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FISI Financial Institutions Inc

$41.17 +0.73%

Updated

Financial · National Commercial Banks

Financial Institutions Inc (FISI) is a financial company in the National Commercial Banks industry, with a market capitalization of $811 million. Shares last traded at $41.17, 8.5% below their 52-week high. Over the past year the stock is up 50.7%. FISI trades at a price-to-earnings ratio of 9.82, below the National Commercial Banks median of 12.42. Net profit margin is 21.9%, above the peer median of 20.5%. The shares yield 3.1% in dividends.

Market Cap
$811M
Shares Out
19.7M
EPS (TTM)
$7.43
P/E Ratio
5.54
P/S Ratio
2.15
P/B Ratio
1.26
Dividend / Share
$1.26
Dividend Yield
3.06%
52-Week High
$44.99
52-Week Low
$25.61
Volume
6,963
Avg Vol (3m)
8,909.492

Performance

1W
+0.56%
1M
-2.97%
3M
+12.56%
6M
+31.62%
YTD
+33.67%
1Y
+50.70%

Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.

Technicals

RSI (14)
53.68
SMA (50)
$40.39
SMA (200)
$34.96
Price vs SMA50
+1.93%
Price vs SMA200
+17.77%
ATR (14)
$2.44

Full technical analysis (26 indicators, D/W/M) →

Financials

Revenue
$378M
Net Income
$83M
Gross Margin
Operating Margin
Net Margin
21.9%
Return on Equity
12.8%
Return on Assets
1.3%
Current Ratio
Debt / Equity
0.12
Revenue Growth (YoY)

Latest reported annual period ending 2026-06-30 · SEC EDGAR/XBRL.

Full financials — revenue, cash flow & debt over time →

FISI Dividend History

Dividend / share (TTM)
$1.26
Dividend yield
3.06%
Per-share growth (5y CAGR)
+3.4%
Payout ratio (latest FY)
33%
Fiscal year endTotal dividends paidPer share*Payout ratio
2025-12-31 $25M $1.22 33%
2024-12-31 $19M $1.18
2023-12-31 $18M $1.18 36%
2022-12-31 $18M $1.14 31%
2021-12-31 $17M $1.07 22%
2020-12-31 $16M $1.03 43%
2019-12-31 $16M $0.99 32%
2018-12-31 $15M $0.94 38%
2017-12-31 $12M $0.83 37%
2016-12-31 $11M $0.79 36%
2015-12-31 $11M $0.80 40%
2014-12-31 $11M $0.75 36%

*Per share derived as total dividends paid ÷ weighted diluted shares (SEC EDGAR/XBRL annual cash-flow facts). Reported history — not a forecast of future dividends.

Compare payers on the highest-dividend-yield screener.

Recent earnings

PeriodEPS (diluted)Reported
Q2 2026 $2.08 2026-08-03
Q1 2026 $1.04 2026-05-04
FY 2025 $3.61 2026-03-09
Q3 2025 $2.65 2025-11-03
Q2 2026 $1.66 2026-08-03
Q1 2026 $0.81 2026-05-04

Full earnings history →

National Commercial Banks peers

FISI vs 14 industry peers (National Commercial Banks), by market cap. Updated

P/E vs peers
9.82 / 12.42 med
-21% discount
P/S vs peers
2.15 / 2.66 med
-19% discount
Net margin vs peers
21.9% / 20.5% med
above median
1–14 of 14
JPMJPMorgan Chase$962.6B14.793.4323.2%+1.65%
BACBank of America$441.0B13.103.6427.8%+0.72%
WFCWells Fargo$272.9B12.582.2117.6%-0.10%
CCitigroup$241.7B16.902.8416.8%+2.85%
COFCapital One$137.2B42.561.984.7%+1.77%
USBU.S. Bancorp$99.0B12.123.3327.5%+1.23%
PNCPNC Financial Services$97.8B13.983.9128.0%+1.08%
TFCTruist Financial$63.1B10.802.0719.2%+1.59%
HBANHuntington Bancshares$34.6B15.662.7717.7%+1.04%
RFRegions Financial Corporation$25.9B11.622.7023.2%+1.69%
KEYKeyCorp$23.6B11.622.1018.1%+1.45%
PNFPPinnacle Financial Partners, Inc.$15.3B19.344.1921.7%+1.29%
FHNFirst Horizon Corp$11.8B11.203.3629.9%+1.59%
UMBFUmb Financial Corp$10.9B11.552.6322.7%+1.05%

Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.