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CBZ Financials Cbiz, Inc.

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has grown 23.4% per year over the past 5 years.
  • Net income has grown slower than revenue (8.1% vs 23.4% per year).
  • Operating margin has contracted, at 8.5% in the latest year.
  • Free cash flow has grown 5.3% per year over the past 5 years.

Financial health

  • Total debt ($1.5B) exceeds cash ($18M); net debt is $1.4B.
  • Total debt has grown faster than revenue (68.5% vs 23.4% per year).
  • Operating income covered interest expense 2.2× in the latest year.
  • Total debt is 4.4× EBITDA.
Revenue & net income
$0 $1B $3B 2011 2013 2015 2017 2019 2021 2023 2025
RevenueNet income
Margins (gross / operating / net)
0% 8% 16% 2011 2013 2015 2017 2019 2021 2023 2025
GrossOperatingNet
Free cash flow (CFO − capex)
-$8M $84M $176M $0 2011 2013 2015 2017 2019 2021 2023 2025
Free cash flow
Cash vs total debt
$0 $728M $1B 2011 2013 2015 2017 2019 2021 2023 2025
CashTotal debt
Cash flow: operating / investing / financing
-$1B -$47M $1B $0 2011 2013 2015 2017 2019 2021 2023 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MFCFTotal debtCash
2025 $2.8B $115M 12.9% 8.5% $176M $1.5B $18M
2024 $1.8B $41M 10.1% 4.1% $111M $1.4B $14M
2023 $1.6B $121M 14.0% 10.4% $130M $311M $8M
2022 $1.4B $105M 15.8% 11.9% $117M $264M $5M
2021 $1.1B $71M 14.4% 6.6% $122M $155M $2M
2020 $964M $78M 14.4% 9.6% $135M $107M $5M
2019 $948M $71M 13.2% 8.5% $84M $104M $567000
2018 $922M $62M 14.3% 10.0% $91M $134M $640000
2017 $855M $50M 11.7% 7.8% $65M $178M $424000
2016 $800M $40M 12.8% 8.2% $70M $190M $3M
2015 — $34M — — $40M $205M $850000
2014 — $30M — — $39M — $979000
2013 — $86M — — -$8M — $771000
2012 — $31M — — $52M — $899000
2011 — $28M — — $54M — $2M

Valuation over time

How the market has priced CBZ against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 52.3 104.7 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/E
Price / sales (P/S)
0.0 1.3 2.6 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/S

Frequently asked questions

Is CBZ growing its revenue and profit?

Over the past 5 years, Cbiz, Inc.'s revenue has grown 23.4% per year, and net income grown 8.1% per year. These are computed facts, not advice.

How much debt does CBZ have?

As of FY2025, Cbiz, Inc. reported $1.5B of total debt against $18M of cash; operating income covered interest expense 2.2×.

What is CBZ's profit margin?

In FY2025, gross margin was 12.9%, operating margin 8.5%, and net margin 4.2%.

What is CBZ's P/E ratio?

As of Jun '26, Cbiz, Inc. traded at a price-to-earnings ratio of about 13.2× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.