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EBMT Financials Eagle Bancorp Montana, Inc.

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Financial health

  • The company holds more cash ($63M) than total debt ($44M).

Shareholder returns

  • Dividends have been paid for 15 consecutive years, consuming 30.9% of earnings and 16.2% of free cash flow.
  • The dividend has grown 11.9% per year over the past 5 years.
Net income
$0 $11M $21M 2011 2013 2015 2017 2019 2021 2023 2025
Net income
Return on equity & assets (ROE / ROA)
0% 7% 14% 2011 2013 2015 2017 2019 2021 2023 2025
ROEROA
Shareholders' equity (book value)
$0 $96M $192M 2011 2013 2015 2017 2019 2021 2023 2025
Equity
Free cash flow (CFO − capex)
-$19M $13M $44M $0 2011 2013 2015 2017 2019 2021 2023 2025
Free cash flow
Cash vs total debt
$0 $35M $70M 2011 2013 2015 2017 2019 2021 2023 2025
CashTotal debt
Cash flow: operating / investing / financing
-$235M -$33M $168M $0 2011 2013 2015 2017 2019 2021 2023 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MROEROAFCFTotal debtCash
2025 $15M 7.7% 0.7% $28M $44M $63M
2024 $10M 5.6% 0.5% $14M $59M $32M
2023 $10M 5.9% 0.5% -$5M $59M $25M
2022 $11M 6.8% 0.5% $25M $59M $22M
2021 $14M 9.2% 1.0% $44M $30M $61M
2020 $21M 13.9% 1.7% -$19M $30M $70M
2019 $11M 8.9% 1.0% -$10M $25M $25M
2018 $5M 5.3% 0.6% $7M $25M $11M
2017 $4M 4.9% 0.6% $17M $25M $7M
2016 $5M 8.6% 0.8% $11M $15M $7M
2015 $3M 4.7% 0.4% $7M
2014 $2M 4.1% 0.4% $7M
2013 $2M 4.0% 0.4% $6M
2012 $2M 4.1% 0.7% -$2M $20M
2011 $2M 4.6% 0.7% $10M $10M

Valuation over time

How the market has priced EBMT against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 7.3 14.6 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
P/E
Dividend yield (%)
0.0 2.2 4.4 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
Dividend yield %

Frequently asked questions

Is EBMT growing its revenue and profit?

See the revenue and net-income charts above for Eagle Bancorp Montana, Inc.'s multi-year trend.

How much debt does EBMT have?

As of FY2025, Eagle Bancorp Montana, Inc. reported $44M of total debt against $63M of cash.

What is EBMT's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin —.

What is EBMT's P/E ratio?

As of Sep '26, Eagle Bancorp Montana, Inc. traded at a price-to-earnings ratio of about 12.3× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.