8 years of revenue, profit, cash flow and balance-sheet history through FY2026, from SEC filings — with a computed, factual read of the trend. Updated Overview →
| FY | Revenue | Net income | Gross M | Op M | ROE | ROA | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|---|---|
| 2026 | $1.4B | $1.9B | 0.0% | 28.9% | 35.2% | 12.2% | $993M | $9.8B | $1.6B |
| 2025 | $1.1B | $52M | 0.0% | -7.8% | 1.7% | 0.5% | $602M | $7.6B | $1.4B |
| 2024 | $826M | -$518M | 0.0% | -74.6% | -19.0% | -5.4% | $291M | $1.8B | $1.0B |
| 2023 | $627M | -$985M | 0.0% | -191.5% | -38.9% | -12.1% | -$109M | — | $892M |
| 2022 | $559M | -$707M | 0.0% | -154.9% | -27.0% | -10.1% | -$248M | — | $1.3B |
| 2021 | $429M | -$441M | 0.0% | -89.3% | -17.1% | -9.1% | -$213M | — | $1.5B |
| 2020 | $276M | -$113M | 0.0% | -39.0% | 30.7% | -8.0% | -$92M | — | $267M |
| 2019 | $140M | -$120M | 0.0% | -90.9% | 45.7% | — | -$107M | — | — |
| Quarter | Revenue | Net income | Gross M | Op M | ROE | ROA | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|---|---|
| Jun '26 | $388M | $1.6B | 0.0% | 38.0% | 29.5% | 10.2% | $229M | $9.8B | $1.6B |
| Mar '26 | $334M | $103M | 0.0% | 26.4% | 2.7% | 0.8% | $325M | $8.9B | $1.7B |
| Dec '25 | $401M | $130M | 0.0% | 29.3% | 3.7% | 1.0% | $118M | $9.0B | $1.5B |
| Sep '25 | $320M | $81M | 0.0% | 19.9% | 2.4% | 0.7% | $320M | $7.7B | $1.4B |
| Jun '25 | $307M | $69M | 0.0% | 18.9% | 2.3% | 0.6% | $24M | $7.6B | $1.4B |
| Mar '25 | $273M | $3M | 0.0% | -3.1% | 0.1% | 0.0% | $157M | $7.1B | $1.4B |
| Dec '24 | $303M | $80M | 0.0% | -1.4% | 2.9% | 0.8% | $268M | $7.3B | $1.2B |
| Sep '24 | $232M | -$100M | 0.0% | -57.2% | -3.5% | -1.0% | $153M | — | $1.0B |
| Jun '24 | $224M | -$45M | 0.0% | -32.8% | -1.7% | -0.5% | $31M | $1.8B | $1.0B |
| Mar '24 | $195M | -$134M | 0.0% | -82.5% | -5.1% | -1.5% | $162M | — | $1.3B |
| Dec '23 | $228M | -$167M | 0.0% | -75.6% | -6.3% | -1.8% | $36M | — | $1.0B |
| Sep '23 | $179M | -$172M | 0.0% | -116.7% | -6.7% | -2.0% | $63M | — | $1.1B |
| Jun '23 | $175M | -$206M | 0.0% | -139.0% | -8.1% | -2.5% | $19M | — | $892M |
| Mar '23 | $148M | -$206M | 0.0% | -208.8% | -8.2% | -2.7% | -$85M | — | $972M |
| Dec '22 | $163M | -$322M | 0.0% | -220.4% | -12.8% | -4.1% | -$63M | — | $1.4B |
| Sep '22 | $140M | -$251M | 0.0% | -205.5% | -9.8% | -3.5% | $20M | — | $1.5B |
| Jun '22 | $150M | -$186M | 0.0% | -185.2% | -7.1% | -2.7% | -$86M | — | $1.3B |
| Mar '22 | $144M | -$55M | 0.0% | -157.1% | -2.1% | -0.8% | -$49M | — | $2.3B |
| Dec '21 | $154M | -$160M | 0.0% | -127.7% | -6.5% | -2.3% | -$462M | — | $2.6B |
| Sep '21 | $112M | -$307M | 0.0% | -148.8% | -12.9% | -5.7% | $349M | — | $1.4B |
How the market has priced AFRM against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.
Over the past 5 years, Affirm Holdings, Inc.'s revenue has grown 27.4% per year. These are computed facts, not advice.
As of FY2026, Affirm Holdings, Inc. reported $9.8B of total debt against $1.6B of cash.
In FY2026, gross margin was —, operating margin 28.9%, and net margin 133.6%.
As of Sep '26, Affirm Holdings, Inc. traded at a price-to-earnings ratio of about 12.9× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S have moved with the share price. These are computed facts, not advice.
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.