EVTC Financials Evertec, Inc.

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Aug 9, 2026, 10:15 UTC Overview →

Growth & profitability

Revenue has grown 12.8% per year over the past 5 years.
Net income has grown slower than revenue (6.8% vs 12.8% per year).
Operating margin has contracted, at 20.0% in the latest year.
Free cash flow has grown 2.3% per year over the past 5 years.

Financial health

Total debt ($1.1B) exceeds cash ($306M); net debt is $793M.
Total debt has grown faster than revenue (17.2% vs 12.8% per year).
Operating income covered interest expense 2.7× in the latest year.
Total debt is 5.3× EBITDA.

Shareholder returns

Dividends have been paid for 14 consecutive years, consuming 8.8% of earnings and 6.3% of free cash flow.
The dividend has declined 2.3% per year over the past 5 years.

Revenue & net income

RevenueNet income

Margins (gross / operating / net)

GrossOperatingNet

Return on equity & assets (ROE / ROA)

ROEROA

Free cash flow (CFO − capex)

Free cash flow

Cash vs total debt

CashTotal debt

Cash flow: operating / investing / financing

OperatingInvestingFinancing

Key annual figures

FY	Revenue	Net income	Gross M	Op M	ROE	ROA	FCF	Total debt	Cash
2025	$932M	$145M	0.0%	20.0%	23.3%	6.5%	$204M	$1.1B	$306M
2024	$845M	$115M	0.0%	19.6%	24.3%	6.2%	$235M	$965M	$274M
2023	$695M	$80M	0.0%	19.6%	13.5%	3.9%	$190M	$998M	$296M
2022	$618M	$239M	0.0%	25.5%	50.7%	21.1%	$193M	$430M	$185M
2021	$590M	$161M	0.0%	33.3%	34.5%	14.1%	$203M	$465M	$258M
2020	$511M	$104M	0.0%	27.7%	30.9%	9.7%	$182M	$497M	$203M
2019	$487M	$103M	0.0%	29.6%	38.7%	10.2%	$157M	$528M	$111M
2018	$454M	$86M	0.0%	27.6%	40.8%	9.3%	$159M	$539M	$70M
2017	$407M	$55M	99.3%	21.1%	38.2%	6.1%	$134M	$629M	$50M
2016	$390M	$75M	99.4%	27.5%	71.7%	8.5%	$150M	$679M	$52M
2015	—	$85M	—	—	86.9%	9.9%	$141M	$680M	$29M
2014	—	$66M	—	—	69.8%	7.5%	—	$717M	$32M
2013	—	-$27M	—	—	-30.8%	-2.9%	—	$787M	$22M
2012	—	$77M	—	—	76.2%	7.9%	—	$791M	$26M
2011	—	$24M	—	—	6.6%	—	—	—	$56M

Revenue & net income

RevenueNet income

Margins (gross / operating / net)

GrossOperatingNet

Return on equity & assets (ROE / ROA)

ROEROA

Free cash flow (CFO − capex, quarterly)

Free cash flow

Cash vs total debt

CashTotal debt

Cash flow: operating / investing / financing

OperatingInvestingFinancing

Key quarterly figures

Quarter	Revenue	Net income	Gross M	Op M	ROE	ROA	FCF	Total debt	Cash
Jun '26	$275M	$5M	0.0%	19.4%	0.8%	0.2%	$55M	$1.3B	$261M
Mar '26	$248M	$24M	0.0%	18.0%	3.6%	1.0%	$25M	$1.1B	$291M
Dec '25	$245M	$36M	0.0%	17.6%	5.7%	1.6%	$64M	$1.1B	$306M
Sep '25	$229M	$33M	0.0%	16.5%	5.0%	1.5%	$65M	$1.1B	$475M
Jun '25	$230M	$40M	0.0%	24.4%	6.6%	2.1%	$43M	$951M	$291M
Mar '25	$229M	$33M	0.0%	21.6%	6.0%	1.7%	$31M	$957M	$266M
Dec '24	$216M	$40M	0.0%	22.2%	8.5%	2.2%	$71M	$965M	$274M
Sep '24	$212M	$25M	0.0%	19.6%	4.9%	1.3%	$50M	$973M	$275M
Jun '24	$212M	$32M	0.0%	20.5%	6.6%	1.7%	$79M	$979M	$258M
Mar '24	$205M	$16M	0.0%	16.0%	3.2%	0.8%	$35M	$1.1B	$294M
Dec '23	$195M	$11M	0.0%	11.2%	1.9%	0.6%	$48M	$998M	$296M
Sep '23	$173M	$10M	0.0%	22.8%	1.9%	0.8%	$33M	$401M	$178M
Jun '23	$167M	$28M	0.0%	20.8%	5.3%	2.4%	$59M	$400M	$192M
Mar '23	$160M	$30M	0.0%	25.1%	5.9%	2.6%	$50M	$405M	$114M
Dec '22	$162M	$29M	0.0%	25.3%	6.1%	2.5%	$54M	$430M	$185M
Sep '22	$146M	$138M	0.0%	16.3%	30.5%	12.3%	$23M	$456M	$216M
Jun '22	$161M	$34M	0.0%	29.1%	6.6%	2.9%	$58M	$455M	$280M
Mar '22	$150M	$39M	0.0%	30.6%	7.9%	3.3%	$62M	$460M	$284M
Dec '21	$155M	$41M	0.0%	32.3%	8.8%	3.6%	$40M	$465M	$258M
Sep '21	$146M	$35M	0.0%	32.2%	8.3%	3.2%	$60M	$469M	$244M

Valuation over time

How the market has priced EVTC against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

The price-to-earnings ratio has risen from 8.4× (Mar '23) to 12.9× (Nov '26).
The price-to-sales ratio has fallen from 3.3× (Mar '23) to 2.0× (Nov '26).
The dividend yield has risen from 0.7% (Mar '23) to 0.7% (Nov '26).

Price / earnings (P/E)

P/E

Price / sales (P/S)

P/S

Dividend yield (%)

Dividend yield %

Frequently asked questions

Is EVTC growing its revenue and profit?

Over the past 5 years, Evertec, Inc.'s revenue has grown 12.8% per year, and net income grown 6.8% per year. These are computed facts, not advice.

How much debt does EVTC have?

As of FY2025, Evertec, Inc. reported $1.1B of total debt against $306M of cash; operating income covered interest expense 2.7×.

What is EVTC's profit margin?

In FY2025, gross margin was —, operating margin 20.0%, and net margin 15.6%.

What is EVTC's P/E ratio?

Evertec, Inc.'s P/E (TTM) is 19.15 as of the 2026-11-03 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the EVTC stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 12.9× as of Nov '26) can differ. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.