FLG Financials Flagstar Bank, National Association
15 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Revenue has declined 3.2% per year over the past 5 years.
Free cash flow has declined 16.9% per year over the past 5 years.
Financial health
Total debt ($12.2B) exceeds cash ($6.0B); net debt is $6.2B.
Total debt has grown slower than revenue (-17.0% vs -3.2% per year).
Shareholder returns
Dividends have been paid for 15 consecutive years.
The dividend has declined 45.6% per year over the past 5 years.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
2025
—
-$177M
—
—
—
$12.2B
$6.0B
2024
—
-$1.1B
—
—
—
$14.4B
$15.6B
2023
—
-$79M
—
—
—
$21.3B
$11.6B
2022
$27M
$650M
0.0%
0.0%
—
$21.3B
$2.1B
2021
$23M
$596M
0.0%
0.0%
—
—
$2.2B
2020
$22M
$511M
0.0%
0.0%
—
—
$1.9B
2019
$29M
$395M
0.0%
0.0%
—
—
$742M
2018
$30M
$422M
0.0%
0.0%
$531M
—
$1.5B
2017
$32M
$466M
0.0%
0.0%
$1.3B
—
$2.5B
2016
$33M
$495M
0.0%
0.0%
$671M
—
$558M
2015
—
-$47M
—
—
—
—
—
2014
—
$485M
—
—
—
—
—
2013
—
$476M
—
—
$1.3B
—
—
2012
—
$501M
—
—
$537M
—
—
2011
—
$480M
—
—
$789M
—
—
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
Mar '26
—
$21M
—
—
—
$11.2B
$7.1B
Dec '25
—
$29M
—
—
—
$12.2B
$6.0B
Sep '25
—
-$36M
—
—
—
$13.2B
$8.6B
Jun '25
—
-$70M
—
—
—
$13.2B
$8.2B
Mar '25
—
-$100M
—
—
—
—
$12.6B
Dec '24
—
-$188M
—
—
—
$14.4B
$15.6B
Sep '24
—
-$280M
—
—
—
$20.3B
$23.2B
Jun '24
—
-$323M
—
—
—
$28.9B
$19.1B
Mar '24
—
-$327M
—
—
—
$26.7B
$13.0B
Dec '23
—
-$2.7B
—
—
—
$21.3B
$11.6B
Sep '23
—
$207M
—
—
—
$14.6B
$7.1B
Jun '23
—
$413M
—
—
—
$16.4B
$16.0B
Mar '23
—
$2.0B
—
—
$3.0B
$21.4B
$22.4B
Dec '22
$10M
$172M
0.0%
0.0%
—
$21.3B
$2.1B
Sep '22
$5M
$152M
0.0%
0.0%
—
—
$1.7B
Jun '22
$6M
$171M
0.0%
0.0%
—
—
$3.3B
Mar '22
$6M
$155M
0.0%
0.0%
$184M
—
$2.9B
Dec '21
$6M
$150M
0.0%
0.0%
—
—
$2.2B
Sep '21
$6M
$149M
0.0%
0.0%
—
—
$2.5B
Jun '21
$6M
$152M
0.0%
0.0%
—
—
$2.1B
Frequently asked questions
Is FLG growing its revenue and profit?
Over the past 5 years, Flagstar Bank, National Association's revenue has declined 3.2% per year. These are computed facts, not advice.
How much debt does FLG have?
As of FY2025, Flagstar Bank, National Association reported $12.2B of total debt against $6.0B of cash.
What is FLG's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin —.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.