Growth & profitability
- Free cash flow has declined 41.4% per year over the past 4 years.
Financial health
- Total debt (CN¥673M) exceeds cash (CN¥338M); net debt is CN¥335M.
CNF Financials CNFinance Holdings Ltd.
5 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings, in CNY as reported — with a computed, factual read of the trend. Updated Overview →
Net income
ROEROA
Equity
Free cash flow
CashTotal debt
OperatingInvestingFinancing
Key annual figures
| FY | Revenue | Net income | Gross M | Op M | ROE | ROA | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | — | -CN¥470M | — | — | -13.1% | -4.6% | CN¥81M | CN¥673M | CN¥338M |
| 2024 | — | CN¥38M | — | — | 0.9% | 0.3% | CN¥749M | CN¥5.9B | CN¥1.2B |
| 2023 | — | CN¥165M | — | — | 4.1% | 1.0% | CN¥1.6B | CN¥8.2B | CN¥2.0B |
| 2022 | — | CN¥135M | — | — | 3.5% | 0.9% | CN¥829M | CN¥7.7B | CN¥1.8B |
| 2021 | — | CN¥65M | — | — | 1.7% | 0.5% | CN¥686M | CN¥8.0B | CN¥2.2B |
Frequently asked questions
Is CNF growing its revenue and profit?
See the revenue and net-income charts above for CNFinance Holdings Ltd.'s multi-year trend.
How much debt does CNF have?
As of FY2025, CNFinance Holdings Ltd. reported CN¥673M of total debt against CN¥338M of cash.
What is CNF's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin —.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — its annual and interim reports, in CNY as reported (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (annual and interim filings, reported in CNY) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.