BWB Financials Bridgewater Bancshares Inc
10 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →
Key annual figures
| FY | Revenue | Net income | Gross M | Op M | ROE | ROA | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | — | $46M | — | — | 8.9% | 0.9% | $22M | — | $124M |
| 2024 | — | $33M | — | — | 7.2% | 0.6% | $42M | — | $230M |
| 2023 | — | $40M | — | — | 9.4% | 0.9% | $27M | — | $129M |
| 2022 | — | $53M | — | — | 13.5% | 1.2% | $83M | — | $87M |
| 2021 | — | $46M | — | — | 12.0% | 1.3% | $53M | — | $143M |
| 2020 | — | $27M | — | — | 10.2% | 0.9% | -$2M | — | $161M |
| 2019 | — | $31M | — | — | 12.8% | 1.4% | $24M | — | $32M |
| 2018 | — | $27M | — | — | 12.2% | 1.4% | $26M | — | $28M |
| 2017 | — | $17M | — | — | 12.3% | 1.0% | $24M | — | $24M |
| 2016 | — | $13M | — | — | 11.5% | — | $13M | — | $16M |
Key quarterly figures
| Quarter | Revenue | Net income | Gross M | Op M | ROE | ROA | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|---|---|
| Jun '26 | — | $14M | — | — | 2.6% | 0.3% | $9M | — | $170M |
| Mar '26 | — | $17M | — | — | 3.3% | 0.3% | $14M | — | $222M |
| Dec '25 | — | $13M | — | — | 2.6% | 0.2% | $4M | — | $124M |
| Sep '25 | — | $12M | — | — | 2.3% | 0.2% | $8M | — | $132M |
| Jun '25 | — | $12M | — | — | 2.4% | 0.2% | $2M | — | $217M |
| Mar '25 | — | $10M | — | — | 2.1% | 0.2% | $7M | — | $166M |
| Dec '24 | — | $8M | — | — | 1.8% | 0.2% | $31M | — | $230M |
| Sep '24 | — | $9M | — | — | 1.9% | 0.2% | -$6M | — | $192M |
| Jun '24 | — | $8M | — | — | 1.8% | 0.2% | $10M | — | $134M |
| Mar '24 | — | $8M | — | — | 1.8% | 0.2% | $7M | — | $143M |
| Dec '23 | — | $9M | — | — | 2.1% | 0.2% | -$9M | — | $129M |
| Sep '23 | — | $10M | — | — | 2.3% | 0.2% | $16M | — | $124M |
| Jun '23 | — | $10M | — | — | 2.4% | 0.2% | $12M | — | $177M |
| Mar '23 | — | $12M | — | — | 2.9% | 0.3% | $8M | — | $209M |
| Dec '22 | — | $14M | — | — | 3.5% | 0.3% | $4M | — | $87M |
| Sep '22 | — | $15M | — | — | 3.8% | 0.4% | $9M | — | $75M |
| Jun '22 | — | $13M | — | — | 3.4% | 0.3% | $39M | — | $74M |
| Mar '22 | — | $12M | — | — | 3.2% | 0.3% | $31M | — | $72M |
| Dec '21 | — | $13M | — | — | 3.3% | 0.4% | $10M | — | $143M |
| Sep '21 | — | $12M | — | — | 3.1% | 0.3% | $16M | — | $190M |
Valuation over time
How the market has priced BWB against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.
- The price-to-earnings ratio has risen from 5.7× (Mar '23) to 13.0× (Sep '26).
Frequently asked questions
Is BWB growing its revenue and profit?
See the revenue and net-income charts above for Bridgewater Bancshares Inc's multi-year trend.
How much debt does BWB have?
As of FY2025, Bridgewater Bancshares Inc reported — of total debt against $124M of cash.
What is BWB's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin —.
What is BWB's P/E ratio?
As of Sep '26, Bridgewater Bancshares Inc traded at a price-to-earnings ratio of about 13.0× (market cap ÷ latest annual net income). The valuation charts above show how its P/E have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.