15 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Financial health
The company holds more cash ($63M) than total debt ($44M).
Shareholder returns
Dividends have been paid for 15 consecutive years, consuming 30.9% of earnings and 16.2% of free cash flow.
The dividend has grown 11.9% per year over the past 5 years.
Net income
Net income
Return on equity & assets (ROE / ROA)
ROEROA
Shareholders' equity (book value)
Equity
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
—
$15M
—
—
7.7%
0.7%
$28M
$44M
$63M
2024
—
$10M
—
—
5.6%
0.5%
$14M
$59M
$32M
2023
—
$10M
—
—
5.9%
0.5%
-$5M
$59M
$25M
2022
—
$11M
—
—
6.8%
0.5%
$25M
$59M
$22M
2021
—
$14M
—
—
9.2%
1.0%
$44M
$30M
$61M
2020
—
$21M
—
—
13.9%
1.7%
-$19M
$30M
$70M
2019
—
$11M
—
—
8.9%
1.0%
-$10M
$25M
$25M
2018
—
$5M
—
—
5.3%
0.6%
$7M
$25M
$11M
2017
—
$4M
—
—
4.9%
0.6%
$17M
$25M
$7M
2016
—
$5M
—
—
8.6%
0.8%
$11M
$15M
$7M
2015
—
$3M
—
—
4.7%
0.4%
—
—
$7M
2014
—
$2M
—
—
4.1%
0.4%
—
—
$7M
2013
—
$2M
—
—
4.0%
0.4%
—
—
$6M
2012
—
$2M
—
—
4.1%
0.7%
-$2M
—
$20M
2011
—
$2M
—
—
4.6%
0.7%
$10M
—
$10M
Net income
Net income
Return on equity & assets (ROE / ROA)
ROEROA
Shareholders' equity (book value)
Equity
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
Jun '26
—
$4M
—
—
1.9%
0.2%
-$3M
$45M
$29M
Mar '26
—
$4M
—
—
2.1%
0.2%
-$5M
$44M
$54M
Dec '25
—
$5M
—
—
2.5%
0.2%
$20M
$44M
$63M
Sep '25
—
$4M
—
—
1.9%
0.2%
$7M
$59M
$30M
Jun '25
—
$3M
—
—
1.8%
0.2%
$1M
$59M
$27M
Mar '25
—
$3M
—
—
1.8%
0.2%
$262000
$59M
$23M
Dec '24
—
$3M
—
—
2.0%
0.2%
$12M
$59M
$32M
Sep '24
—
$3M
—
—
1.5%
0.1%
-$749000
$59M
$42M
Jun '24
—
$2M
—
—
1.0%
0.1%
$627000
$59M
$24M
Mar '24
—
$2M
—
—
1.1%
0.1%
$2M
$59M
$21M
Dec '23
—
$2M
—
—
1.3%
0.1%
$10M
$59M
$25M
Sep '23
—
$3M
—
—
1.7%
0.1%
$1M
$59M
$21M
Jun '23
—
$2M
—
—
1.2%
0.1%
-$11M
$59M
$23M
Mar '23
—
$3M
—
—
2.0%
0.2%
-$5M
$59M
$19M
Dec '22
—
$4M
—
—
2.3%
0.2%
$20M
$59M
$22M
Sep '22
—
$3M
—
—
2.0%
0.2%
-$5M
$59M
$25M
Jun '22
—
$2M
—
—
1.1%
0.1%
$7M
$59M
$46M
Mar '22
—
$2M
—
—
1.5%
0.1%
$3M
$59M
$95M
Dec '21
—
$2M
—
—
1.1%
0.1%
$22M
$30M
$61M
Sep '21
—
$5M
—
—
3.0%
0.3%
$20M
$30M
$95M
Valuation over time
How the market has priced EBMT against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 10.5× (Mar '23) to 11.3× (Nov '26).
The dividend yield has fallen from 3.6% (Mar '23) to 2.7% (Nov '26).
Price / earnings (P/E)
P/E
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is EBMT growing its revenue and profit?
See the revenue and net-income charts above for Eagle Bancorp Montana, Inc.'s multi-year trend.
How much debt does EBMT have?
As of FY2025, Eagle Bancorp Montana, Inc. reported $44M of total debt against $63M of cash.
What is EBMT's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin —.
What is EBMT's P/E ratio?
Eagle Bancorp Montana, Inc.'s P/E (TTM) is 10.47 as of the 2026-11-03 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the EBMT stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 11.3× as of Nov '26) can differ. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.