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FBP Financials First Bancorp /Pr/

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has grown 7.1% per year over the past 5 years.
  • Net income has grown faster than revenue (27.5% vs 7.1% per year).
  • Free cash flow has grown 9.2% per year over the past 5 years.

Financial health

  • The company holds more cash ($659M) than total debt ($290M).
  • Total debt has grown slower than revenue (-33.8% vs 7.1% per year).

Shareholder returns

  • Dividends have been paid for 8 consecutive years, consuming 33.5% of earnings and 26.4% of free cash flow.
  • The dividend has grown 21.6% per year over the past 5 years.
Revenue & net income
-$164M $418M $1B $0 2011 2013 2015 2017 2019 2021 2023 2025
RevenueNet income
Margins (gross / operating / net)
0% 17% 34% 2011 2013 2015 2017 2019 2021 2023 2025
GrossOperatingNet
Free cash flow (CFO − capex)
$0 $219M $438M 2011 2013 2015 2017 2019 2021 2023 2025
Free cash flow
Cash vs total debt
$0 $1B $3B 2011 2013 2015 2017 2019 2021 2023 2025
CashTotal debt
Cash flow: operating / investing / financing
-$2B -$40M $2B $0 2011 2013 2015 2017 2019 2021 2023 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MFCFTotal debtCash
2025 $1.0B $345M 0.0% 0.0% $438M $290M $659M
2024 $938M $299M 0.0% 0.0% $394M $562M $1.2B
2023 $930M $303M 0.0% 0.0% $340M $662M $663M
2022 $918M $305M 0.0% 0.0% $420M — $481M
2021 $851M $281M 0.0% 0.0% $386M — $2.5B
2020 $712M $102M 0.0% 0.0% $282M — $1.5B
2019 $658M $167M 0.0% 0.0% $272M — $644M
2018 $608M $202M 0.0% 0.0% $268M — —
2017 — $67M — — $227M — —
2016 — $93M — — $189M — —
2015 — $21M — — $249M — —
2014 — $392M — — $242M — —
2013 — -$164M — — $330M — —
2012 — $30M — — $217M — —
2011 — -$82M — — $144M — —

Valuation over time

How the market has priced FBP against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 6.0 11.9 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/E
Price / sales (P/S)
0.0 2.1 4.1 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/S
Dividend yield (%)
0.0 2.5 5.1 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
Dividend yield %

Frequently asked questions

Is FBP growing its revenue and profit?

Over the past 5 years, First Bancorp /Pr/'s revenue has grown 7.1% per year, and net income grown 27.5% per year. These are computed facts, not advice.

How much debt does FBP have?

As of FY2025, First Bancorp /Pr/ reported $290M of total debt against $659M of cash.

What is FBP's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin 34.5%.

What is FBP's P/E ratio?

As of Jun '26, First Bancorp /Pr/ traded at a price-to-earnings ratio of about 11.9× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.