FCF Financials First Commonwealth Financial Corp /Pa/
15 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Free cash flow has grown 11.8% per year over the past 5 years.
Shareholder returns
Dividends have been paid for 15 consecutive years, consuming 36.4% of earnings and 32.4% of free cash flow.
The dividend has grown 5.2% per year over the past 5 years.
Net income
Net income
Return on equity & assets (ROE / ROA)
ROEROA
Shareholders' equity (book value)
Equity
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
—
$152M
—
—
9.8%
1.2%
$171M
—
$180M
2024
—
$143M
—
—
10.1%
1.2%
$114M
—
$133M
2023
—
$157M
—
—
12.0%
1.4%
$129M
—
$147M
2022
—
$128M
—
—
12.2%
1.3%
$140M
—
$154M
2021
—
$138M
—
—
12.5%
1.4%
$154M
$321M
$395M
2020
—
$73M
—
—
6.9%
0.8%
$98M
$351M
$357M
2019
—
$105M
—
—
10.0%
1.3%
$90M
$436M
$122M
2018
—
$107M
—
—
11.0%
1.4%
$126M
$907M
$99M
2017
—
$55M
—
—
6.2%
0.8%
$77M
$795M
$107M
2016
—
$60M
—
—
7.9%
0.9%
$82M
$949M
—
2015
—
$50M
—
—
7.0%
0.8%
$68M
$1.6B
—
2014
—
$44M
—
—
6.2%
0.7%
$71M
$1.3B
—
2013
—
$41M
—
—
5.8%
0.7%
$76M
$843M
—
2012
—
$42M
—
—
5.6%
0.7%
$69M
$636M
—
2011
—
$15M
—
—
2.0%
0.3%
$76M
$520M
—
Net income
Net income
Return on equity & assets (ROE / ROA)
ROEROA
Shareholders' equity (book value)
Equity
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
Jun '26
—
$45M
—
—
2.8%
0.4%
—
—
$180M
Mar '26
—
$38M
—
—
2.4%
0.3%
—
—
$343M
Dec '25
—
$45M
—
—
2.9%
0.4%
—
—
$180M
Sep '25
—
$41M
—
—
2.7%
0.3%
—
—
$161M
Jun '25
—
$33M
—
—
2.2%
0.3%
—
—
$160M
Mar '25
—
$33M
—
—
2.3%
0.3%
—
—
$141M
Dec '24
—
$36M
—
—
2.6%
0.3%
—
—
$133M
Sep '24
—
$32M
—
—
2.3%
0.3%
—
—
$582M
Jun '24
—
$37M
—
—
2.7%
0.3%
—
—
$188M
Mar '24
—
$38M
—
—
2.8%
0.3%
—
—
$310M
Dec '23
—
$45M
—
—
3.4%
0.4%
—
—
$147M
Sep '23
—
$39M
—
—
3.2%
0.3%
—
—
$337M
Jun '23
—
$43M
—
—
3.5%
0.4%
—
—
$449M
Mar '23
—
$30M
—
—
2.5%
0.3%
—
—
$396M
Dec '22
—
$36M
—
—
3.4%
0.4%
—
—
$154M
Sep '22
—
$34M
—
—
3.3%
0.4%
—
—
$181M
Jun '22
—
$31M
—
—
2.9%
0.3%
—
—
$300M
Mar '22
—
$28M
—
—
2.6%
0.3%
—
$278M
$525M
Dec '21
—
$35M
—
—
3.1%
0.4%
—
$321M
$395M
Sep '21
—
$34M
—
—
3.1%
0.4%
—
$300M
$335M
Valuation over time
How the market has priced FCF against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 9.8× (Mar '23) to 14.3× (Nov '26).
The dividend yield has fallen from 3.6% (Mar '23) to 2.6% (Nov '26).
Price / earnings (P/E)
P/E
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is FCF growing its revenue and profit?
See the revenue and net-income charts above for First Commonwealth Financial Corp /Pa/'s multi-year trend.
How much debt does FCF have?
As of FY2025, First Commonwealth Financial Corp /Pa/ reported — of total debt against $180M of cash.
What is FCF's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin —.
What is FCF's P/E ratio?
First Commonwealth Financial Corp /Pa/'s P/E (TTM) is 12.92 as of the 2026-11-04 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the FCF stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 14.3× as of Nov '26) can differ. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.