15 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Financial health
The company holds more cash ($63M) than total debt ($44M).
Shareholder returns
Dividends have been paid for 15 consecutive years, consuming 30.9% of earnings and 16.2% of free cash flow.
The dividend has grown 11.9% per year over the past 5 years.
Net income
Net income
Return on equity & assets (ROE / ROA)
ROEROA
Shareholders' equity (book value)
Equity
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
—
$15M
—
—
7.7%
0.7%
$28M
$44M
$63M
2024
—
$10M
—
—
5.6%
0.5%
$14M
$59M
$32M
2023
—
$10M
—
—
5.9%
0.5%
-$5M
$59M
$25M
2022
—
$11M
—
—
6.8%
0.5%
$25M
$59M
$22M
2021
—
$14M
—
—
9.2%
1.0%
$44M
$30M
$61M
2020
—
$21M
—
—
13.9%
1.7%
-$19M
$30M
$70M
2019
—
$11M
—
—
8.9%
1.0%
-$10M
$25M
$25M
2018
—
$5M
—
—
5.3%
0.6%
$7M
$25M
$11M
2017
—
$4M
—
—
4.9%
0.6%
$17M
$25M
$7M
2016
—
$5M
—
—
8.6%
0.8%
$11M
$15M
$7M
2015
—
$3M
—
—
4.7%
0.4%
—
—
$7M
2014
—
$2M
—
—
4.1%
0.4%
—
—
$7M
2013
—
$2M
—
—
4.0%
0.4%
—
—
$6M
2012
—
$2M
—
—
4.1%
0.7%
-$2M
—
$20M
2011
—
$2M
—
—
4.6%
0.7%
$10M
—
$10M
Net income
Net income
Return on equity & assets (ROE / ROA)
ROEROA
Shareholders' equity (book value)
Equity
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
Jun '26
—
$4M
—
—
1.9%
0.2%
-$3M
$45M
$29M
Mar '26
—
$4M
—
—
2.1%
0.2%
-$5M
$44M
$54M
Dec '25
—
$5M
—
—
2.5%
0.2%
$20M
$44M
$63M
Sep '25
—
$4M
—
—
1.9%
0.2%
$7M
$59M
$30M
Jun '25
—
$3M
—
—
1.8%
0.2%
$1M
$59M
$27M
Mar '25
—
$3M
—
—
1.8%
0.2%
$262000
$59M
$23M
Dec '24
—
$3M
—
—
2.0%
0.2%
$12M
$59M
$32M
Sep '24
—
$3M
—
—
1.5%
0.1%
-$749000
$59M
$42M
Jun '24
—
$2M
—
—
1.0%
0.1%
$627000
$59M
$24M
Mar '24
—
$2M
—
—
1.1%
0.1%
$2M
$59M
$21M
Dec '23
—
$2M
—
—
1.3%
0.1%
$10M
$59M
$25M
Sep '23
—
$3M
—
—
1.7%
0.1%
$1M
$59M
$21M
Jun '23
—
$2M
—
—
1.2%
0.1%
-$11M
$59M
$23M
Mar '23
—
$3M
—
—
2.0%
0.2%
-$5M
$59M
$19M
Dec '22
—
$4M
—
—
2.3%
0.2%
$20M
$59M
$22M
Sep '22
—
$3M
—
—
2.0%
0.2%
-$5M
$59M
$25M
Jun '22
—
$2M
—
—
1.1%
0.1%
$7M
$59M
$46M
Mar '22
—
$2M
—
—
1.5%
0.1%
$3M
$59M
$95M
Dec '21
—
$2M
—
—
1.1%
0.1%
$22M
$30M
$61M
Sep '21
—
$5M
—
—
3.0%
0.3%
$20M
$30M
$95M
Valuation over time
How the market has priced EBMT against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 10.5× (Mar '23) to 12.3× (Sep '26).
The dividend yield has fallen from 3.6% (Mar '23) to 2.5% (Sep '26).
Price / earnings (P/E)
P/E
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is EBMT growing its revenue and profit?
See the revenue and net-income charts above for Eagle Bancorp Montana, Inc.'s multi-year trend.
How much debt does EBMT have?
As of FY2025, Eagle Bancorp Montana, Inc. reported $44M of total debt against $63M of cash.
What is EBMT's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin —.
What is EBMT's P/E ratio?
As of Sep '26, Eagle Bancorp Montana, Inc. traded at a price-to-earnings ratio of about 12.3× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.