FINW Financials Finwise Bancorp
5 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →
Key annual figures
| FY | Revenue | Net income | Gross M | Op M | ROE | ROA | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | — | $16M | — | — | 8.3% | 1.6% | -$29M | — | $163M |
| 2024 | — | $13M | — | — | 7.3% | 1.7% | -$16M | — | $109M |
| 2023 | — | $17M | — | — | 11.3% | 3.0% | $5M | — | $117M |
| 2022 | — | $25M | — | — | 17.9% | 6.3% | $54M | — | $101M |
| 2021 | — | $32M | — | — | 27.4% | 8.3% | -$12M | — | $86M |
Key quarterly figures
| Quarter | Revenue | Net income | Gross M | Op M | ROE | ROA | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|---|---|
| Jun '26 | — | $2M | — | — | 1.1% | 0.2% | -$26M | — | $94M |
| Mar '26 | — | $3M | — | — | 1.4% | 0.3% | $20M | — | $97M |
| Dec '25 | — | $4M | — | — | 2.0% | 0.4% | $8M | — | $163M |
| Sep '25 | — | $5M | — | — | 2.6% | 0.5% | $3M | — | $106M |
| Jun '25 | — | $4M | — | — | 2.3% | 0.5% | -$18M | — | $90M |
| Mar '25 | — | $3M | — | — | 1.8% | 0.4% | -$22M | — | $120M |
| Dec '24 | — | $3M | — | — | 1.6% | 0.4% | $4M | — | $109M |
| Sep '24 | — | $3M | — | — | 2.0% | 0.5% | -$13M | — | $86M |
| Jun '24 | — | $3M | — | — | 1.9% | 0.5% | -$8M | — | $89M |
| Mar '24 | — | $3M | — | — | 2.0% | 0.5% | $568000 | — | $116M |
| Dec '23 | — | $4M | — | — | 2.7% | 0.7% | $9M | — | $117M |
| Sep '23 | — | $5M | — | — | 3.2% | 0.9% | $7M | — | $127M |
| Jun '23 | — | $5M | — | — | 3.1% | 0.9% | -$14M | — | $119M |
| Mar '23 | — | $4M | — | — | 2.7% | 0.9% | $3M | — | $106M |
| Dec '22 | — | $7M | — | — | 4.7% | 1.6% | $24M | — | $101M |
| Sep '22 | — | $4M | — | — | 2.7% | 0.9% | -$5M | — | $92M |
| Jun '22 | — | $5M | — | — | 4.2% | 1.5% | $40M | — | $97M |
| Mar '22 | — | $9M | — | — | 7.5% | 2.2% | -$6M | — | $117M |
| Dec '21 | — | $10M | — | — | 8.8% | 2.7% | $11M | — | $86M |
| Sep '21 | — | $8M | — | — | 12.2% | — | $3M | — | — |
Valuation over time
How the market has priced FINW against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.
- The price-to-earnings ratio has risen from 5.0× (Mar '23) to 12.1× (Sep '26).
Frequently asked questions
Is FINW growing its revenue and profit?
See the revenue and net-income charts above for Finwise Bancorp's multi-year trend.
How much debt does FINW have?
As of FY2025, Finwise Bancorp reported — of total debt against $163M of cash.
What is FINW's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin —.
What is FINW's P/E ratio?
As of Sep '26, Finwise Bancorp traded at a price-to-earnings ratio of about 12.1× (market cap ÷ latest annual net income). The valuation charts above show how its P/E have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.