8 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Free cash flow has grown 15.9% per year over the past 5 years.
Shareholder returns
Dividends have been paid for 8 consecutive years, consuming 16.5% of earnings and 12.8% of free cash flow.
The dividend has grown 11.5% per year over the past 5 years.
Net income
Net income
Return on equity & assets (ROE / ROA)
ROEROA
Shareholders' equity (book value)
Equity
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
—
$104M
—
—
13.1%
1.2%
$134M
—
$291M
2024
—
$106M
—
—
15.0%
1.3%
$122M
—
$61M
2023
—
$88M
—
—
15.0%
1.1%
$116M
—
$91M
2022
—
$81M
—
—
16.0%
1.0%
$146M
—
$64M
2021
—
$53M
—
—
9.4%
0.7%
$68M
—
$330M
2020
—
$46M
—
—
8.6%
0.8%
$64M
$0
$39M
2019
—
$47M
—
—
9.6%
0.9%
$83M
$75M
$123M
2018
—
$45M
—
—
10.2%
—
$30M
—
—
Net income
Net income
Return on equity & assets (ROE / ROA)
ROEROA
Shareholders' equity (book value)
Equity
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
Sep '26
—
$36M
—
—
4.4%
0.4%
$33M
—
$263M
Jun '26
—
$35M
—
—
4.2%
0.4%
$20M
—
$168M
Mar '26
—
$25M
—
—
3.1%
0.3%
$51M
—
$180M
Dec '25
—
$27M
—
—
3.4%
0.3%
$38M
—
$291M
Sep '25
—
$27M
—
—
3.5%
0.3%
$38M
—
$116M
Jun '25
—
$26M
—
—
3.4%
0.3%
$26M
—
$171M
Mar '25
—
$25M
—
—
3.4%
0.3%
$32M
—
$66M
Dec '24
—
$24M
—
—
3.5%
0.3%
$28M
—
$61M
Sep '24
—
$28M
—
—
4.0%
0.3%
$35M
—
$149M
Jun '24
—
$27M
—
—
4.1%
0.3%
$28M
—
$58M
Mar '24
—
$27M
—
—
4.4%
0.3%
$31M
—
$155M
Dec '23
—
$23M
—
—
3.9%
0.3%
$15M
—
$91M
Sep '23
—
$22M
—
—
4.1%
0.3%
$39M
—
$140M
Jun '23
—
$22M
—
—
4.1%
0.3%
$27M
—
$66M
Mar '23
—
$21M
—
—
4.1%
0.3%
$35M
—
$131M
Dec '22
—
$25M
—
—
4.9%
0.3%
$53M
—
$64M
Sep '22
—
$23M
—
—
4.7%
0.3%
$26M
—
$66M
Jun '22
—
$20M
—
—
3.9%
0.2%
$51M
—
$333M
Mar '22
—
$14M
—
—
2.7%
0.2%
$16M
—
$374M
Dec '21
—
$16M
—
—
2.8%
0.2%
$17M
—
$330M
Valuation over time
How the market has priced AMAL against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 6.4× (Mar '23) to 14.2× (Nov '26).
The dividend yield has fallen from 2.1% (Mar '23) to 1.2% (Nov '26).
Price / earnings (P/E)
P/E
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is AMAL growing its revenue and profit?
See the revenue and net-income charts above for Amalgamated Financial Corp.'s multi-year trend.
How much debt does AMAL have?
As of FY2025, Amalgamated Financial Corp. reported — of total debt against $291M of cash.
What is AMAL's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin —.
What is AMAL's P/E ratio?
Amalgamated Financial Corp.'s P/E (TTM) is 12.05 as of the 2026-11-03 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the AMAL stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 14.2× as of Nov '26) can differ. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.