15 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Free cash flow has grown 23.0% per year over the past 5 years.
Financial health
The company holds more cash ($119M) than total debt ($70M).
Shareholder returns
Dividends have been paid for 4 consecutive years, consuming 37.2% of earnings and 32.6% of free cash flow.
The dividend has declined 28.0% per year over the past 5 years.
Net income
Net income
Return on equity & assets (ROE / ROA)
ROEROA
Shareholders' equity (book value)
Equity
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
—
$38M
—
—
9.3%
1.0%
$44M
$70M
$119M
2024
—
$8M
—
—
2.1%
0.2%
$17M
$70M
$120M
2023
—
$27M
—
—
12.9%
1.1%
$18M
$150M
$54M
2022
—
$27M
—
—
15.6%
1.1%
$23M
—
$31M
2021
—
$28M
—
—
11.5%
1.2%
$42M
—
$163M
2020
—
$20M
—
—
8.3%
1.0%
$15M
—
$70M
2019
—
$21M
—
—
9.4%
1.3%
$21M
—
$53M
2018
—
$21M
—
—
9.7%
1.4%
$29M
—
$32M
2017
—
$14M
—
—
6.7%
0.8%
$24M
—
$100M
2016
—
$15M
—
—
9.3%
1.1%
—
—
$39M
2015
—
$11M
—
—
7.9%
0.9%
—
—
$95M
2014
—
$5M
—
—
4.0%
0.4%
—
—
$77M
2013
—
$8M
—
—
6.9%
0.7%
—
—
$112M
2012
—
$8M
—
—
6.4%
0.8%
—
—
$53M
2011
—
$6M
—
—
6.0%
0.8%
—
$4M
$45M
Net income
Net income
Return on equity & assets (ROE / ROA)
ROEROA
Shareholders' equity (book value)
Equity
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
Jun '26
—
$3M
—
—
0.4%
0.1%
$17M
—
$207M
Mar '26
—
$11M
—
—
2.7%
0.3%
$8M
—
$130M
Dec '25
—
$11M
—
—
2.7%
0.3%
$10M
$70M
$119M
Sep '25
—
$11M
—
—
2.7%
0.3%
$13M
—
$122M
Jun '25
—
$8M
—
—
2.1%
0.2%
$11M
—
$134M
Mar '25
—
$8M
—
—
2.2%
0.2%
$11M
—
$148M
Dec '24
—
$7M
—
—
1.9%
0.2%
$4M
$70M
$120M
Sep '24
—
$3M
—
—
0.9%
0.1%
$5M
—
$149M
Jun '24
—
-$6M
—
—
-1.8%
-0.2%
$5M
—
$110M
Mar '24
—
$4M
—
—
1.7%
0.2%
$4M
—
$61M
Dec '23
—
$6M
—
—
2.8%
0.2%
-$1M
$150M
$54M
Sep '23
—
$6M
—
—
3.5%
0.3%
$7M
—
$75M
Jun '23
—
$6M
—
—
3.4%
0.3%
$2M
—
$129M
Mar '23
—
$7M
—
—
3.8%
0.3%
$10M
—
$64M
Dec '22
—
$8M
—
—
4.5%
0.3%
$10M
—
$31M
Sep '22
—
$6M
—
—
4.0%
0.3%
$8M
—
$42M
Jun '22
—
$7M
—
—
3.8%
0.3%
$6M
—
$27M
Mar '22
—
$6M
—
—
3.2%
0.3%
-$637000
—
$89M
Dec '21
—
$13M
—
—
5.4%
0.5%
$11M
—
$163M
Sep '21
—
$7M
—
—
2.6%
0.3%
$4M
—
$68M
Valuation over time
How the market has priced CWBC against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 12.9× (Mar '23) to 18.5× (Nov '26).
The dividend yield has fallen from 11.1% (Mar '23) to 2.0% (Nov '26).
Price / earnings (P/E)
P/E
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is CWBC growing its revenue and profit?
See the revenue and net-income charts above for Community West Bancshares's multi-year trend.
How much debt does CWBC have?
As of FY2025, Community West Bancshares reported $70M of total debt against $119M of cash.
What is CWBC's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin —.
What is CWBC's P/E ratio?
Community West Bancshares's P/E (TTM) is 19.50 as of the 2026-11-03 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the CWBC stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 18.5× as of Nov '26) can differ. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.