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EFSI Financials EAGLE FINANCIAL SERVICES INC

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Free cash flow has grown 18.2% per year over the past 5 years.

Financial health

  • The company holds more cash ($217M) than total debt ($70M).

Shareholder returns

  • Dividends have been paid for 15 consecutive years, consuming 74.4% of earnings and 25.1% of free cash flow.
  • The dividend has grown 13.8% per year over the past 5 years.
Revenue & net income
$0 $8M $15M 2011 2013 2015 2017 2019 2021 2023 2025
RevenueNet income
Margins (gross / operating / net)
0% 242017% 484033% 2011 2013 2015 2017 2019 2021 2023 2025
GrossOperatingNet
Free cash flow (CFO − capex)
-$2M $11M $24M $0 2011 2013 2015 2017 2019 2021 2023 2025
Free cash flow
Cash vs total debt
$0 $109M $217M 2011 2013 2015 2017 2019 2021 2023 2025
CashTotal debt
Cash flow: operating / investing / financing
-$331M -$5M $320M $0 2011 2013 2015 2017 2019 2021 2023 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MFCFTotal debtCash
2025 $8M $24M $70M $217M
2024 $15M $18M $193M
2023 $0 $9M $6M $138M
2022 $3000 $15M 0.0% 0.0% $13M $67M
2021 $236000 $11M 0.0% 0.0% $16M $64M
2020 $11M $11M $80M
2019 $10M $10M $34M
2018 $9M -$2M $18M
2017 $8M $9M
2016 $6M $9M
2015 $7M $4M
2014 $7M $4M
2013 $7M $7M
2012 $7M $9M
2011 $4M $11M

Valuation over time

How the market has priced EFSI against its own fundamentals since 2025-02 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 13.7 27.4 Feb '25 May '25 Aug '25 Nov '25 Feb '26 May '26
P/E
Dividend yield (%)
0.0 1.6 3.2 Feb '25 May '25 Aug '25 Nov '25 Feb '26 May '26
Dividend yield %

Frequently asked questions

Is EFSI growing its revenue and profit?

See the revenue and net-income charts above for EAGLE FINANCIAL SERVICES INC's multi-year trend.

How much debt does EFSI have?

As of FY2025, EAGLE FINANCIAL SERVICES INC reported $70M of total debt against $217M of cash.

What is EFSI's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin —.

What is EFSI's P/E ratio?

As of Jun '26, EAGLE FINANCIAL SERVICES INC traded at a price-to-earnings ratio of about 27.4× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.