11 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Free cash flow has grown 5.3% per year over the past 5 years.
Shareholder returns
Dividends have been paid for 6 consecutive years, consuming 14.0% of earnings and 13.3% of free cash flow.
The dividend has grown 26.0% per year over the past 5 years.
Net income
Net income
Return on equity & assets (ROE / ROA)
ROEROA
Shareholders' equity (book value)
Equity
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
—
$130M
—
—
10.3%
1.3%
$136M
—
$149M
2024
—
$121M
—
—
11.1%
1.3%
$171M
—
$563M
2023
—
$108M
—
—
10.9%
1.2%
$162M
—
$226M
2022
—
$88M
—
—
11.5%
1.2%
$217M
—
$179M
2021
—
$93M
—
—
11.1%
1.4%
$72M
—
$158M
2020
—
$37M
—
—
4.7%
0.6%
$105M
—
$83M
2019
—
$57M
—
—
7.6%
1.0%
$25M
—
$81M
2018
—
$41M
—
—
6.3%
0.8%
$77M
—
$122M
2017
—
$22M
—
—
4.7%
0.6%
$24M
—
$58M
2016
—
$67M
—
—
17.4%
2.0%
-$2M
—
$47M
2015
—
-$15M
—
—
-8.0%
—
—
—
$45M
Net income
Net income
Return on equity & assets (ROE / ROA)
ROEROA
Shareholders' equity (book value)
Equity
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
Jun '26
—
$40M
—
—
3.1%
0.4%
$13M
—
$194M
Mar '26
—
$38M
—
—
2.9%
0.4%
$54M
—
$198M
Dec '25
—
$35M
—
—
2.7%
0.4%
$58M
—
$149M
Sep '25
—
$37M
—
—
3.0%
0.4%
$38M
—
$259M
Jun '25
—
$30M
—
—
2.5%
0.3%
$15M
—
$218M
Mar '25
—
$28M
—
—
2.5%
0.3%
$26M
—
$421M
Dec '24
—
$30M
—
—
2.8%
0.3%
$51M
—
$563M
Sep '24
—
$30M
—
—
2.8%
0.3%
$19M
—
$453M
Jun '24
—
$30M
—
—
2.9%
0.3%
$39M
—
$730M
Mar '24
—
$30M
—
—
3.0%
0.3%
$62M
—
$637M
Dec '23
—
$30M
—
—
3.0%
0.3%
-$6M
—
$226M
Sep '23
—
$28M
—
—
3.1%
0.3%
$77M
—
$429M
Jun '23
—
$26M
—
—
3.2%
0.3%
$42M
—
$320M
Mar '23
—
$24M
—
—
3.0%
0.3%
$49M
—
$284M
Dec '22
—
$23M
—
—
3.0%
0.3%
$34M
—
$179M
Sep '22
—
$23M
—
—
3.0%
0.3%
$32M
—
$216M
Jun '22
—
$20M
—
—
2.7%
0.3%
$58M
—
$142M
Mar '22
—
$22M
—
—
2.8%
0.3%
$92M
—
$154M
Dec '21
—
$17M
—
—
2.1%
0.3%
$28M
—
$158M
Sep '21
—
$25M
—
—
3.1%
0.4%
-$22M
—
$143M
Valuation over time
How the market has priced BY against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 11.1× (Mar '23) to 13.4× (Sep '26).
The dividend yield has fallen from 1.4% (Mar '23) to 1.0% (Sep '26).
Price / earnings (P/E)
P/E
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is BY growing its revenue and profit?
See the revenue and net-income charts above for Byline Bancorp, Inc.'s multi-year trend.
How much debt does BY have?
As of FY2025, Byline Bancorp, Inc. reported — of total debt against $149M of cash.
What is BY's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin —.
What is BY's P/E ratio?
As of Sep '26, Byline Bancorp, Inc. traded at a price-to-earnings ratio of about 13.4× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.