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ALLY Financials Ally Financial Inc.

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has grown 10.6% per year over the past 5 years.
  • Net income has grown slower than revenue (-4.7% vs 10.6% per year).

Financial health

  • Total debt ($21.8B) exceeds cash ($10.0B); net debt is $11.7B.
  • Total debt has grown slower than revenue (-2.1% vs 10.6% per year).

Shareholder returns

  • Dividends have been paid for 7 consecutive years, consuming 44.5% of earnings.
  • The dividend has grown 5.6% per year over the past 5 years.
Revenue & net income
-$157M $1B $3B $0 2011 2013 2015 2017 2019 2021 2023 2025
RevenueNet income
Margins (gross / operating / net)
0% 180% 359% 2011 2013 2015 2017 2019 2021 2023 2025
GrossOperatingNet
Free cash flow (CFO − capex)
$0 $1 $1 2011 2013 2015 2017 2019 2021 2023 2025
Free cash flow
Cash vs total debt
$0 $50B $101B 2011 2013 2015 2017 2019 2021 2023 2025
CashTotal debt
Cash flow: operating / investing / financing
-$17B -$3B $12B $0 2011 2013 2015 2017 2019 2021 2023 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MFCFTotal debtCash
2025 $1.2B $852M 0.0% 0.0% $21.8B $10.0B
2024 $1.2B $668M 0.0% 0.0% $19.1B $10.3B
2023 $968M $957M 0.0% 0.0% $20.9B $6.9B
2022 $908M $1.7B 0.0% 0.0% $20.2B $5.6B
2021 $852M $3.1B 0.0% 0.0% $17.0B $5.1B
2020 $753M $1.1B 0.0% 0.0% $24.1B $15.6B
2019 $727M $1.7B 0.0% 0.0% $39.6B $3.6B
2018 $689M $1.3B 0.0% 0.0% $54.2B $4.5B
2017 $929M $55.6B $4.3B
2016 $1.1B $66.8B $5.9B
2015 $1.3B $74.3B $6.4B
2014 $1.1B $73.4B $5.6B
2013 $361M $78.0B $5.5B
2012 $1.2B $82.0B $7.5B
2011 -$157M $100.6B $13.0B

Valuation over time

How the market has priced ALLY against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 9.5 18.9 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/E
Price / sales (P/S)
0.0 7.1 14.3 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/S
Dividend yield (%)
0.0 2.6 5.2 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
Dividend yield %

Frequently asked questions

Is ALLY growing its revenue and profit?

Over the past 5 years, Ally Financial Inc.'s revenue has grown 10.6% per year, and net income declined 4.7% per year. These are computed facts, not advice.

How much debt does ALLY have?

As of FY2025, Ally Financial Inc. reported $21.8B of total debt against $10.0B of cash.

What is ALLY's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin 68.5%.

What is ALLY's P/E ratio?

As of Jun '26, Ally Financial Inc. traded at a price-to-earnings ratio of about 16.7× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.