Growth & profitability
- Free cash flow has grown 20.1% per year over the past 5 years.
Shareholder returns
- Dividends have been paid for 4 consecutive years, consuming 28.8% of earnings and 11.7% of free cash flow.
AMTB Financials Amerant Bancorp Inc.
10 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →
Net income
ROEROA
Equity
Free cash flow
CashTotal debt
OperatingInvestingFinancing
Key annual figures
| FY | Revenue | Net income | Gross M | Op M | ROE | ROA | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | — | $52M | — | — | 5.6% | 0.5% | $129M | — | $470M |
| 2024 | — | -$16M | — | — | -1.8% | -0.2% | $75M | — | $590M |
| 2023 | — | $31M | — | — | 4.2% | 0.3% | $16M | — | $322M |
| 2022 | — | $62M | — | — | 8.8% | 0.7% | -$60M | — | $291M |
| 2021 | — | $110M | — | — | 13.3% | 1.4% | $61M | — | $274M |
| 2020 | — | -$2M | — | — | -0.2% | -0.0% | $52M | — | $214M |
| 2019 | — | $51M | — | — | 6.1% | 0.6% | $64M | — | $121M |
| 2018 | — | $46M | — | — | 6.1% | 0.6% | $52M | — | $86M |
| 2017 | — | $43M | — | — | 5.7% | 0.5% | $65M | — | $153M |
| 2016 | — | $24M | — | — | 3.3% | — | $67M | — | $135M |
Net income
ROEROA
Equity
Free cash flow
CashTotal debt
OperatingInvestingFinancing
Key quarterly figures
| Quarter | Revenue | Net income | Gross M | Op M | ROE | ROA | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|---|---|
| Jun '26 | — | $21M | — | — | 2.3% | 0.2% | $39M | — | $301M |
| Mar '26 | — | $18M | — | — | 2.0% | 0.2% | $10M | — | $189M |
| Dec '25 | — | $3M | — | — | 0.3% | 0.0% | $31M | — | $470M |
| Sep '25 | — | $15M | — | — | 1.6% | 0.1% | $24M | — | $631M |
| Jun '25 | — | $23M | — | — | 2.5% | 0.2% | $56M | — | $637M |
| Mar '25 | — | $12M | — | — | 1.3% | 0.1% | $18M | — | $648M |
| Dec '24 | — | $17M | — | — | 1.9% | 0.2% | $77M | — | $590M |
| Sep '24 | — | -$48M | — | — | -5.3% | -0.5% | $3M | — | $672M |
| Jun '24 | — | $5M | — | — | 0.7% | 0.1% | -$4M | — | $310M |
| Mar '24 | — | $11M | — | — | 1.4% | 0.1% | -$694000 | — | $660M |
| Dec '23 | — | -$17M | — | — | -2.3% | -0.2% | -$17M | — | $322M |
| Sep '23 | — | $22M | — | — | 3.1% | 0.2% | $48M | — | $309M |
| Jun '23 | — | $7M | — | — | 1.0% | 0.1% | $7M | — | $445M |
| Mar '23 | — | $20M | — | — | 2.8% | 0.2% | -$23M | — | $486M |
| Dec '22 | — | $22M | — | — | 3.1% | 0.2% | -$20M | — | $291M |
| Sep '22 | — | $18M | — | — | 2.6% | 0.2% | $13M | — | $302M |
| Jun '22 | — | $8M | — | — | 1.2% | 0.1% | -$39M | — | $354M |
| Mar '22 | — | $15M | — | — | 2.1% | 0.2% | -$14M | — | $276M |
| Dec '21 | — | $65M | — | — | 7.9% | 0.9% | $25M | — | $274M |
| Sep '21 | — | $17M | — | — | 2.1% | 0.2% | $6M | — | $166M |
Valuation over time
How the market has priced AMTB against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.
- The price-to-earnings ratio has risen from 13.7× (Mar '23) to 22.0× (Sep '26).
- The dividend yield has fallen from 1.4% (Mar '23) to 1.3% (Sep '26).
P/E
Dividend yield %
Frequently asked questions
Is AMTB growing its revenue and profit?
See the revenue and net-income charts above for Amerant Bancorp Inc.'s multi-year trend.
How much debt does AMTB have?
As of FY2025, Amerant Bancorp Inc. reported — of total debt against $470M of cash.
What is AMTB's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin —.
What is AMTB's P/E ratio?
As of Sep '26, Amerant Bancorp Inc. traded at a price-to-earnings ratio of about 22.0× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.