FCBC Financials FIRST COMMUNITY BANKSHARES INC /VA/
15 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Free cash flow has grown 7.1% per year over the past 5 years.
Shareholder returns
Dividends have been paid for 15 consecutive years, consuming 503.9% of earnings and 101.0% of free cash flow.
The dividend has grown 27.7% per year over the past 5 years.
Net income
Net income
Return on equity & assets (ROE / ROA)
ROEROA
Shareholders' equity (book value)
Equity
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
—
$12M
—
—
2.4%
0.4%
$60M
—
—
2024
—
$12M
—
—
2.2%
0.4%
$55M
$0
—
2023
—
$48M
—
—
9.5%
1.5%
$59M
$0
—
2022
—
$47M
—
—
11.1%
1.5%
$58M
—
—
2021
—
$51M
—
—
12.0%
1.6%
$45M
—
—
2020
—
$36M
—
—
8.4%
1.2%
$43M
—
—
2019
—
$39M
—
—
9.0%
1.4%
$48M
—
$217M
2018
—
$36M
—
—
10.9%
1.6%
$47M
—
$77M
2017
—
$21M
—
—
6.1%
0.9%
$34M
$75M
$158M
2016
—
$25M
—
—
7.4%
1.1%
$41M
$90M
$76M
2015
—
$25M
—
—
7.2%
1.0%
—
$115M
$52M
2014
—
$25M
—
—
7.3%
1.0%
—
$140M
$238M
2013
—
$23M
—
—
7.1%
0.9%
—
—
$57M
2012
—
$29M
—
—
8.0%
1.0%
—
—
$145M
2011
—
$20M
—
—
6.6%
0.9%
—
—
$47M
Net income
Net income
Return on equity & assets (ROE / ROA)
ROEROA
Shareholders' equity (book value)
Equity
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
Jun '26
—
$23M
—
—
4.2%
0.6%
$18M
$0
—
Mar '26
—
$12M
—
—
2.3%
0.3%
-$13M
$0
—
Dec '25
—
$12M
—
—
2.5%
0.4%
$19M
—
—
Sep '25
—
$12M
—
—
2.4%
0.4%
$19M
$0
—
Jun '25
—
$12M
—
—
2.4%
0.4%
$10M
$0
—
Mar '25
—
$12M
—
—
2.4%
0.4%
$12M
$0
—
Dec '24
—
$13M
—
—
2.5%
0.4%
$15M
$0
—
Sep '24
—
$13M
—
—
2.5%
0.4%
$11M
$0
—
Jun '24
—
$13M
—
—
2.5%
0.4%
$14M
$0
—
Mar '24
—
$13M
—
—
2.5%
0.4%
$15M
$0
—
Dec '23
—
$12M
—
—
2.3%
0.4%
$14M
$0
—
Sep '23
—
$15M
—
—
3.0%
0.4%
$19M
$0
—
Jun '23
—
$10M
—
—
2.0%
0.3%
$11M
$0
—
Mar '23
—
$12M
—
—
2.7%
0.4%
$15M
$0
—
Dec '22
—
$13M
—
—
3.0%
0.4%
$17M
—
—
Sep '22
—
$13M
—
—
3.2%
0.4%
$13M
$0
—
Jun '22
—
$11M
—
—
2.7%
0.3%
$17M
$0
—
Mar '22
—
$10M
—
—
2.2%
0.3%
$10M
$0
—
Dec '21
—
$11M
—
—
2.5%
0.3%
$11M
—
—
Sep '21
—
$13M
—
—
3.0%
0.4%
$16M
$0
—
Valuation over time
How the market has priced FCBC against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 10.1× (Mar '23) to 76.9× (Sep '26).
The dividend yield has risen from 3.9% (Mar '23) to 6.6% (Sep '26).
Price / earnings (P/E)
P/E
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is FCBC growing its revenue and profit?
See the revenue and net-income charts above for FIRST COMMUNITY BANKSHARES INC /VA/'s multi-year trend.
How much debt does FCBC have?
As of FY2025, FIRST COMMUNITY BANKSHARES INC /VA/ reported — of total debt against — of cash.
What is FCBC's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin —.
What is FCBC's P/E ratio?
As of Sep '26, FIRST COMMUNITY BANKSHARES INC /VA/ traded at a price-to-earnings ratio of about 76.9× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.