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BY Financials Byline Bancorp, Inc.

11 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Free cash flow has grown 5.3% per year over the past 5 years.

Shareholder returns

  • Dividends have been paid for 6 consecutive years, consuming 14.0% of earnings and 13.3% of free cash flow.
  • The dividend has grown 26.0% per year over the past 5 years.
Net income
-$15M $58M $130M $0 2015 2017 2019 2021 2023 2025
Net income
Return on equity & assets (ROE / ROA)
-8% 5% 17% 0% 2015 2017 2019 2021 2023 2025
ROEROA
Shareholders' equity (book value)
$0 $634M $1B 2015 2017 2019 2021 2023 2025
Equity
Free cash flow (CFO − capex)
-$2M $107M $217M $0 2015 2017 2019 2021 2023 2025
Free cash flow
Cash vs total debt
$0 $282M $563M 2015 2017 2019 2021 2023 2025
CashTotal debt
Cash flow: operating / investing / financing
-$886M -$53M $780M $0 2015 2017 2019 2021 2023 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MROEROAFCFTotal debtCash
2025 — $130M — — 10.3% 1.3% $136M — $149M
2024 — $121M — — 11.1% 1.3% $171M — $563M
2023 — $108M — — 10.9% 1.2% $162M — $226M
2022 — $88M — — 11.5% 1.2% $217M — $179M
2021 — $93M — — 11.1% 1.4% $72M — $158M
2020 — $37M — — 4.7% 0.6% $105M — $83M
2019 — $57M — — 7.6% 1.0% $25M — $81M
2018 — $41M — — 6.3% 0.8% $77M — $122M
2017 — $22M — — 4.7% 0.6% $24M — $58M
2016 — $67M — — 17.4% 2.0% -$2M — $47M
2015 — -$15M — — -8.0% — — — $45M

Valuation over time

How the market has priced BY against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 6.8 13.6 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
P/E
Dividend yield (%)
0.0 0.8 1.7 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
Dividend yield %

Frequently asked questions

Is BY growing its revenue and profit?

See the revenue and net-income charts above for Byline Bancorp, Inc.'s multi-year trend.

How much debt does BY have?

As of FY2025, Byline Bancorp, Inc. reported — of total debt against $149M of cash.

What is BY's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin —.

What is BY's P/E ratio?

Byline Bancorp, Inc.'s P/E (TTM) is 11.64 as of the 2026-11-03 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the BY stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 13.4× as of Nov '26) can differ. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.