ratio of about 13931.4× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.