Shareholder returns
- Dividends have been paid for 6 consecutive years, consuming 11.1% of earnings and 10.7% of free cash flow.
- The dividend has grown 58.5% per year over the past 5 years.
CFBK Financials CF BANKSHARES INC.
15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →
RevenueNet income
GrossOperatingNet
Free cash flow
CashTotal debt
OperatingInvestingFinancing
Key annual figures
| FY | Revenue | Net income | Gross M | Op M | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|
| 2025 | — | $18M | — | — | $18M | — | $259M |
| 2024 | — | $13M | — | — | $14M | — | $235M |
| 2023 | — | $17M | — | — | $17M | — | $262M |
| 2022 | — | $18M | — | — | $39M | $29M | $152M |
| 2021 | — | $18M | — | — | $250M | $24M | $167M |
| 2020 | — | $30M | — | — | -$124M | $80M | $222M |
| 2019 | — | $10M | — | — | -$104M | $13M | $46M |
| 2018 | — | $4M | — | — | -$12M | $6M | $67M |
| 2017 | — | $1M | — | — | $4M | $14M | $45M |
| 2016 | — | $2M | — | — | — | — | $58M |
| 2015 | — | $4M | — | — | — | — | $26M |
| 2014 | — | $479000 | — | — | — | — | $28M |
| 2013 | — | -$918000 | — | — | -$4M | — | $19M |
| 2012 | — | -$4M | — | — | -$984000 | — | $25M |
| 2011 | — | -$5M | — | — | $412000 | — | $61M |
RevenueNet income
GrossOperatingNet
Free cash flow
CashTotal debt
OperatingInvestingFinancing
Key quarterly figures
| Quarter | Revenue | Net income | Gross M | Op M | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|
| Mar '26 | — | $5M | — | — | $5M | — | $268M |
| Dec '25 | — | $6M | — | — | $3M | — | $259M |
| Sep '25 | — | $2M | — | — | $5M | — | $272M |
| Jun '25 | — | $5M | — | — | $8M | — | $276M |
| Mar '25 | — | $4M | — | — | $2M | — | $241M |
| Dec '24 | — | $4M | — | — | $12M | — | $235M |
| Sep '24 | — | $4M | — | — | -$1M | — | $234M |
| Jun '24 | — | $2M | — | — | $4M | — | $242M |
| Mar '24 | — | $3M | — | — | -$1M | — | $237M |
| Dec '23 | — | $4M | — | — | $8M | — | $262M |
| Sep '23 | — | $4M | — | — | $2M | — | $230M |
| Jun '23 | — | $4M | — | — | $2M | — | $232M |
| Mar '23 | — | $4M | — | — | $5M | — | $214M |
| Dec '22 | — | $5M | — | — | $7M | $29M | $152M |
| Sep '22 | — | $4M | — | — | -$35000 | — | $198M |
| Jun '22 | — | $5M | — | — | $12M | — | $155M |
| Mar '22 | — | $5M | — | — | $20M | — | $168M |
| Dec '21 | — | $4M | — | — | $52M | $24M | $167M |
| Sep '21 | — | $4M | — | — | $163M | — | $68M |
| Jun '21 | — | $3M | — | — | $197M | — | $134M |
Valuation over time
How the market has priced CFBK against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.
- The price-to-earnings ratio has risen from 6.8× (Mar '23) to 11.3× (Jun '26).
- The dividend yield has risen from 0.9% (Mar '23) to 1.0% (Jun '26).
P/E
Dividend yield %
Frequently asked questions
Is CFBK growing its revenue and profit?
See the revenue and net-income charts above for CF BANKSHARES INC.'s multi-year trend.
How much debt does CFBK have?
As of FY2025, CF BANKSHARES INC. reported — of total debt against $259M of cash.
What is CFBK's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin —.
What is CFBK's P/E ratio?
As of Jun '26, CF BANKSHARES INC. traded at a price-to-earnings ratio of about 11.3× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.