15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →
| FY | Revenue | Net income | Gross M | Op M | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|
| 2025 | $10M | $37M | 0.0% | 0.0% | $35M | — | $34M |
| 2024 | $10M | $28M | 0.0% | 0.0% | $32M | — | $42M |
| 2023 | $9M | $18M | 0.0% | 0.0% | $24M | — | $53M |
| 2022 | $9M | $29M | 0.0% | 0.0% | $32M | — | $26M |
| 2021 | $8M | $29M | 0.0% | 0.0% | $38M | — | $173M |
| 2020 | $7M | $25M | 0.0% | 0.0% | $11M | — | $69M |
| 2019 | $7M | $19M | 0.0% | 0.0% | $21M | — | $19M |
| 2018 | $7M | $18M | 0.0% | 0.0% | $21M | — | $17M |
| 2017 | — | $13M | — | — | $16M | — | $19M |
| 2016 | — | $13M | — | — | $16M | — | $18M |
| 2015 | — | $12M | — | — | $12M | — | $24M |
| 2014 | — | $13M | — | — | — | — | $11M |
| 2013 | — | $13M | — | — | $17M | — | $10M |
| 2012 | — | $14M | — | — | $14M | — | $26M |
| 2011 | — | $13M | — | — | $15M | — | $30M |
| Quarter | Revenue | Net income | Gross M | Op M | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|
| Mar '26 | $2M | $10M | 0.0% | 0.0% | $18M | — | $33M |
| Dec '25 | $2M | $10M | 0.0% | 0.0% | $17M | — | $34M |
| Sep '25 | $3M | $10M | 0.0% | 0.0% | $3M | — | $31M |
| Jun '25 | $2M | $8M | 0.0% | 0.0% | $5M | — | $49M |
| Mar '25 | $2M | $8M | 0.0% | 0.0% | $10M | — | $37M |
| Dec '24 | $2M | $8M | 0.0% | 0.0% | $10M | — | $42M |
| Sep '24 | $3M | $8M | 0.0% | 0.0% | $6M | — | $37M |
| Jun '24 | $2M | $5M | 0.0% | 0.0% | $3M | — | $38M |
| Mar '24 | $2M | $7M | 0.0% | 0.0% | $13M | — | $30M |
| Dec '23 | $2M | $8M | 0.0% | 0.0% | $16M | — | $53M |
| Sep '23 | $3M | $8M | 0.0% | 0.0% | $7M | — | $43M |
| Jun '23 | $2M | -$4M | 0.0% | 0.0% | -$9M | — | $45M |
| Mar '23 | $2M | $7M | 0.0% | 0.0% | $10M | — | $26M |
| Dec '22 | $2M | $8M | 0.0% | 0.0% | $8M | — | $26M |
| Sep '22 | $2M | $8M | 0.0% | 0.0% | $9M | — | $23M |
| Jun '22 | $2M | $7M | 0.0% | 0.0% | $2M | — | $21M |
| Mar '22 | $2M | $7M | 0.0% | 0.0% | $12M | — | $114M |
| Dec '21 | $2M | $7M | 0.0% | 0.0% | $6M | — | $173M |
| Sep '21 | $2M | $7M | 0.0% | 0.0% | $10M | — | $102M |
| Jun '21 | $2M | $7M | 0.0% | 0.0% | $8M | — | $108M |
How the market has priced CZFS against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.
Over the past 5 years, CITIZENS FINANCIAL SERVICES INC's revenue has grown 8.2% per year, and net income grown 7.8% per year. These are computed facts, not advice.
As of FY2025, CITIZENS FINANCIAL SERVICES INC reported — of total debt against $34M of cash.
In FY2025, gross margin was —, operating margin —, and net margin 370.1%.
As of Jun '26, CITIZENS FINANCIAL SERVICES INC traded at a price-to-earnings ratio of about 9.2× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.