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FCCO Financials FIRST COMMUNITY CORP /SC/

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has declined 3.8% per year over the past 5 years.
  • Net income has grown faster than revenue (13.7% vs -3.8% per year).

Shareholder returns

  • Dividends have been paid for 15 consecutive years, consuming 24.7% of earnings and 27.0% of free cash flow.
  • The dividend has grown 5.9% per year over the past 5 years.
Revenue & net income
$0 $10M $19M 2011 2013 2015 2017 2019 2021 2023 2025
RevenueNet income
Margins (gross / operating / net)
0% 1041% 2083% 2011 2013 2015 2017 2019 2021 2023 2025
GrossOperatingNet
Return on equity & assets (ROE / ROA)
0% 6% 12% 2011 2013 2015 2017 2019 2021 2023 2025
ROEROA
Free cash flow (CFO − capex)
-$18M $19M $57M $0 2011 2013 2015 2017 2019 2021 2023 2025
Free cash flow
Cash vs total debt
$0 $81M $161M 2011 2013 2015 2017 2019 2021 2023 2025
CashTotal debt
Cash flow: operating / investing / financing
-$236M -$15M $206M $0 2011 2013 2015 2017 2019 2021 2023 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MROEROAFCFTotal debtCash
2025 $922000 $19M 0.0% 0.0% 11.5% 0.9% $18M $161M
2024 $952000 $14M 0.0% 0.0% 9.7% 0.7% $11M $150M
2023 $963000 $12M 0.0% 0.0% 9.0% 0.6% $12M $95M
2022 $960000 $15M 0.0% 0.0% 12.3% 0.9% $21M $37M
2021 $977000 $15M 0.0% 0.0% 11.0% 1.0% $57M $69M
2020 $1M $10M 0.0% 0.0% 7.4% 0.7% -$18M $65M
2019 $2M $11M 0.0% 0.0% 9.1% 0.9% $2M $48M
2018 $2M $11M 0.0% 0.0% 10.0% 1.0% $19M
2017 $1M $6M 0.0% 0.0% 5.5% 0.6% $15M
2016 $1M $7M 0.0% 0.0% 8.2% 0.7% $4M
2015 $6M 7.8% 0.7% $12M
2014 $5M 6.9% 0.6%
2013 $4M 7.9% 0.7%
2012 $4M 7.3% 0.7%
2011 $3M 6.9% 0.6%

Valuation over time

How the market has priced FCCO against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 10.3 20.6 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
P/E
Price / sales (P/S)
0.0 174.0 348.0 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
P/S
Dividend yield (%)
0.0 1.4 2.8 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
Dividend yield %

Frequently asked questions

Is FCCO growing its revenue and profit?

Over the past 5 years, FIRST COMMUNITY CORP /SC/'s revenue has declined 3.8% per year, and net income grown 13.7% per year. These are computed facts, not advice.

How much debt does FCCO have?

As of FY2025, FIRST COMMUNITY CORP /SC/ reported — of total debt against $161M of cash.

What is FCCO's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin 2083.0%.

What is FCCO's P/E ratio?

As of Sep '26, FIRST COMMUNITY CORP /SC/ traded at a price-to-earnings ratio of about 16.6× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.