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FCBC Financials FIRST COMMUNITY BANKSHARES INC /VA/

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Free cash flow has grown 7.1% per year over the past 5 years.

Shareholder returns

  • Dividends have been paid for 15 consecutive years, consuming 503.9% of earnings and 101.0% of free cash flow.
  • The dividend has grown 27.7% per year over the past 5 years.
Net income
$0 $26M $51M 2011 2013 2015 2017 2019 2021 2023 2025
Net income
Return on equity & assets (ROE / ROA)
0% 6% 12% 2011 2013 2015 2017 2019 2021 2023 2025
ROEROA
Shareholders' equity (book value)
$0 $263M $526M 2011 2013 2015 2017 2019 2021 2023 2025
Equity
Free cash flow (CFO − capex)
$0 $30M $60M 2011 2013 2015 2017 2019 2021 2023 2025
Free cash flow
Cash vs total debt
$0 $119M $238M 2011 2013 2015 2017 2019 2021 2023 2025
CashTotal debt
Cash flow: operating / investing / financing
-$537M -$124M $289M $0 2011 2013 2015 2017 2019 2021 2023 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MROEROAFCFTotal debtCash
2025 $12M 2.4% 0.4% $60M
2024 $12M 2.2% 0.4% $55M $0
2023 $48M 9.5% 1.5% $59M $0
2022 $47M 11.1% 1.5% $58M
2021 $51M 12.0% 1.6% $45M
2020 $36M 8.4% 1.2% $43M
2019 $39M 9.0% 1.4% $48M $217M
2018 $36M 10.9% 1.6% $47M $77M
2017 $21M 6.1% 0.9% $34M $75M $158M
2016 $25M 7.4% 1.1% $41M $90M $76M
2015 $25M 7.2% 1.0% $115M $52M
2014 $25M 7.3% 1.0% $140M $238M
2013 $23M 7.1% 0.9% $57M
2012 $29M 8.0% 1.0% $145M
2011 $20M 6.6% 0.9% $47M

Valuation over time

How the market has priced FCBC against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 38.5 76.9 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
P/E
Dividend yield (%)
0.0 4.7 9.5 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
Dividend yield %

Frequently asked questions

Is FCBC growing its revenue and profit?

See the revenue and net-income charts above for FIRST COMMUNITY BANKSHARES INC /VA/'s multi-year trend.

How much debt does FCBC have?

As of FY2025, FIRST COMMUNITY BANKSHARES INC /VA/ reported — of total debt against — of cash.

What is FCBC's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin —.

What is FCBC's P/E ratio?

As of Sep '26, FIRST COMMUNITY BANKSHARES INC /VA/ traded at a price-to-earnings ratio of about 76.9× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.