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CBU Community Financial System, Inc.

$63.48 +0.73%

Updated

Financial · National Commercial Banks

Community Financial System, Inc. (CBU) is a financial company in the National Commercial Banks industry, with a market capitalization of $3.3 billion. Shares last traded at $63.48, 10.7% below their 52-week high. Over the past year the stock is up 7.0%. CBU trades at a price-to-earnings ratio of 14.65, above the National Commercial Banks median of 12.42. Net profit margin is 26.6%, above the peer median of 20.5%. Revenue grew 9.6% year over year. The shares yield 2.9% in dividends.

Market Cap
$3.3B
Shares Out
52.6M
EPS (TTM)
$8.16
P/E Ratio
7.78
P/S Ratio
3.89
P/B Ratio
1.61
Dividend / Share
$1.87
Dividend Yield
2.95%
52-Week High
$71.12
52-Week Low
$53.46
Volume
7,921
Avg Vol (3m)
14,021.73

Performance

1W
+0.59%
1M
-3.97%
3M
-0.11%
6M
+5.83%
YTD
+9.33%
1Y
+6.97%

Daily candles · volume · SMA(20)/SMA(50) · Databento EQUS.MINI.

Technicals

RSI (14)
45.83
SMA (50)
$65.72
SMA (200)
$62.39
Price vs SMA50
-3.40%
Price vs SMA200
+1.75%
ATR (14)
$1.17

Full technical analysis (26 indicators, D/W/M) →

Financials

Revenue
$859M
Net Income
$228M
Gross Margin
Operating Margin
Net Margin
26.6%
Return on Equity
11.0%
Return on Assets
1.3%
Current Ratio
Debt / Equity
0.48
Revenue Growth (YoY)
+9.6%

Latest reported annual period ending 2026-06-30 · SEC EDGAR/XBRL.

Full financials — revenue, cash flow & debt over time →

CBU Dividend History

Dividend / share (TTM)
$1.87
Dividend yield
2.95%
Per-share growth (5y CAGR)
+2.5%
Payout ratio (latest FY)
46%
Fiscal year endTotal dividends paidPer share*Payout ratio
2025-12-31 $98M $1.85 46%
2024-12-31 $96M $1.81 52%
2023-12-31 $95M $1.77 72%
2022-12-31 $93M $1.72 50%
2021-12-31 $91M $1.67 48%
2020-12-31 $87M $1.63 53%
2019-12-31 $80M $1.54 47%
2018-12-31 $71M $1.38 42%
2017-12-31 $62M $1.26 41%
2016-12-31 $55M $1.24 53%
2015-12-31 $49M $1.19 54%
2014-12-31 $46M $1.13 51%

*Per share derived as total dividends paid ÷ weighted diluted shares (SEC EDGAR/XBRL annual cash-flow facts). Reported history — not a forecast of future dividends.

Compare payers on the highest-dividend-yield screener.

Recent earnings

PeriodEPS (diluted)Reported
Q2 2026 $2.24 2026-08-07
Q1 2026 $1.08 2026-05-08
FY 2025 $3.97 2026-02-27
Q3 2025 $2.94 2025-11-06
Q2 2026 $1.90 2026-08-07
Q1 2026 $0.93 2026-05-08

Full earnings history →

National Commercial Banks peers

CBU vs 14 industry peers (National Commercial Banks), by market cap. Updated

P/E vs peers
14.65 / 12.42 med
+18% premium
P/S vs peers
3.89 / 2.66 med
+46% premium
Net margin vs peers
26.6% / 20.5% med
above median
1–14 of 14
JPMJPMorgan Chase$962.6B14.793.4323.2%+1.65%
BACBank of America$441.0B13.103.6427.8%+0.72%
WFCWells Fargo$272.9B12.582.2117.6%-0.10%
CCitigroup$241.7B16.902.8416.8%+2.85%
COFCapital One$137.2B42.561.984.7%+1.77%
USBU.S. Bancorp$99.0B12.123.3327.5%+1.23%
PNCPNC Financial Services$97.8B13.983.9128.0%+1.08%
TFCTruist Financial$63.1B10.802.0719.2%+1.59%
HBANHuntington Bancshares$34.6B15.662.7717.7%+1.04%
RFRegions Financial Corporation$25.9B11.622.7023.2%+1.69%
KEYKeyCorp$23.6B11.622.1018.1%+1.45%
PNFPPinnacle Financial Partners, Inc.$15.3B19.344.1921.7%+1.29%
FHNFirst Horizon Corp$11.8B11.203.3629.9%+1.59%
UMBFUmb Financial Corp$10.9B11.552.6322.7%+1.05%

Source: SEC EDGAR (fundamentals/EPS/dividends) · Databento EQUS.MINI (prices) · market cap & yield computed by tradmap. Informational only — not financial advice.