tradmap

CMTV Financials COMMUNITY BANCORP /VT

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Free cash flow has grown 3.8% per year over the past 5 years.

Financial health

  • The company holds more cash ($128M) than total debt ($36M).

Shareholder returns

  • Dividends have been paid for 4 consecutive years, consuming 23.4% of earnings and 26.0% of free cash flow.
  • The dividend has grown 2.2% per year over the past 5 years.
Net income
$0 $8M $17M 2011 2013 2015 2017 2019 2021 2023 2025
Net income
Return on equity & assets (ROE / ROA)
0% 9% 18% 2011 2013 2015 2017 2019 2021 2023 2025
ROEROA
Shareholders' equity (book value)
$0 $57M $114M 2011 2013 2015 2017 2019 2021 2023 2025
Equity
Free cash flow (CFO − capex)
$0 $8M $15M 2011 2013 2015 2017 2019 2021 2023 2025
Free cash flow
Cash vs total debt
$0 $64M $128M 2011 2013 2015 2017 2019 2021 2023 2025
CashTotal debt
Cash flow: operating / investing / financing
-$117M $26M $170M $0 2011 2013 2015 2017 2019 2021 2023 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MROEROAFCFTotal debtCash
2025 $17M 14.9% 1.3% $15M $36M $128M
2024 $13M 13.0% 1.0% $15M $111M
2023 $13M 15.1% 1.2% $14M $20M
2022 $14M 18.3% 1.3% $15M $71M
2021 $13M 15.5% 1.3% $13M $110M
2020 $11M 13.9% 1.2% $115M
2019 $9M 12.8% 1.2% $49M
2018 $8M 13.4% 1.2%
2017 $6M 10.8% 0.9%
2016 $5M 10.1% 0.9%
2015 $5M 9.4% 0.8%
2014 $5M 10.5% 0.9%
2013 $5M 11.0% 0.9%
2012 $4M 10.2% 0.8% $6M
2011 $4M 8.8% 0.6% $18M

Valuation over time

How the market has priced CMTV against its own fundamentals since 2026-02 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 6.8 13.7 Feb '26 Mar '26 Apr '26 May '26 Jun '26 Jul '26 Aug '26 Sep '26
P/E
Dividend yield (%)
0.0 1.2 2.4 Feb '26 Mar '26 Apr '26 May '26 Jun '26 Jul '26 Aug '26 Sep '26
Dividend yield %

Frequently asked questions

Is CMTV growing its revenue and profit?

See the revenue and net-income charts above for COMMUNITY BANCORP /VT's multi-year trend.

How much debt does CMTV have?

As of FY2025, COMMUNITY BANCORP /VT reported $36M of total debt against $128M of cash.

What is CMTV's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin —.

What is CMTV's P/E ratio?

As of Sep '26, COMMUNITY BANCORP /VT traded at a price-to-earnings ratio of about 13.7× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.