15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →
| FY | Revenue | Net income | Gross M | Op M | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|
| 2025 | $2.3B | $424 | 0.0% | 0.0% | $1.1B | — | $23M |
| 2024 | $2.2B | $248 | 0.0% | 0.0% | $1.1B | — | $344M |
| 2023 | $1.9B | $286 | 0.0% | 0.0% | $1.2B | — | $13M |
| 2022 | $1.8B | $536 | 0.0% | 0.0% | $1.2B | — | $8M |
| 2021 | $1.9B | $958 | 0.0% | 0.0% | $1.1B | — | $23M |
| 2020 | $1.7B | $421M | 0.0% | 0.0% | $977M | — | $16M |
| 2019 | $1.5B | $656M | 0.0% | 0.0% | $786M | — | $187M |
| 2018 | $1.3B | $574M | 0.0% | 0.0% | $679M | — | $26M |
| 2017 | $1.1B | $470M | 0.0% | 0.0% | $558M | — | $8M |
| 2016 | $969M | $333M | 0.0% | 0.0% | $502M | — | $15M |
| 2015 | $825M | $300M | 0.0% | 0.0% | $400M | — | $6M |
| 2014 | $724M | $266M | 0.0% | 0.0% | $361M | $1.8B | $6M |
| 2013 | $682M | $253M | 0.0% | 0.0% | $320M | $1.4B | $4M |
| 2012 | $609M | $220M | 0.0% | 0.0% | $300M | $1.3B | $9M |
| 2011 | $525M | $188M | 0.0% | 0.0% | $269M | $998M | $5M |
| Quarter | Revenue | Net income | Gross M | Op M | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|
| Mar '26 | $580M | $136M | 0.0% | 0.0% | $346M | — | $26M |
| Dec '25 | $580M | $122M | 0.0% | 0.0% | $269M | — | $23M |
| Sep '25 | $582M | $108M | 0.0% | 0.0% | $299M | — | $16M |
| Jun '25 | $584M | $87M | 0.0% | 0.0% | $139M | — | $70M |
| Mar '25 | $571M | $106M | 0.0% | 0.0% | $346M | — | $529M |
| Dec '24 | $566M | $152M | 0.0% | 0.0% | $306M | — | $344M |
| Sep '24 | $550M | $79M | 0.0% | 0.0% | $317M | — | $160M |
| Jun '24 | $538M | -$47M | 0.0% | 0.0% | $204M | — | $8M |
| Mar '24 | $508M | $64M | 0.0% | 0.0% | $310M | — | $8M |
| Dec '23 | $492M | $94M | 0.0% | 0.0% | $310M | — | $13M |
| Sep '23 | $479M | $71M | 0.0% | 0.0% | $314M | — | $3M |
| Jun '23 | $478M | $22M | 0.0% | 0.0% | $281M | — | $3M |
| Mar '23 | $454M | $100M | 0.0% | 0.0% | $296M | — | $8M |
| Dec '22 | $459M | $127M | 0.0% | 0.0% | $286M | — | $8M |
| Sep '22 | $460M | $87M | 0.0% | 0.0% | $325M | — | $11M |
| Jun '22 | $457M | $107M | 0.0% | 0.0% | $250M | — | $4M |
| Mar '22 | $456M | $214M | 0.0% | 0.0% | $374M | — | $18M |
| Dec '21 | $463M | $218M | 0.0% | 0.0% | $130M | — | $23M |
| Sep '21 | $470M | $250M | 0.0% | 0.0% | $267M | — | $13M |
| Jun '21 | $472M | $289M | 0.0% | 0.0% | $341M | — | $384M |
How the market has priced CACC against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.
Over the past 5 years, Credit Acceptance Corp's revenue has grown 6.8% per year, and net income declined 93.7% per year. These are computed facts, not advice.
As of FY2025, Credit Acceptance Corp reported — of total debt against $23M of cash.
In FY2025, gross margin was —, operating margin —, and net margin 0.0%.
As of Jun '26, Credit Acceptance Corp traded at a price-to-earnings ratio of about 15389555.3× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S have moved with the share price. These are computed facts, not advice.
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.