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FMNB Financials Farmers National Banc Corp /Oh/

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has grown 14.5% per year over the past 5 years.
  • Net income has grown slower than revenue (5.4% vs 14.5% per year).
  • Free cash flow has grown 2.8% per year over the past 5 years.

Financial health

  • Total debt has grown faster than revenue (36.0% vs 14.5% per year).

Shareholder returns

  • Dividends have been paid for 3 consecutive years, consuming 46.7% of earnings and 48.8% of free cash flow.
  • The dividend has grown 0.1% per year over the past 5 years.
Revenue & net income
$0 $140M $280M 2011 2013 2015 2017 2019 2021 2023 2025
RevenueNet income
Margins (gross / operating / net)
0% 16% 33% 2011 2013 2015 2017 2019 2021 2023 2025
GrossOperatingNet
Free cash flow (CFO − capex)
$0 $39M $79M 2011 2013 2015 2017 2019 2021 2023 2025
Free cash flow
Cash vs total debt
$0 $222M $444M 2011 2013 2015 2017 2019 2021 2023 2025
CashTotal debt
Cash flow: operating / investing / financing
-$424M -$64M $295M $0 2011 2013 2015 2017 2019 2021 2023 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MFCFTotal debtCash
2025 $280M $55M 0.0% 0.0% $52M $368M
2024 $269M $46M 0.0% 0.0% $55M $391M
2023 $255M $50M 0.0% 0.0% $59M $444M
2022 $186M $61M 0.0% 0.0% $79M $183M
2021 $52M $54M $88M
2020 $42M $45M $79M
2019 $36M $37M $122M
2018 $33M $38M $251M
2017 $23M $30M $297M
2016 $21M $24M $213M
2015 $8M $248M
2014 $9M $88M
2013 $8M $14M $101M
2012 $10M $8M $90M $38M
2011 $9M $10M $109M $52M

Valuation over time

How the market has priced FMNB against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 9.8 19.6 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/E
Price / sales (P/S)
0.0 2.3 4.6 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/S
Dividend yield (%)
0.0 1.8 3.6 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
Dividend yield %

Frequently asked questions

Is FMNB growing its revenue and profit?

Over the past 5 years, Farmers National Banc Corp /Oh/'s revenue has grown 14.5% per year, and net income grown 5.4% per year. These are computed facts, not advice.

How much debt does FMNB have?

As of FY2025, Farmers National Banc Corp /Oh/ reported $368M of total debt against — of cash.

What is FMNB's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin 19.5%.

What is FMNB's P/E ratio?

As of Jun '26, Farmers National Banc Corp /Oh/ traded at a price-to-earnings ratio of about 15.7× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.