tradmap

BOW Financials Bowhead Specialty Holdings Inc.

4 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has grown 43.3% per year over the past 3 years.
  • Net income has grown faster than revenue (68.4% vs 43.3% per year).
  • Free cash flow has grown 22.4% per year over the past 3 years.

Financial health

  • The company holds more cash ($194M) than total debt ($146M).
Revenue & net income
$0 $276M $552M 2022 2023 2024 2025
RevenueNet income
Margins (gross / operating / net)
0% 5% 10% 2022 2023 2024 2025
GrossOperatingNet
Free cash flow (CFO − capex)
$0 $163M $326M 2022 2023 2024 2025
Free cash flow
Cash vs total debt
$0 $97M $194M 2022 2023 2024 2025
CashTotal debt
Cash flow: operating / investing / financing
-$464M -$66M $332M $0 2022 2023 2024 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MFCFTotal debtCash
2025 $552M $54M 0.0% 0.0% $326M $146M $194M
2024 $426M $38M 0.0% 0.0% $291M $0 $97M
2023 $283M $25M 0.0% 0.0% $232M $118M
2022 $188M $11M 0.0% 0.0% $178M $65M

Valuation over time

How the market has priced BOW against its own fundamentals since 2024-05 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 24.2 48.3 May '24 Sep '24 Jan '25 May '25 Sep '25 Jan '26 May '26
P/E
Price / sales (P/S)
0.0 2.1 4.3 May '24 Sep '24 Jan '25 May '25 Sep '25 Jan '26 May '26
P/S

Frequently asked questions

Is BOW growing its revenue and profit?

Over the past 3 years, Bowhead Specialty Holdings Inc.'s revenue has grown 43.3% per year, and net income grown 68.4% per year. These are computed facts, not advice.

How much debt does BOW have?

As of FY2025, Bowhead Specialty Holdings Inc. reported $146M of total debt against $194M of cash.

What is BOW's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin 9.8%.

What is BOW's P/E ratio?

As of Jun '26, Bowhead Specialty Holdings Inc. traded at a price-to-earnings ratio of about 17.2× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.