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FINV Financials FinVolution Group

11 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings, in CNY as reported — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has grown 6.8% per year over the past 5 years.
  • Net income has grown slower than revenue (5.2% vs 6.8% per year).
  • Free cash flow has declined 4.1% per year over the past 5 years.

Financial health

  • The company holds more cash (CN¥4.3B) than total debt (CN¥260M).

Shareholder returns

  • Dividends have been paid for 7 consecutive years, consuming 20.1% of earnings and 28.6% of free cash flow.
  • The dividend has grown 14.1% per year over the past 5 years.
Revenue & net income
-CN¥72M CN¥7B CN¥14B CN¥0 2015 2017 2019 2021 2023 2025
RevenueNet income
Margins (gross / operating / net)
0% 29% 59% 2015 2017 2019 2021 2023 2025
GrossOperatingNet
Return on equity & assets (ROE / ROA)
-114% -36% 42% 0% 2015 2017 2019 2021 2023 2025
ROEROA
Free cash flow (CFO − capex)
-CN¥264M CN¥2B CN¥3B CN¥0 2015 2017 2019 2021 2023 2025
Free cash flow
Cash vs total debt
CN¥0 CN¥2B CN¥5B 2015 2017 2019 2021 2023 2025
CashTotal debt
Cash flow: operating / investing / financing
-CN¥3B CN¥159M CN¥3B CN¥0 2015 2017 2019 2021 2023 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MROEROAFCFTotal debtCash
2025 CN¥13.6B CN¥2.5B 0.0% 0.0% 15.4% 10.0% CN¥1.8B CN¥260M CN¥4.3B
2024 CN¥13.1B CN¥2.4B 0.0% 0.0% 15.7% 10.1% CN¥2.9B — CN¥4.7B
2023 CN¥12.5B CN¥2.3B 0.0% 0.0% 17.0% 11.0% CN¥823M — CN¥5.0B
2022 CN¥11.1B CN¥2.3B 0.0% 0.0% 18.3% 10.6% CN¥184M — CN¥3.6B
2021 — CN¥2.5B — — 23.5% 13.8% CN¥575M — CN¥4.4B
2020 — CN¥2.0B — — 23.6% 13.3% CN¥2.2B — CN¥2.6B
2019 — CN¥2.4B — — 29.9% 13.0% -CN¥264M — CN¥2.3B
2018 CN¥4.2B CN¥2.5B 0.0% 0.0% 41.7% 18.8% CN¥1.8B — CN¥1.6B
2017 CN¥3.9B CN¥1.1B 0.0% 0.0% 29.9% 12.6% CN¥3.3B — CN¥1.9B
2016 CN¥1.2B CN¥501M 0.0% 0.0% -114.4% 23.4% CN¥1.1B — CN¥405M
2015 — -CN¥72M — — — — — — CN¥92M

Frequently asked questions

Is FINV growing its revenue and profit?

Over the past 5 years, FinVolution Group's revenue has grown 6.8% per year, and net income grown 5.2% per year. These are computed facts, not advice.

How much debt does FINV have?

As of FY2025, FinVolution Group reported CN¥260M of total debt against CN¥4.3B of cash.

What is FINV's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin 18.7%.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — its annual and interim reports, in CNY as reported (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (annual and interim filings, reported in CNY) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.