15 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Free cash flow has grown 18.2% per year over the past 5 years.
Financial health
The company holds more cash ($217M) than total debt ($70M).
Shareholder returns
Dividends have been paid for 15 consecutive years, consuming 74.4% of earnings and 25.1% of free cash flow.
The dividend has grown 13.8% per year over the past 5 years.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
2025
—
$8M
—
—
$24M
$70M
$217M
2024
—
$15M
—
—
$18M
—
$193M
2023
$0
$9M
—
—
$6M
—
$138M
2022
$3000
$15M
0.0%
0.0%
$13M
—
$67M
2021
$236000
$11M
0.0%
0.0%
$16M
—
$64M
2020
—
$11M
—
—
$11M
—
$80M
2019
—
$10M
—
—
$10M
—
$34M
2018
—
$9M
—
—
-$2M
—
$18M
2017
—
$8M
—
—
$9M
—
—
2016
—
$6M
—
—
$9M
—
—
2015
—
$7M
—
—
$4M
—
—
2014
—
$7M
—
—
$4M
—
—
2013
—
$7M
—
—
$7M
—
—
2012
—
$7M
—
—
$9M
—
—
2011
—
$4M
—
—
$11M
—
—
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
Mar '26
—
$4M
—
—
$4M
$30M
$190M
Dec '25
—
$4M
—
—
$9M
$70M
$217M
Sep '25
—
$6M
—
—
$8M
—
$268M
Jun '25
—
$5M
—
—
$2M
—
$396M
Mar '25
—
-$7M
—
—
$5M
—
$265M
Dec '24
—
$6M
—
—
$6M
—
$193M
Sep '24
—
$3M
—
—
$7M
—
$181M
Jun '24
—
$3M
—
—
-$2M
—
$124M
Mar '24
—
$3M
—
—
$7M
—
$128M
Dec '23
—
$2M
—
—
-$6M
—
$138M
Sep '23
—
$2M
—
—
$14M
—
$142M
Jun '23
—
$2M
—
—
-$3M
—
$79M
Mar '23
—
$3M
—
—
$207000
—
$129M
Dec '22
—
$3M
—
—
$8M
—
$67M
Sep '22
—
$4M
—
—
$2M
—
$36M
Jun '22
—
$4M
—
—
$3M
—
$32M
Mar '22
—
$3M
—
—
-$154000
—
$96M
Dec '21
—
$2M
—
—
$7M
—
$64M
Sep '21
—
$3M
—
—
$4M
—
$68M
Jun '21
—
$3M
—
—
$2M
—
$104M
Valuation over time
How the market has priced EFSI against its own fundamentals since 2025-02 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 11.5× (Feb '25) to 27.4× (Jun '26).
The dividend yield has risen from 2.4% (Feb '25) to 2.7% (Jun '26).
Price / earnings (P/E)
P/E
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is EFSI growing its revenue and profit?
See the revenue and net-income charts above for EAGLE FINANCIAL SERVICES INC's multi-year trend.
How much debt does EFSI have?
As of FY2025, EAGLE FINANCIAL SERVICES INC reported $70M of total debt against $217M of cash.
What is EFSI's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin —.
What is EFSI's P/E ratio?
As of Jun '26, EAGLE FINANCIAL SERVICES INC traded at a price-to-earnings ratio of about 27.4× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.