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CNO Financials Cno Financial Group, Inc.

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has grown 3.3% per year over the past 5 years.
  • Net income has grown slower than revenue (-5.3% vs 3.3% per year).
  • Operating margin has been roughly flat, at 12.3% in the latest year.

Financial health

  • Total debt has grown in line with revenue (1.3% vs 3.3% per year).
  • Operating income covered interest expense 2.4× in the latest year, down from 4.3× 5 years ago.

Shareholder returns

  • Dividends have been paid for 14 consecutive years, consuming 28.9% of earnings.
  • The dividend has declined 0.2% per year over the past 5 years.
Revenue & net income
-$315M $2B $4B $0 2011 2013 2015 2017 2019 2021 2023 2025
RevenueNet income
Margins (gross / operating / net)
-7% 5% 18% 0% 2011 2013 2015 2017 2019 2021 2023 2025
GrossOperatingNet
Free cash flow (CFO − capex)
$0 $1 $1 2011 2013 2015 2017 2019 2021 2023 2025
Free cash flow
Cash vs total debt
$0 $999M $2B 2011 2013 2015 2017 2019 2021 2023 2025
CashTotal debt
Cash flow: operating / investing / financing
-$2B $94M $2B $0 2011 2013 2015 2017 2019 2021 2023 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MFCFTotal debtCash
2025 $4.5B $229M 0.0% 12.3% — — $984M
2024 $4.4B $421M 0.0% 12.4% — — $2.0B
2023 $4.1B $277M 0.0% 11.1% — — $889M
2022 $3.6B $631M 0.0% 13.0% — — $645M
2021 $4.1B $570M 0.0% 12.5% — — $732M
2020 $3.8B $302M 0.0% 12.1% — — $992M
2019 $4.0B $409M 0.0% 9.2% — — $655M
2018 $4.3B -$315M 0.0% 8.8% — $917M $657M
2017 $4.3B $176M 0.0% 10.6% — $915M $757M
2016 $4.0B $358M 0.0% 0.0% — $913M $668M
2015 $3.8B $271M 0.0% 0.0% — $925M $797M
2014 $4.1B $51M 0.0% 0.0% — $797M —
2013 $4.5B $478M 0.0% 0.0% — $860M —
2012 $4.3B $221M 0.0% 0.0% — $1.0B —
2011 $4.1B $336M 0.0% 0.0% — $873M —

Valuation over time

How the market has priced CNO against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 10.6 21.1 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/E
Price / sales (P/S)
0.0 0.5 1.1 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/S
Dividend yield (%)
0.0 1.6 3.2 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
Dividend yield %

Frequently asked questions

Is CNO growing its revenue and profit?

Over the past 5 years, Cno Financial Group, Inc.'s revenue has grown 3.3% per year, and net income declined 5.3% per year. These are computed facts, not advice.

How much debt does CNO have?

As of FY2025, Cno Financial Group, Inc. reported — of total debt against $984M of cash; operating income covered interest expense 2.4×.

What is CNO's profit margin?

In FY2025, gross margin was —, operating margin 12.3%, and net margin 5.1%.

What is CNO's P/E ratio?

As of Jun '26, Cno Financial Group, Inc. traded at a price-to-earnings ratio of about 21.1× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.