tradmap

BY Financials Byline Bancorp, Inc.

11 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Free cash flow has grown 5.3% per year over the past 5 years.

Shareholder returns

  • Dividends have been paid for 6 consecutive years, consuming 14.0% of earnings and 13.3% of free cash flow.
  • The dividend has grown 26.0% per year over the past 5 years.
Revenue & net income
-$15M $58M $130M $0 2015 2017 2019 2021 2023 2025
RevenueNet income
Margins (gross / operating / net)
0% 50% 100% 2015 2017 2019 2021 2023 2025
GrossOperatingNet
Free cash flow (CFO − capex)
-$2M $107M $217M $0 2015 2017 2019 2021 2023 2025
Free cash flow
Cash vs total debt
$0 $282M $563M 2015 2017 2019 2021 2023 2025
CashTotal debt
Cash flow: operating / investing / financing
-$886M -$53M $780M $0 2015 2017 2019 2021 2023 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MFCFTotal debtCash
2025 $130M $136M $149M
2024 $121M $171M $563M
2023 $108M $162M $226M
2022 $88M $217M $179M
2021 $93M $72M $158M
2020 $37M $105M $83M
2019 $57M $25M $81M
2018 $41M $77M $122M
2017 $22M $24M $58M
2016 $67M -$2M $47M
2015 -$15M $45M

Valuation over time

How the market has priced BY against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 6.6 13.2 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/E
Dividend yield (%)
0.0 0.8 1.7 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
Dividend yield %

Frequently asked questions

Is BY growing its revenue and profit?

See the revenue and net-income charts above for Byline Bancorp, Inc.'s multi-year trend.

How much debt does BY have?

As of FY2025, Byline Bancorp, Inc. reported — of total debt against $149M of cash.

What is BY's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin —.

What is BY's P/E ratio?

As of Jun '26, Byline Bancorp, Inc. traded at a price-to-earnings ratio of about 12.8× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.