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CWBC Financials Community West Bancshares

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Free cash flow has grown 23.0% per year over the past 5 years.

Financial health

  • The company holds more cash ($119M) than total debt ($70M).

Shareholder returns

  • Dividends have been paid for 4 consecutive years, consuming 37.2% of earnings and 32.6% of free cash flow.
  • The dividend has declined 28.0% per year over the past 5 years.
Net income
$0 $19M $38M 2011 2013 2015 2017 2019 2021 2023 2025
Net income
Return on equity & assets (ROE / ROA)
0% 8% 16% 2011 2013 2015 2017 2019 2021 2023 2025
ROEROA
Shareholders' equity (book value)
$0 $205M $410M 2011 2013 2015 2017 2019 2021 2023 2025
Equity
Free cash flow (CFO − capex)
$0 $22M $44M 2011 2013 2015 2017 2019 2021 2023 2025
Free cash flow
Cash vs total debt
$0 $82M $163M 2011 2013 2015 2017 2019 2021 2023 2025
CashTotal debt
Cash flow: operating / investing / financing
-$373M $21M $415M $0 2011 2013 2015 2017 2019 2021 2023 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MROEROAFCFTotal debtCash
2025 — $38M — — 9.3% 1.0% $44M $70M $119M
2024 — $8M — — 2.1% 0.2% $17M $70M $120M
2023 — $27M — — 12.9% 1.1% $18M $150M $54M
2022 — $27M — — 15.6% 1.1% $23M — $31M
2021 — $28M — — 11.5% 1.2% $42M — $163M
2020 — $20M — — 8.3% 1.0% $15M — $70M
2019 — $21M — — 9.4% 1.3% $21M — $53M
2018 — $21M — — 9.7% 1.4% $29M — $32M
2017 — $14M — — 6.7% 0.8% $24M — $100M
2016 — $15M — — 9.3% 1.1% — — $39M
2015 — $11M — — 7.9% 0.9% — — $95M
2014 — $5M — — 4.0% 0.4% — — $77M
2013 — $8M — — 6.9% 0.7% — — $112M
2012 — $8M — — 6.4% 0.8% — — $53M
2011 — $6M — — 6.0% 0.8% — $4M $45M

Valuation over time

How the market has priced CWBC against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 40.2 80.3 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
P/E
Dividend yield (%)
0.0 6.4 12.8 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
Dividend yield %

Frequently asked questions

Is CWBC growing its revenue and profit?

See the revenue and net-income charts above for Community West Bancshares's multi-year trend.

How much debt does CWBC have?

As of FY2025, Community West Bancshares reported $70M of total debt against $119M of cash.

What is CWBC's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin —.

What is CWBC's P/E ratio?

Community West Bancshares's P/E (TTM) is 19.50 as of the 2026-11-03 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the CWBC stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 18.5× as of Nov '26) can differ. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.