15 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Revenue has grown 9.1% per year over the past 5 years.
Operating margin has expanded, at 11.7% in the latest year.
Free cash flow has grown 40.0% per year over the past 5 years.
Financial health
Total debt ($518M) exceeds cash ($470M); net debt is $49M.
Total debt has grown faster than revenue (15.6% vs 9.1% per year).
Operating income covered interest expense 6.5× in the latest year.
Total debt is 2.9× EBITDA.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
2025
$1.3B
$110M
58.5%
11.7%
$110M
$518M
$470M
2024
$1.2B
$83M
58.7%
9.7%
$78M
$327M
$171M
2023
$1.0B
$38M
58.1%
8.8%
$61M
$360M
$221M
2022
$886M
$50M
59.6%
8.5%
$35M
$313M
$206M
2021
$730M
$9M
61.6%
4.3%
$23M
$311M
$254M
2020
$823M
-$68M
54.6%
-5.9%
$21M
$251M
$305M
2019
$847M
$3M
58.4%
5.5%
$65M
$239M
$158M
2018
$812M
$37M
59.3%
8.3%
$49M
$417M
$285M
2017
$748M
$31M
58.2%
7.1%
$26M
$285M
$164M
2016
—
-$81M
—
—
$55M
$284M
$66M
2015
—
-$89M
—
—
$56M
$198M
$59M
2014
—
-$68M
—
—
$52M
$428M
$55M
2013
—
$22M
—
—
$74M
$246M
$29M
2012
—
$137M
—
—
$93M
$222M
$40M
2011
—
$122M
—
—
$119M
$18M
$24M
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
Mar '26
$447M
$49M
58.2%
15.2%
$38M
$519M
$354M
Dec '25
$382M
$44M
58.4%
15.9%
$32M
$519M
$466M
Sep '25
$337M
$27M
59.0%
11.0%
$36M
$518M
$470M
Jun '25
$311M
$27M
59.1%
11.6%
$26M
$518M
$472M
Mar '25
$306M
$25M
58.3%
11.2%
$29M
$621M
$505M
Dec '24
$320M
$31M
57.9%
13.1%
$20M
$328M
$175M
Sep '24
$295M
$15M
59.5%
8.8%
$24M
$327M
$171M
Jun '24
$281M
$18M
59.2%
7.9%
$31M
$361M
$218M
Mar '24
$286M
$21M
58.7%
9.6%
$9M
$361M
$229M
Dec '23
$300M
$28M
57.5%
12.4%
$14M
$361M
$219M
Sep '23
$270M
$10M
58.9%
6.1%
$15M
$360M
$221M
Jun '23
$256M
$18M
58.2%
8.1%
$18M
$360M
$238M
Mar '23
$258M
-$7M
57.7%
10.3%
$24M
$359M
$243M
Dec '22
$264M
$17M
57.7%
10.7%
$4M
$359M
$208M
Sep '22
$233M
$7M
59.0%
6.4%
$4M
$313M
$206M
Jun '22
$216M
$12M
60.0%
6.3%
$10M
$313M
$222M
Mar '22
$216M
$15M
59.7%
11.2%
$16M
$312M
$255M
Dec '21
$221M
$16M
59.8%
10.1%
$4M
$312M
$233M
Sep '21
$192M
$2M
62.0%
4.1%
$4M
$311M
$254M
Jun '21
$174M
-$3M
62.1%
2.1%
$8M
$261M
$284M
Valuation over time
How the market has priced EZPW against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 10.5× (Mar '23) to 18.7× (Jun '26).
The price-to-sales ratio has risen from 0.6× (Mar '23) to 1.6× (Jun '26).
Price / earnings (P/E)
P/E
Price / sales (P/S)
P/S
Frequently asked questions
Is EZPW growing its revenue and profit?
Over the past 5 years, Ezcorp Inc's revenue has grown 9.1% per year. These are computed facts, not advice.
How much debt does EZPW have?
As of FY2025, Ezcorp Inc reported $518M of total debt against $470M of cash; operating income covered interest expense 6.5×.
What is EZPW's profit margin?
In FY2025, gross margin was 58.5%, operating margin 11.7%, and net margin 8.6%.
What is EZPW's P/E ratio?
As of Jun '26, Ezcorp Inc traded at a price-to-earnings ratio of about 18.7× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.