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FLG Financials Flagstar Bank, National Association

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has declined 3.2% per year over the past 5 years.
  • Free cash flow has declined 16.9% per year over the past 5 years.

Financial health

  • Total debt ($12.2B) exceeds cash ($6.0B); net debt is $6.2B.
  • Total debt has grown slower than revenue (-17.0% vs -3.2% per year).

Shareholder returns

  • Dividends have been paid for 15 consecutive years.
  • The dividend has declined 45.6% per year over the past 5 years.
Revenue & net income
-$1B -$234M $650M $0 2011 2013 2015 2017 2019 2021 2023 2025
RevenueNet income
Margins (gross / operating / net)
0% 1296% 2591% 2011 2013 2015 2017 2019 2021 2023 2025
GrossOperatingNet
Free cash flow (CFO − capex)
$0 $669M $1B 2011 2013 2015 2017 2019 2021 2023 2025
Free cash flow
Cash vs total debt
$0 $11B $21B 2011 2013 2015 2017 2019 2021 2023 2025
CashTotal debt
Cash flow: operating / investing / financing
-$12B $4B $21B $0 2011 2013 2015 2017 2019 2021 2023 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MFCFTotal debtCash
2025 -$177M $12.2B $6.0B
2024 -$1.1B $14.4B $15.6B
2023 -$79M $21.3B $11.6B
2022 $27M $650M 0.0% 0.0% $21.3B $2.1B
2021 $23M $596M 0.0% 0.0% $2.2B
2020 $22M $511M 0.0% 0.0% $1.9B
2019 $29M $395M 0.0% 0.0% $742M
2018 $30M $422M 0.0% 0.0% $531M $1.5B
2017 $32M $466M 0.0% 0.0% $1.3B $2.5B
2016 $33M $495M 0.0% 0.0% $671M $558M
2015 -$47M
2014 $485M
2013 $476M $1.3B
2012 $501M $537M
2011 $480M $789M

Frequently asked questions

Is FLG growing its revenue and profit?

Over the past 5 years, Flagstar Bank, National Association's revenue has declined 3.2% per year. These are computed facts, not advice.

How much debt does FLG have?

As of FY2025, Flagstar Bank, National Association reported $12.2B of total debt against $6.0B of cash.

What is FLG's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin —.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.