C Financials Citigroup

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated 29 h ago Overview →

Growth & profitability

Revenue has grown 2.5% per year over the past 5 years.
Net income has grown faster than revenue (5.3% vs 2.5% per year).

Financial health

Total debt ($367.7B) exceeds cash ($349.6B); net debt is $18.1B.
Total debt has grown in line with revenue (4.1% vs 2.5% per year).

Shareholder returns

Dividends have been paid for 15 consecutive years, consuming 37.6% of earnings.
The dividend has grown 0.1% per year over the past 5 years.

Revenue & net income

RevenueNet income

Margins (gross / operating / net)

GrossOperatingNet

Free cash flow (CFO − capex)

Free cash flow

Cash vs total debt

CashTotal debt

Cash flow: operating / investing / financing

OperatingInvestingFinancing

Key annual figures

FY	Revenue	Net income	Gross M	Op M	FCF	Total debt	Cash
2025	$85.2B	$14.3B	0.0%	0.0%	-$74.2B	$367.7B	$349.6B
2024	$80.7B	$12.7B	0.0%	0.0%	-$26.2B	$335.8B	$276.5B
2023	$78.1B	$9.2B	0.0%	0.0%	-$80.0B	$324.1B	$260.9B
2022	$75.3B	$14.8B	0.0%	0.0%	$19.4B	$318.7B	$342.0B
2021	$71.9B	$22.0B	0.0%	0.0%	$43.0B	$282.3B	$262.0B
2020	$75.5B	$11.0B	76.8%	0.0%	-$26.9B	$301.2B	$309.6B
2019	$75.1B	$19.4B	88.8%	0.0%	-$18.2B	$293.8B	$193.9B
2018	$72.9B	$18.0B	89.6%	0.0%	$33.2B	$264.3B	$188.1B
2017	$72.4B	-$6.8B	89.7%	0.0%	—	$281.2B	$180.5B
2016	$70.8B	$14.9B	0.0%	0.0%	—	$236.9B	$160.5B
2015	$76.4B	$17.2B	0.0%	0.0%	—	$222.4B	—
2014	$77.2B	$7.3B	0.0%	0.0%	—	$281.4B	—
2013	$76.7B	$13.7B	0.0%	0.0%	—	$280.1B	—
2012	$69.5B	$7.5B	0.0%	0.0%	—	$291.5B	—
2011	$77.3B	$11.1B	0.0%	0.0%	—	$377.9B	—

Revenue & net income

RevenueNet income

Margins (gross / operating / net)

GrossOperatingNet

Free cash flow (CFO − capex, quarterly)

Free cash flow

Cash vs total debt

CashTotal debt

Cash flow: operating / investing / financing

OperatingInvestingFinancing

Key quarterly figures

Quarter	Revenue	Net income	Gross M	Op M	FCF	Total debt	Cash
Dec '25	$19.9B	$2.5B	0.0%	0.0%	$24.9B	$367.7B	$349.6B
Sep '25	$22.1B	$3.8B	0.0%	0.0%	-$517M	$370.6B	$348.1B
Jun '25	$21.7B	$4.0B	0.0%	0.0%	-$38.3B	$373.3B	$337.5B
Mar '25	$21.6B	$4.1B	0.0%	0.0%	-$60.2B	$344.8B	$308.3B
Dec '24	$19.5B	$2.9B	0.0%	0.0%	$23.1B	$335.8B	$276.5B
Sep '24	$20.2B	$3.2B	0.0%	0.0%	-$18.2B	$340.4B	$303.1B
Jun '24	$20.0B	$3.2B	0.0%	0.0%	-$18.6B	$319.0B	$246.1B
Mar '24	$21.0B	$3.4B	0.0%	0.0%	-$12.4B	$317.4B	$272.7B
Dec '23	$17.4B	-$1.8B	0.0%	0.0%	-$6.4B	$324.1B	$260.9B
Sep '23	$20.1B	$3.5B	0.0%	0.0%	$14.1B	$318.9B	$254.0B
Jun '23	$19.4B	$2.9B	0.0%	0.0%	-$55.5B	$314.9B	$296.9B
Mar '23	$21.4B	$4.6B	0.0%	0.0%	-$32.1B	$319.9B	$324.0B
Dec '22	$18.0B	$2.5B	0.0%	0.0%	$10.8B	$318.7B	$342.0B
Sep '22	$18.5B	$3.5B	0.0%	0.0%	-$3.2B	$300.4B	$299.6B
Jun '22	$19.6B	$4.5B	0.0%	0.0%	$22.3B	$297.5B	$284.0B
Mar '22	$19.2B	$4.3B	0.0%	0.0%	-$10.5B	$284.1B	$272.1B
Dec '21	$17.0B	$3.2B	0.0%	0.0%	-$13.4B	$282.3B	$262.0B
Sep '21	$17.4B	$4.6B	0.0%	0.0%	$34.6B	$288.0B	$323.8B
Jun '21	$17.8B	$6.2B	0.0%	0.0%	-$576M	$296.0B	$299.2B
Mar '21	$19.7B	$7.9B	0.0%	0.0%	$22.4B	$288.4B	$324.7B

Valuation over time

How the market has priced C against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

The price-to-earnings ratio has risen from 5.5× (Mar '23) to 17.7× (Jun '26).
The price-to-sales ratio has risen from 1.1× (Mar '23) to 3.0× (Jun '26).
The dividend yield has fallen from 6.1% (Mar '23) to 2.1% (Jun '26).

Price / earnings (P/E)

P/E

Price / sales (P/S)

P/S

Dividend yield (%)

Dividend yield %

Frequently asked questions

Is C growing its revenue and profit?

Over the past 5 years, Citigroup's revenue has grown 2.5% per year, and net income grown 5.3% per year. These are computed facts, not advice.

How much debt does C have?

As of FY2025, Citigroup reported $367.7B of total debt against $349.6B of cash.

What is C's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin 16.8%.

What is C's P/E ratio?

As of Jun '26, Citigroup traded at a price-to-earnings ratio of about 17.7× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.