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CUBI Financials Customers Bancorp, Inc.

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has declined 10.4% per year over the past 5 years.
  • Net income has grown faster than revenue (11.1% vs -10.4% per year).
  • Free cash flow has grown 30.2% per year over the past 5 years.

Financial health

  • Total debt has grown faster than revenue (-4.0% vs -10.4% per year).
Revenue & net income
$0 $157M $315M 2011 2013 2015 2017 2019 2021 2023 2025
RevenueNet income
Margins (gross / operating / net)
0% 165% 330% 2011 2013 2015 2017 2019 2021 2023 2025
GrossOperatingNet
Free cash flow (CFO − capex)
-$1B -$263M $718M $0 2011 2013 2015 2017 2019 2021 2023 2025
Free cash flow
Cash vs total debt
$0 $3B $6B 2011 2013 2015 2017 2019 2021 2023 2025
CashTotal debt
Cash flow: operating / investing / financing
-$6B $174M $7B $0 2011 2013 2015 2017 2019 2021 2023 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MFCFTotal debtCash
2025 $224M $481M $4.4B
2024 $181M $144M $3.8B
2023 $250M $124M $3.8B
2022 $228M -$25M $456M
2021 $315M $775M $518M
2020 $40M $133M 0.0% 0.0% $128M $5.5B $693M
2019 $47M $79M 0.0% 0.0% $77M $1.4B $213M
2018 $43M $72M 0.0% 0.0% $96M $1.4B $62M
2017 $56M $79M 0.0% 0.0% $60M $146M
2016 $79M $86M $952M $265M
2015 $59M -$360M $1.7B $265M
2014 $43M -$544M $1.6B $371M
2013 $33M $718M $720M $233M
2012 $24M -$1.2B $476M $186M
2011 $4M $27M $336M $74M

Valuation over time

How the market has priced CUBI against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 6.7 13.4 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/E

Frequently asked questions

Is CUBI growing its revenue and profit?

Over the past 5 years, Customers Bancorp, Inc.'s revenue has declined 10.4% per year, and net income grown 11.1% per year. These are computed facts, not advice.

How much debt does CUBI have?

As of FY2025, Customers Bancorp, Inc. reported — of total debt against $4.4B of cash.

What is CUBI's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin —.

What is CUBI's P/E ratio?

As of Jun '26, Customers Bancorp, Inc. traded at a price-to-earnings ratio of about 12.0× (market cap ÷ latest annual net income). The valuation charts above show how its P/E have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.