FCBC Financials FIRST COMMUNITY BANKSHARES INC /VA/
15 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Free cash flow has grown 7.1% per year over the past 5 years.
Shareholder returns
Dividends have been paid for 15 consecutive years, consuming 503.9% of earnings and 101.0% of free cash flow.
The dividend has grown 27.7% per year over the past 5 years.
Net income
Net income
Return on equity & assets (ROE / ROA)
ROEROA
Shareholders' equity (book value)
Equity
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
—
$12M
—
—
2.4%
0.4%
$60M
—
—
2024
—
$12M
—
—
2.2%
0.4%
$55M
$0
—
2023
—
$48M
—
—
9.5%
1.5%
$59M
$0
—
2022
—
$47M
—
—
11.1%
1.5%
$58M
—
—
2021
—
$51M
—
—
12.0%
1.6%
$45M
—
—
2020
—
$36M
—
—
8.4%
1.2%
$43M
—
—
2019
—
$39M
—
—
9.0%
1.4%
$48M
—
$217M
2018
—
$36M
—
—
10.9%
1.6%
$47M
—
$77M
2017
—
$21M
—
—
6.1%
0.9%
$34M
$75M
$158M
2016
—
$25M
—
—
7.4%
1.1%
$41M
$90M
$76M
2015
—
$25M
—
—
7.2%
1.0%
—
$115M
$52M
2014
—
$25M
—
—
7.3%
1.0%
—
$140M
$238M
2013
—
$23M
—
—
7.1%
0.9%
—
—
$57M
2012
—
$29M
—
—
8.0%
1.0%
—
—
$145M
2011
—
$20M
—
—
6.6%
0.9%
—
—
$47M
Net income
Net income
Return on equity & assets (ROE / ROA)
ROEROA
Shareholders' equity (book value)
Equity
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
Jun '26
—
$23M
—
—
4.2%
0.6%
$18M
$0
—
Mar '26
—
$12M
—
—
2.3%
0.3%
-$13M
$0
—
Dec '25
—
$12M
—
—
2.5%
0.4%
$19M
—
—
Sep '25
—
$12M
—
—
2.4%
0.4%
$19M
$0
—
Jun '25
—
$12M
—
—
2.4%
0.4%
$10M
$0
—
Mar '25
—
$12M
—
—
2.4%
0.4%
$12M
$0
—
Dec '24
—
$13M
—
—
2.5%
0.4%
$15M
$0
—
Sep '24
—
$13M
—
—
2.5%
0.4%
$11M
$0
—
Jun '24
—
$13M
—
—
2.5%
0.4%
$14M
$0
—
Mar '24
—
$13M
—
—
2.5%
0.4%
$15M
$0
—
Dec '23
—
$12M
—
—
2.3%
0.4%
$14M
$0
—
Sep '23
—
$15M
—
—
3.0%
0.4%
$19M
$0
—
Jun '23
—
$10M
—
—
2.0%
0.3%
$11M
$0
—
Mar '23
—
$12M
—
—
2.7%
0.4%
$15M
$0
—
Dec '22
—
$13M
—
—
3.0%
0.4%
$17M
—
—
Sep '22
—
$13M
—
—
3.2%
0.4%
$13M
$0
—
Jun '22
—
$11M
—
—
2.7%
0.3%
$17M
$0
—
Mar '22
—
$10M
—
—
2.2%
0.3%
$10M
$0
—
Dec '21
—
$11M
—
—
2.5%
0.3%
$11M
—
—
Sep '21
—
$13M
—
—
3.0%
0.4%
$16M
$0
—
Valuation over time
How the market has priced FCBC against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 10.1× (Mar '23) to 73.5× (Nov '26).
The dividend yield has risen from 3.9% (Mar '23) to 6.9% (Nov '26).
Price / earnings (P/E)
P/E
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is FCBC growing its revenue and profit?
See the revenue and net-income charts above for FIRST COMMUNITY BANKSHARES INC /VA/'s multi-year trend.
How much debt does FCBC have?
As of FY2025, FIRST COMMUNITY BANKSHARES INC /VA/ reported — of total debt against — of cash.
What is FCBC's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin —.
What is FCBC's P/E ratio?
FIRST COMMUNITY BANKSHARES INC /VA/'s P/E (TTM) is 14.91 as of the 2026-11-03 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the FCBC stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 73.5× as of Nov '26) can differ. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.