15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →
| FY | Revenue | Net income | Gross M | Op M | ROE | ROA | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | — | $14M | — | — | 7.7% | 0.8% | $10M | $52M | $119M |
| 2024 | — | $14M | — | — | 7.7% | 0.8% | $20M | $67M | $50M |
| 2023 | — | $13M | — | — | 7.5% | 0.7% | $12M | — | $37M |
| 2022 | — | $18M | — | — | 10.6% | 1.0% | $26M | — | $35M |
| 2021 | — | $21M | — | — | 12.4% | 1.2% | $18M | — | $48M |
| 2020 | — | $13M | — | — | 7.9% | 0.8% | $21M | — | $119M |
| 2019 | — | $9M | — | — | 6.3% | 0.6% | $6M | — | $56M |
| 2018 | — | $4M | — | — | 3.2% | 0.4% | $8M | $88M | $34M |
| 2017 | — | $2M | — | — | 3.4% | 0.3% | $1M | $120M | $42M |
| 2016 | — | $3M | — | — | 4.0% | 0.4% | $5M | $70M | $10M |
| 2015 | — | $3M | — | — | 4.6% | 0.5% | $5M | — | $24M |
| 2014 | — | $3M | — | — | 4.3% | 0.4% | $7M | — | $11M |
| 2013 | — | $1M | — | — | 1.9% | 0.2% | $6M | — | $18M |
| 2012 | — | $206000 | — | — | 0.4% | 0.0% | $9M | — | $23M |
| 2011 | — | $193000 | — | — | 0.4% | 0.0% | $9M | — | $32M |
| Quarter | Revenue | Net income | Gross M | Op M | ROE | ROA | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|---|---|
| Jun '26 | — | $1M | — | — | 0.6% | 0.1% | $6M | $52M | $122M |
| Mar '26 | — | $4M | — | — | 2.0% | 0.2% | $3M | $52M | $149M |
| Dec '25 | — | $4M | — | — | 2.3% | 0.2% | $3M | $52M | $119M |
| Sep '25 | — | $4M | — | — | 2.0% | 0.2% | $6M | — | $82M |
| Jun '25 | — | $3M | — | — | 1.8% | 0.2% | -$632000 | — | $67M |
| Mar '25 | — | $3M | — | — | 1.8% | 0.2% | $2M | — | $100M |
| Dec '24 | — | $3M | — | — | 1.5% | 0.2% | $2M | $67M | $50M |
| Sep '24 | — | $3M | — | — | 1.8% | 0.2% | $3M | — | $37M |
| Jun '24 | — | $4M | — | — | 2.1% | 0.2% | $5M | — | $37M |
| Mar '24 | — | $4M | — | — | 2.4% | 0.2% | $9M | — | $29M |
| Dec '23 | — | $4M | — | — | 2.1% | 0.2% | $3M | — | $37M |
| Sep '23 | — | $2M | — | — | 1.5% | 0.1% | $5M | — | $33M |
| Jun '23 | — | $3M | — | — | 1.9% | 0.2% | $2M | — | $43M |
| Mar '23 | — | $4M | — | — | 2.2% | 0.2% | $2M | — | $65M |
| Dec '22 | — | $5M | — | — | 2.8% | 0.3% | $7M | — | $35M |
| Sep '22 | — | $4M | — | — | 2.4% | 0.2% | $3M | — | $29M |
| Jun '22 | — | $4M | — | — | 2.7% | 0.2% | $7M | — | $32M |
| Mar '22 | — | $5M | — | — | 2.8% | 0.3% | $8M | — | $84M |
| Dec '21 | — | $6M | — | — | 3.5% | 0.3% | $3M | — | $48M |
| Sep '21 | — | $5M | — | — | 3.0% | 0.3% | $6M | — | $102M |
How the market has priced CZWI against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.
See the revenue and net-income charts above for Citizens Community Bancorp Inc.'s multi-year trend.
As of FY2025, Citizens Community Bancorp Inc. reported $52M of total debt against $119M of cash.
In FY2025, gross margin was —, operating margin —, and net margin —.
As of Sep '26, Citizens Community Bancorp Inc. traded at a price-to-earnings ratio of about 14.6× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.