15 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Free cash flow has grown 39.2% per year over the past 5 years.
Financial health
Total debt ($3.9B) exceeds cash ($2.5B); net debt is $1.4B.
Shareholder returns
Dividends have been paid for 14 consecutive years, consuming 30.8% of earnings and 46.3% of free cash flow.
The dividend has grown 2.1% per year over the past 5 years.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
2025
—
$565M
—
—
$376M
$3.9B
$2.5B
2024
—
$465M
—
—
$503M
$4.3B
$2.4B
2023
—
$485M
—
—
$335M
$4.5B
$1.6B
2022
—
$439M
—
—
$1.1B
$2.5B
$1.7B
2021
—
$405M
—
—
$472M
$2.2B
$3.5B
2020
—
$286M
—
—
$72M
$2.9B
$1.4B
2019
—
$387M
—
—
$213M
$4.6B
$599M
2018
—
$373M
—
—
$576M
$4.8B
$488M
2017
—
$199M
—
—
$222M
$4.3B
$479M
2016
—
$171M
—
—
$233M
$3.0B
$371M
2015
—
$160M
—
—
$214M
$2.7B
$489M
2014
—
$144M
—
—
—
$2.6B
$287M
2013
—
$118M
—
—
$371M
$1.4B
$214M
2012
—
$110M
—
—
$531M
$1.2B
$239M
2011
—
$87M
—
—
$272M
$939M
$209M
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
Mar '26
—
$137M
—
—
$133M
$4.2B
$2.7B
Dec '25
—
$168M
—
—
$99M
$3.9B
$2.5B
Sep '25
—
$150M
—
—
$149M
$4.0B
$2.4B
Jun '25
—
$130M
—
—
$85M
$4.6B
$2.4B
Mar '25
—
$117M
—
—
$43M
$4.5B
$2.4B
Dec '24
—
$110M
—
—
$278M
$4.3B
$2.4B
Sep '24
—
$110M
—
—
-$46M
$4.1B
$2.1B
Jun '24
—
$123M
—
—
$55M
$5.6B
$1.9B
Mar '24
—
$122M
—
—
$216M
$4.2B
$1.5B
Dec '23
—
$51M
—
—
-$37M
$4.5B
$1.6B
Sep '23
—
$145M
—
—
$283M
$4.0B
$1.6B
Jun '23
—
$142M
—
—
$103M
$4.4B
$1.7B
Mar '23
—
$147M
—
—
-$14M
$3.4B
$1.7B
Dec '22
—
$139M
—
—
$160M
$2.5B
$1.7B
Sep '22
—
$138M
—
—
$321M
$2.5B
$2.3B
Jun '22
—
$109M
—
—
$311M
$2.1B
$2.0B
Mar '22
—
$53M
—
—
$331M
$2.1B
$3.9B
Dec '21
—
$99M
—
—
$131M
$2.2B
$3.5B
Sep '21
—
$111M
—
—
$73M
$2.4B
$4.1B
Jun '21
—
$102M
—
—
$61M
$2.5B
$2.9B
Valuation over time
How the market has priced FNB against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 9.4× (Mar '23) to 12.1× (Jun '26).
The dividend yield has fallen from 4.1% (Mar '23) to 2.6% (Jun '26).
Price / earnings (P/E)
P/E
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is FNB growing its revenue and profit?
See the revenue and net-income charts above for Fnb Corp/Pa/'s multi-year trend.
How much debt does FNB have?
As of FY2025, Fnb Corp/Pa/ reported $3.9B of total debt against $2.5B of cash.
What is FNB's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin —.
What is FNB's P/E ratio?
As of Jun '26, Fnb Corp/Pa/ traded at a price-to-earnings ratio of about 12.1× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.