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FISV Financials Fiserv

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has grown 7.4% per year over the past 5 years.
  • Net income has grown faster than revenue (29.4% vs 7.4% per year).
  • Operating margin has expanded, at 27.5% in the latest year.
  • Free cash flow has grown 5.8% per year over the past 5 years.

Financial health

  • Total debt has grown slower than revenue (2.6% vs 7.4% per year).
  • Operating income covered interest expense 3.8× in the latest year.
Revenue & net income
$0 $11B $21B 2011 2013 2015 2017 2019 2021 2023 2025
RevenueNet income
Margins (gross / operating / net)
0% 44% 87% 2011 2013 2015 2017 2019 2021 2023 2025
GrossOperatingNet
Free cash flow (CFO − capex)
$0 $3B $5B 2011 2013 2015 2017 2019 2021 2023 2025
Free cash flow
Cash vs total debt
$0 $12B $25B 2011 2013 2015 2017 2019 2021 2023 2025
CashTotal debt
Cash flow: operating / investing / financing
-$16B -$654M $14B $0 2011 2013 2015 2017 2019 2021 2023 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MFCFTotal debtCash
2025 $21.2B $3.5B 0.0% 27.5% $4.3B $798M
2024 $20.5B $3.1B 0.0% 28.7% $5.1B $24.8B $1.2B
2023 $19.1B $3.1B 0.0% 26.3% $3.8B $23.1B $1.2B
2022 $17.7B $2.5B 0.0% 21.1% $3.1B $21.4B $902M
2021 $16.2B $1.3B 0.0% 14.1% $2.9B $21.2B $835M
2020 $14.9B $958M 0.0% 12.5% $3.2B $20.7B $906M
2019 $893M $2.1B $21.9B $893M
2018 $5.8B $1.2B 87.2% 30.1% $1.2B
2017 $5.7B $1.2B 87.1% 26.9%
2016 $5.5B $930M 86.4% 26.2%
2015 $5.3B $712M 86.1% 25.0%
2014 $5.1B $754M 85.8% 23.9%
2013 $4.8B $648M 85.6% 22.0% $400M
2012 $4.4B $611M 85.8% 23.6% $3.2B $358M
2011 $4.3B $472M 86.0% 23.1% $3.4B $337M

Valuation over time

How the market has priced FISV against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 12.9 25.7 Mar '23 May '23 Nov '25 Jan '26 Mar '26 May '26
P/E
Price / sales (P/S)
0.0 1.8 3.7 Mar '23 May '23 Nov '25 Jan '26 Mar '26 May '26
P/S

Frequently asked questions

Is FISV growing its revenue and profit?

Over the past 5 years, Fiserv's revenue has grown 7.4% per year, and net income grown 29.4% per year. These are computed facts, not advice.

How much debt does FISV have?

As of FY2025, Fiserv reported — of total debt against $798M of cash; operating income covered interest expense 3.8×.

What is FISV's profit margin?

In FY2025, gross margin was —, operating margin 27.5%, and net margin 16.4%.

What is FISV's P/E ratio?

As of Jun '26, Fiserv traded at a price-to-earnings ratio of about 7.3× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.