15 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Free cash flow has grown 3.8% per year over the past 5 years.
Financial health
The company holds more cash ($128M) than total debt ($36M).
Shareholder returns
Dividends have been paid for 4 consecutive years, consuming 23.4% of earnings and 26.0% of free cash flow.
The dividend has grown 2.2% per year over the past 5 years.
Net income
Net income
Return on equity & assets (ROE / ROA)
ROEROA
Shareholders' equity (book value)
Equity
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
—
$17M
—
—
14.9%
1.3%
$15M
$36M
$128M
2024
—
$13M
—
—
13.0%
1.0%
$15M
—
$111M
2023
—
$13M
—
—
15.1%
1.2%
$14M
—
$20M
2022
—
$14M
—
—
18.3%
1.3%
$15M
—
$71M
2021
—
$13M
—
—
15.5%
1.3%
$13M
—
$110M
2020
—
$11M
—
—
13.9%
1.2%
—
—
$115M
2019
—
$9M
—
—
12.8%
1.2%
—
—
$49M
2018
—
$8M
—
—
13.4%
1.2%
—
—
—
2017
—
$6M
—
—
10.8%
0.9%
—
—
—
2016
—
$5M
—
—
10.1%
0.9%
—
—
—
2015
—
$5M
—
—
9.4%
0.8%
—
—
—
2014
—
$5M
—
—
10.5%
0.9%
—
—
—
2013
—
$5M
—
—
11.0%
0.9%
—
—
—
2012
—
$4M
—
—
10.2%
0.8%
—
$6M
—
2011
—
$4M
—
—
8.8%
0.6%
—
$18M
—
Net income
Net income
Return on equity & assets (ROE / ROA)
ROEROA
Shareholders' equity (book value)
Equity
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
Jun '26
—
$5M
—
—
3.9%
0.4%
$5M
$11M
$26M
Mar '26
—
$4M
—
—
3.7%
0.4%
$4M
—
$65M
Dec '25
—
$5M
—
—
4.1%
0.4%
$6M
$36M
$128M
Sep '25
—
$5M
—
—
4.2%
0.4%
$5M
—
$61M
Jun '25
—
$4M
—
—
3.8%
0.3%
$4M
—
$15M
Mar '25
—
$4M
—
—
3.4%
0.3%
$108015
—
$29M
Dec '24
—
$4M
—
—
4.2%
0.3%
$5M
—
$111M
Sep '24
—
$3M
—
—
3.2%
0.3%
$5M
—
$50M
Jun '24
—
$3M
—
—
3.0%
0.2%
$4M
—
$18M
Mar '24
—
$3M
—
—
3.2%
0.3%
$1M
—
$16M
Dec '23
—
$4M
—
—
4.0%
0.3%
$4M
—
$20M
Sep '23
—
$3M
—
—
4.3%
0.3%
$5M
—
$18M
Jun '23
—
$3M
—
—
4.0%
0.3%
$2M
—
$19M
Mar '23
—
$3M
—
—
4.2%
0.3%
$3M
—
$38M
Dec '22
—
$5M
—
—
6.3%
0.4%
$5M
—
$71M
Sep '22
—
$4M
—
—
5.2%
0.4%
$4M
—
$74M
Jun '22
—
$3M
—
—
4.1%
0.3%
$3M
—
$67M
Mar '22
—
$2M
—
—
3.1%
0.2%
$3M
—
$84M
Dec '21
—
$3M
—
—
4.0%
0.3%
—
—
$110M
Sep '21
—
$4M
—
—
4.4%
0.4%
—
—
$130M
Valuation over time
How the market has priced CMTV against its own fundamentals since 2026-02 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 9.9× (Feb '26) to 13.7× (Sep '26).
The dividend yield has fallen from 2.4% (Feb '26) to 1.7% (Sep '26).
Price / earnings (P/E)
P/E
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is CMTV growing its revenue and profit?
See the revenue and net-income charts above for COMMUNITY BANCORP /VT's multi-year trend.
How much debt does CMTV have?
As of FY2025, COMMUNITY BANCORP /VT reported $36M of total debt against $128M of cash.
What is CMTV's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin —.
What is CMTV's P/E ratio?
As of Sep '26, COMMUNITY BANCORP /VT traded at a price-to-earnings ratio of about 13.7× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.