Growth & profitability
- Free cash flow has grown 26.8% per year over the past 3 years.
Financial health
- The company holds more cash ($56M) than total debt ($35M).
BVFL Financials BV Financial, Inc.
4 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →
RevenueNet income
GrossOperatingNet
Free cash flow
CashTotal debt
OperatingInvestingFinancing
Key annual figures
| FY | Revenue | Net income | Gross M | Op M | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|
| 2025 | — | $13M | — | — | $19M | $35M | $56M |
| 2024 | — | $12M | — | — | $15M | $50M | $71M |
| 2023 | — | $14M | — | — | $15M | $37M | $74M |
| 2022 | — | $11M | — | — | $9M | $49M | $69M |
RevenueNet income
GrossOperatingNet
Free cash flow
CashTotal debt
OperatingInvestingFinancing
Key quarterly figures
| Quarter | Revenue | Net income | Gross M | Op M | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|
| Mar '26 | — | $1M | — | — | $4M | — | $75M |
| Dec '25 | — | $5M | — | — | $4M | $35M | $56M |
| Sep '25 | — | $4M | — | — | $8M | $35M | $64M |
| Jun '25 | — | $3M | — | — | $3M | $35M | $56M |
| Mar '25 | — | $2M | — | — | $5M | $50M | $71M |
| Dec '24 | — | $2M | — | — | $4M | $50M | $71M |
| Sep '24 | — | $4M | — | — | $6M | $35M | $94M |
| Jun '24 | — | $3M | — | — | $1M | $35M | $91M |
| Mar '24 | — | $3M | — | — | $4M | $35M | $79M |
| Dec '23 | — | $3M | — | — | $3M | $37M | $74M |
| Sep '23 | — | $4M | — | — | -$49M | $75M | $114M |
| Jun '23 | — | $4M | — | — | $57M | $75M | $110M |
| Mar '23 | — | $3M | — | — | $4M | $75M | $65M |
| Dec '22 | — | $3M | — | — | $2M | $49M | $69M |
| Sep '22 | — | $3M | — | — | $5M | — | — |
| Jun '22 | — | $3M | — | — | $1M | — | — |
| Mar '22 | — | $2M | — | — | $2M | — | — |
Valuation over time
How the market has priced BVFL against its own fundamentals since 2023-08 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.
- The price-to-earnings ratio has risen from 8.0× (Aug '23) to 13.9× (Jun '26).
P/E
Frequently asked questions
Is BVFL growing its revenue and profit?
See the revenue and net-income charts above for BV Financial, Inc.'s multi-year trend.
How much debt does BVFL have?
As of FY2025, BV Financial, Inc. reported $35M of total debt against $56M of cash.
What is BVFL's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin —.
What is BVFL's P/E ratio?
As of Jun '26, BV Financial, Inc. traded at a price-to-earnings ratio of about 13.9× (market cap ÷ latest annual net income). The valuation charts above show how its P/E have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.