11 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Free cash flow has grown 5.3% per year over the past 5 years.
Shareholder returns
Dividends have been paid for 6 consecutive years, consuming 14.0% of earnings and 13.3% of free cash flow.
The dividend has grown 26.0% per year over the past 5 years.
Net income
Net income
Return on equity & assets (ROE / ROA)
ROEROA
Shareholders' equity (book value)
Equity
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
—
$130M
—
—
10.3%
1.3%
$136M
—
$149M
2024
—
$121M
—
—
11.1%
1.3%
$171M
—
$563M
2023
—
$108M
—
—
10.9%
1.2%
$162M
—
$226M
2022
—
$88M
—
—
11.5%
1.2%
$217M
—
$179M
2021
—
$93M
—
—
11.1%
1.4%
$72M
—
$158M
2020
—
$37M
—
—
4.7%
0.6%
$105M
—
$83M
2019
—
$57M
—
—
7.6%
1.0%
$25M
—
$81M
2018
—
$41M
—
—
6.3%
0.8%
$77M
—
$122M
2017
—
$22M
—
—
4.7%
0.6%
$24M
—
$58M
2016
—
$67M
—
—
17.4%
2.0%
-$2M
—
$47M
2015
—
-$15M
—
—
-8.0%
—
—
—
$45M
Net income
Net income
Return on equity & assets (ROE / ROA)
ROEROA
Shareholders' equity (book value)
Equity
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
Jun '26
—
$40M
—
—
3.1%
0.4%
$13M
—
$194M
Mar '26
—
$38M
—
—
2.9%
0.4%
$54M
—
$198M
Dec '25
—
$35M
—
—
2.7%
0.4%
$58M
—
$149M
Sep '25
—
$37M
—
—
3.0%
0.4%
$38M
—
$259M
Jun '25
—
$30M
—
—
2.5%
0.3%
$15M
—
$218M
Mar '25
—
$28M
—
—
2.5%
0.3%
$26M
—
$421M
Dec '24
—
$30M
—
—
2.8%
0.3%
$51M
—
$563M
Sep '24
—
$30M
—
—
2.8%
0.3%
$19M
—
$453M
Jun '24
—
$30M
—
—
2.9%
0.3%
$39M
—
$730M
Mar '24
—
$30M
—
—
3.0%
0.3%
$62M
—
$637M
Dec '23
—
$30M
—
—
3.0%
0.3%
-$6M
—
$226M
Sep '23
—
$28M
—
—
3.1%
0.3%
$77M
—
$429M
Jun '23
—
$26M
—
—
3.2%
0.3%
$42M
—
$320M
Mar '23
—
$24M
—
—
3.0%
0.3%
$49M
—
$284M
Dec '22
—
$23M
—
—
3.0%
0.3%
$34M
—
$179M
Sep '22
—
$23M
—
—
3.0%
0.3%
$32M
—
$216M
Jun '22
—
$20M
—
—
2.7%
0.3%
$58M
—
$142M
Mar '22
—
$22M
—
—
2.8%
0.3%
$92M
—
$154M
Dec '21
—
$17M
—
—
2.1%
0.3%
$28M
—
$158M
Sep '21
—
$25M
—
—
3.1%
0.4%
-$22M
—
$143M
Valuation over time
How the market has priced BY against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 11.1× (Mar '23) to 13.4× (Nov '26).
The dividend yield has fallen from 1.4% (Mar '23) to 1.0% (Nov '26).
Price / earnings (P/E)
P/E
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is BY growing its revenue and profit?
See the revenue and net-income charts above for Byline Bancorp, Inc.'s multi-year trend.
How much debt does BY have?
As of FY2025, Byline Bancorp, Inc. reported — of total debt against $149M of cash.
What is BY's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin —.
What is BY's P/E ratio?
Byline Bancorp, Inc.'s P/E (TTM) is 11.64 as of the 2026-11-03 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the BY stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 13.4× as of Nov '26) can differ. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.