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COLB Financials Columbia Banking System, Inc.

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has grown 20.7% per year over the past 5 years.
  • Net income has grown faster than revenue (29.0% vs 20.7% per year).
  • Free cash flow has grown 53.4% per year over the past 5 years.

Shareholder returns

  • Dividends have been paid for 14 consecutive years, consuming 60.9% of earnings.
  • The dividend has grown 28.5% per year over the past 5 years.
Revenue & net income
$0 $275M $550M 2012 2013 2015 2017 2019 2021 2023 2025
RevenueNet income
Margins (gross / operating / net)
0% 252% 504% 2012 2013 2015 2017 2019 2021 2023 2025
GrossOperatingNet
Return on equity & assets (ROE / ROA)
0% 8% 16% 2012 2013 2015 2017 2019 2021 2023 2025
ROEROA
Free cash flow (CFO − capex)
$0 $519M $1B 2012 2013 2015 2017 2019 2021 2023 2025
Free cash flow
Cash vs total debt
$0 $1B $2B 2012 2013 2015 2017 2019 2021 2023 2025
CashTotal debt
Cash flow: operating / investing / financing
-$4B -$681M $2B $0 2012 2013 2015 2017 2019 2021 2023 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MROEROAFCFTotal debtCash
2025 $177M $550M 0.0% 0.0% 7.0% 0.8% — — $2.4B
2024 $149M $534M 0.0% 0.0% 10.4% 1.0% — — $1.9B
2023 $134M $349M 0.0% 0.0% 7.0% 0.7% — — $2.2B
2022 $86M $337M 0.0% 0.0% 13.6% 1.1% $1.0B — $1.3B
2021 $83M $420M 0.0% 0.0% 16.2% 2.0% $647M — $825M
2020 — $154M — — 6.6% 0.9% $184M — $654M
2019 — $194M — — 9.0% 1.4% $196M — $248M
2018 — $173M — — 8.5% 1.3% $226M — $278M
2017 — $113M — — 5.8% 0.9% $122M — $343M
2016 — $105M — — 8.4% 1.1% $141M — $224M
2015 — $99M — — 8.0% 1.1% $127M — $175M
2014 — $82M — — 6.6% 1.0% $125M — $188M
2013 — $60M — — 5.7% 0.8% $67M — $180M
2012 — $46M — — 6.0% 0.9% $118M — $514M
2012 — $19M — — 2.5% 0.4% — — $563M

Valuation over time

How the market has priced COLB against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 12.6 25.1 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
P/E
Price / sales (P/S)
0.0 44.0 88.0 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
P/S
Dividend yield (%)
0.0 2.6 5.3 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
Dividend yield %

Frequently asked questions

Is COLB growing its revenue and profit?

Over the past 5 years, Columbia Banking System, Inc.'s revenue has grown 20.7% per year, and net income grown 29.0% per year. These are computed facts, not advice.

How much debt does COLB have?

As of FY2025, Columbia Banking System, Inc. reported — of total debt against $2.4B of cash.

What is COLB's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin 310.7%.

What is COLB's P/E ratio?

Columbia Banking System, Inc.'s P/E (TTM) is 12.43 as of the 2026-11-02 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the COLB stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 16.1× as of Nov '26) can differ. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.