DCOM Financials Dime Commercial Bancshares, Inc. /Ny/
15 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Revenue has grown 29.0% per year over the past 5 years.
Net income has grown slower than revenue (21.2% vs 29.0% per year).
Free cash flow has grown 63.4% per year over the past 5 years.
Shareholder returns
Dividends have been paid for 15 consecutive years, consuming 38.8% of earnings.
The dividend has grown 18.1% per year over the past 5 years.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
$20M
$111M
0.0%
0.0%
7.5%
0.7%
—
—
$2.4B
2024
$17M
$29M
0.0%
0.0%
2.1%
0.2%
—
—
$1.3B
2023
$16M
$96M
0.0%
0.0%
7.8%
0.7%
—
—
$458M
2022
$16M
$153M
0.0%
0.0%
13.0%
1.2%
$291M
—
$169M
2021
$16M
$104M
0.0%
0.0%
8.7%
0.9%
—
—
$394M
2020
$6M
$42M
0.0%
0.0%
6.0%
0.6%
$59M
—
$244M
2019
$6M
$36M
0.0%
0.0%
6.1%
0.7%
$67M
—
$155M
2018
—
$39M
—
—
6.5%
0.8%
—
—
$147M
2017
—
$21M
—
—
4.8%
0.5%
—
—
—
2016
—
$35M
—
—
8.7%
0.9%
—
—
—
2015
—
$21M
—
—
6.2%
0.6%
—
—
—
2014
—
$14M
—
—
7.9%
0.6%
—
—
—
2013
—
$13M
—
—
8.2%
0.7%
—
—
—
2012
—
$13M
—
—
10.8%
0.8%
—
—
—
2011
—
$10M
—
—
9.7%
0.8%
—
—
—
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
Sep '26
$7M
$42M
0.0%
0.0%
2.7%
0.3%
—
—
$2.2B
Jun '26
$6M
$35M
0.0%
0.0%
2.3%
0.2%
—
—
$1.9B
Mar '26
$6M
$35M
0.0%
0.0%
2.3%
0.2%
—
—
$2.1B
Dec '25
$5M
$32M
0.0%
0.0%
2.2%
0.2%
—
—
$2.4B
Sep '25
$5M
$28M
0.0%
0.0%
1.9%
0.2%
$51M
—
$1.7B
Jun '25
$5M
$30M
0.0%
0.0%
2.1%
0.2%
—
—
$1.2B
Mar '25
$5M
$21M
0.0%
0.0%
1.5%
0.2%
—
—
$1.0B
Dec '24
$4M
-$20M
0.0%
0.0%
-1.5%
-0.1%
—
—
$1.3B
Sep '24
$4M
$13M
0.0%
0.0%
1.1%
0.1%
-$34M
—
$626M
Jun '24
$4M
$18M
0.0%
0.0%
1.5%
0.1%
—
—
$414M
Mar '24
$5M
$18M
0.0%
0.0%
1.4%
0.1%
—
—
$371M
Dec '23
$4M
$16M
0.0%
0.0%
1.3%
0.1%
—
—
$458M
Sep '23
$4M
$15M
0.0%
0.0%
1.2%
0.1%
—
—
$359M
Jun '23
$5M
$27M
0.0%
0.0%
2.3%
0.2%
—
—
$453M
Mar '23
$4M
$37M
0.0%
0.0%
3.1%
0.3%
—
—
$663M
Dec '22
$4M
$40M
0.0%
0.0%
3.4%
0.3%
—
—
$169M
Sep '22
$4M
$39M
0.0%
0.0%
3.5%
0.3%
—
—
$313M
Jun '22
$4M
$38M
0.0%
0.0%
3.4%
0.3%
—
—
$281M
Mar '22
$4M
$35M
0.0%
0.0%
3.0%
0.3%
—
—
$433M
Dec '21
$5M
$35M
0.0%
0.0%
3.0%
0.3%
—
—
$394M
Valuation over time
How the market has priced DCOM against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 6.5× (Mar '23) to 17.3× (Nov '26).
The price-to-sales ratio has risen from 61.2× (Mar '23) to 96.2× (Nov '26).
The dividend yield has fallen from 3.7% (Mar '23) to 2.2% (Nov '26).
Price / earnings (P/E)
P/E
Price / sales (P/S)
P/S
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is DCOM growing its revenue and profit?
Over the past 5 years, Dime Commercial Bancshares, Inc. /Ny/'s revenue has grown 29.0% per year, and net income grown 21.2% per year. These are computed facts, not advice.
How much debt does DCOM have?
As of FY2025, Dime Commercial Bancshares, Inc. /Ny/ reported — of total debt against $2.4B of cash.
What is DCOM's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin 556.1%.
What is DCOM's P/E ratio?
Dime Commercial Bancshares, Inc. /Ny/'s P/E (TTM) is 13.41 as of the 2026-11-04 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the DCOM stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 17.3× as of Nov '26) can differ. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.