15 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Revenue has grown 10.6% per year over the past 5 years.
Net income has grown slower than revenue (-4.7% vs 10.6% per year).
Financial health
Total debt ($21.8B) exceeds cash ($10.0B); net debt is $11.7B.
Total debt has grown slower than revenue (-2.1% vs 10.6% per year).
Shareholder returns
Dividends have been paid for 7 consecutive years, consuming 44.5% of earnings.
The dividend has grown 5.6% per year over the past 5 years.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
2025
$1.2B
$852M
0.0%
0.0%
—
$21.8B
$10.0B
2024
$1.2B
$668M
0.0%
0.0%
—
$19.1B
$10.3B
2023
$968M
$957M
0.0%
0.0%
—
$20.9B
$6.9B
2022
$908M
$1.7B
0.0%
0.0%
—
$20.2B
$5.6B
2021
$852M
$3.1B
0.0%
0.0%
—
$17.0B
$5.1B
2020
$753M
$1.1B
0.0%
0.0%
—
$24.1B
$15.6B
2019
$727M
$1.7B
0.0%
0.0%
—
$39.6B
$3.6B
2018
$689M
$1.3B
0.0%
0.0%
—
$54.2B
$4.5B
2017
—
$929M
—
—
—
$55.6B
$4.3B
2016
—
$1.1B
—
—
—
$66.8B
$5.9B
2015
—
$1.3B
—
—
—
$74.3B
$6.4B
2014
—
$1.1B
—
—
—
$73.4B
$5.6B
2013
—
$361M
—
—
—
$78.0B
$5.5B
2012
—
$1.2B
—
—
—
$82.0B
$7.5B
2011
—
-$157M
—
—
—
$100.6B
$13.0B
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
Mar '26
$307M
$319M
0.0%
0.0%
—
$21.5B
$9.5B
Dec '25
$301M
$327M
0.0%
0.0%
—
$21.8B
$10.0B
Sep '25
$308M
$398M
0.0%
0.0%
—
$20.6B
$10.2B
Jun '25
$312M
$352M
0.0%
0.0%
—
$19.7B
$10.6B
Mar '25
$323M
-$225M
0.0%
0.0%
—
$19.8B
$10.4B
Dec '24
$311M
$108M
0.0%
0.0%
—
$19.1B
$10.3B
Sep '24
$319M
$198M
0.0%
0.0%
—
$18.6B
$8.6B
Jun '24
$324M
$219M
0.0%
0.0%
—
$19.1B
$7.4B
Mar '24
$244M
$143M
0.0%
0.0%
—
$17.0B
$8.2B
Dec '23
$238M
$62M
0.0%
0.0%
—
$20.9B
$6.9B
Sep '23
$242M
$285M
0.0%
0.0%
—
$22.5B
$8.5B
Jun '23
$245M
$311M
0.0%
0.0%
—
$22.3B
$10.0B
Mar '23
$243M
$319M
0.0%
0.0%
—
$21.9B
$9.8B
Dec '22
$233M
$278M
0.0%
0.0%
—
$20.2B
$5.6B
Sep '22
$228M
$299M
0.0%
0.0%
—
$23.8B
$5.0B
Jun '22
$226M
$482M
0.0%
0.0%
—
$24.8B
$4.2B
Mar '22
$221M
$655M
0.0%
0.0%
—
$19.8B
$3.9B
Dec '21
$212M
$652M
0.0%
0.0%
—
$17.0B
$5.1B
Sep '21
$207M
$712M
0.0%
0.0%
—
$14.9B
$10.9B
Jun '21
$215M
$900M
0.0%
0.0%
—
$16.9B
$13.7B
Valuation over time
How the market has priced ALLY against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 4.6× (Mar '23) to 16.7× (Jun '26).
The price-to-sales ratio has risen from 8.6× (Mar '23) to 11.4× (Jun '26).
The dividend yield has fallen from 4.9% (Mar '23) to 2.7% (Jun '26).
Price / earnings (P/E)
P/E
Price / sales (P/S)
P/S
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is ALLY growing its revenue and profit?
Over the past 5 years, Ally Financial Inc.'s revenue has grown 10.6% per year, and net income declined 4.7% per year. These are computed facts, not advice.
How much debt does ALLY have?
As of FY2025, Ally Financial Inc. reported $21.8B of total debt against $10.0B of cash.
What is ALLY's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin 68.5%.
What is ALLY's P/E ratio?
As of Jun '26, Ally Financial Inc. traded at a price-to-earnings ratio of about 16.7× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.