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FNB Financials Fnb Corp/Pa/

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Free cash flow has grown 39.2% per year over the past 5 years.

Financial health

  • Total debt ($3.9B) exceeds cash ($2.5B); net debt is $1.4B.

Shareholder returns

  • Dividends have been paid for 14 consecutive years, consuming 30.8% of earnings and 46.3% of free cash flow.
  • The dividend has grown 2.1% per year over the past 5 years.
Revenue & net income
$0 $283M $565M 2011 2013 2015 2017 2019 2021 2023 2025
RevenueNet income
Margins (gross / operating / net)
0% 50% 100% 2011 2013 2015 2017 2019 2021 2023 2025
GrossOperatingNet
Free cash flow (CFO − capex)
$0 $562M $1B 2011 2013 2015 2017 2019 2021 2023 2025
Free cash flow
Cash vs total debt
$0 $2B $5B 2011 2013 2015 2017 2019 2021 2023 2025
CashTotal debt
Cash flow: operating / investing / financing
-$3B -$281M $2B $0 2011 2013 2015 2017 2019 2021 2023 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MFCFTotal debtCash
2025 $565M $376M $3.9B $2.5B
2024 $465M $503M $4.3B $2.4B
2023 $485M $335M $4.5B $1.6B
2022 $439M $1.1B $2.5B $1.7B
2021 $405M $472M $2.2B $3.5B
2020 $286M $72M $2.9B $1.4B
2019 $387M $213M $4.6B $599M
2018 $373M $576M $4.8B $488M
2017 $199M $222M $4.3B $479M
2016 $171M $233M $3.0B $371M
2015 $160M $214M $2.7B $489M
2014 $144M $2.6B $287M
2013 $118M $371M $1.4B $214M
2012 $110M $531M $1.2B $239M
2011 $87M $272M $939M $209M

Valuation over time

How the market has priced FNB against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 6.4 12.8 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/E
Dividend yield (%)
0.0 2.2 4.5 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
Dividend yield %

Frequently asked questions

Is FNB growing its revenue and profit?

See the revenue and net-income charts above for Fnb Corp/Pa/'s multi-year trend.

How much debt does FNB have?

As of FY2025, Fnb Corp/Pa/ reported $3.9B of total debt against $2.5B of cash.

What is FNB's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin —.

What is FNB's P/E ratio?

As of Jun '26, Fnb Corp/Pa/ traded at a price-to-earnings ratio of about 12.1× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.