ACIW Financials Aci Worldwide, Inc.

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated 41 d ago Overview →

Growth & profitability

Revenue has grown 6.3% per year over the past 5 years.
Net income has grown faster than revenue (25.5% vs 6.3% per year).
Operating margin has expanded, at 18.7% in the latest year.
Free cash flow has grown 0.8% per year over the past 5 years.

Financial health

Total debt ($818M) exceeds cash ($196M); net debt is $621M.
Total debt has grown slower than revenue (-6.7% vs 6.3% per year).
Operating income covered interest expense 5.7× in the latest year.
Total debt is 1.9× EBITDA.

Revenue & net income

RevenueNet income

Margins (gross / operating / net)

GrossOperatingNet

Return on equity & assets (ROE / ROA)

ROEROA

Free cash flow (CFO − capex)

Free cash flow

Cash vs total debt

CashTotal debt

Cash flow: operating / investing / financing

OperatingInvestingFinancing

Key annual figures

FY	Revenue	Net income	Gross M	Op M	ROE	ROA	FCF	Total debt	Cash
2025	$1.8B	$227M	49.0%	18.7%	14.9%	7.3%	$310M	$818M	$196M
2024	$1.6B	$203M	50.3%	19.3%	14.3%	6.7%	$343M	$925M	$216M
2023	$1.5B	$122M	50.5%	15.2%	9.2%	3.5%	$160M	$1.0B	$164M
2022	$1.4B	$142M	51.0%	14.3%	11.9%	4.4%	$130M	$1.1B	$125M
2021	$1.4B	$128M	53.4%	15.3%	10.3%	4.0%	$200M	$1.1B	$122M
2020	$1.3B	$73M	51.9%	11.2%	6.0%	2.1%	$297M	$1.2B	$165M
2019	$1.3B	$67M	50.9%	9.8%	5.9%	2.1%	$110M	$1.4B	$121M
2018	$1.0B	$69M	57.4%	12.5%	6.6%	3.2%	$166M	$672M	$149M
2017	$1.0B	$5M	55.8%	8.3%	0.7%	0.3%	$120M	$686M	$70M
2016	—	$130M	—	—	17.2%	6.8%	$59M	$744M	$76M
2015	—	$85M	—	—	13.1%	4.3%	—	$924M	$102M
2014	—	$68M	—	—	11.6%	3.7%	—	$892M	$77M
2013	—	$64M	—	—	11.7%	3.8%	$117M	$755M	$95M
2012	—	$49M	—	—	9.1%	3.9%	-$22M	$374M	$76M
2011	—	$46M	—	—	14.4%	6.9%	$73M	—	$197M

Revenue & net income

RevenueNet income

Margins (gross / operating / net)

GrossOperatingNet

Return on equity & assets (ROE / ROA)

ROEROA

Free cash flow (CFO − capex, quarterly)

Free cash flow

Cash vs total debt

CashTotal debt

Cash flow: operating / investing / financing

OperatingInvestingFinancing

Key quarterly figures

Quarter	Revenue	Net income	Gross M	Op M	ROE	ROA	FCF	Total debt	Cash
Jun '26	$430M	$32M	42.2%	10.4%	2.1%	1.0%	$64M	$822M	$167M
Mar '26	$426M	$38M	46.3%	13.5%	2.6%	1.2%	$61M	$807M	$162M
Dec '25	$482M	$64M	53.0%	22.6%	4.2%	2.1%	$117M	$818M	$196M
Sep '25	$482M	$91M	53.7%	26.5%	6.2%	2.9%	$70M	$868M	$199M
Jun '25	$401M	$12M	41.5%	8.7%	0.9%	0.4%	$48M	$898M	$190M
Mar '25	$395M	$59M	45.9%	14.8%	4.0%	1.8%	$76M	$846M	$230M
Dec '24	$453M	$99M	55.8%	27.0%	6.9%	3.3%	$120M	$925M	$216M
Sep '24	$452M	$81M	56.3%	27.1%	6.1%	2.6%	$50M	$994M	$178M
Jun '24	$373M	$31M	45.6%	14.4%	2.5%	0.9%	$53M	$1.0B	$157M
Mar '24	$316M	-$8M	39.5%	3.0%	-0.6%	-0.2%	$120M	$1.0B	$183M
Dec '23	$477M	$123M	61.9%	36.2%	9.3%	3.6%	$85M	$1.0B	$164M
Sep '23	$363M	$38M	51.1%	17.1%	3.1%	1.2%	$22M	$1.1B	$140M
Jun '23	$323M	-$7M	43.9%	3.3%	-0.6%	-0.2%	$15M	$1.1B	$132M
Mar '23	$290M	-$32M	38.4%	-8.4%	-2.8%	-1.1%	$38M	$1.1B	$142M
Dec '22	$452M	$90M	60.4%	32.8%	7.6%	2.8%	$36M	$1.1B	$125M
Sep '22	$307M	$23M	44.0%	1.1%	1.9%	0.7%	$30M	$1.0B	$135M
Jun '22	$340M	$13M	47.3%	7.2%	1.1%	0.4%	$38M	$1.1B	$119M
Mar '22	$323M	$15M	48.5%	8.6%	1.3%	0.5%	$27M	$1.1B	$115M
Dec '21	$467M	$109M	65.3%	34.9%	8.8%	3.5%	$68M	$1.1B	$122M
Sep '21	$317M	$14M	49.9%	8.8%	1.2%	0.4%	$35M	$1.1B	$141M

Valuation over time

How the market has priced ACIW against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

The price-to-earnings ratio has risen from 19.2× (Mar '23) to 23.6× (Sep '26).
The price-to-sales ratio has risen from 1.9× (Mar '23) to 3.0× (Sep '26).

Price / earnings (P/E)

P/E

Price / sales (P/S)

P/S

Frequently asked questions

Is ACIW growing its revenue and profit?

Over the past 5 years, Aci Worldwide, Inc.'s revenue has grown 6.3% per year, and net income grown 25.5% per year. These are computed facts, not advice.

How much debt does ACIW have?

As of FY2025, Aci Worldwide, Inc. reported $818M of total debt against $196M of cash; operating income covered interest expense 5.7×.

What is ACIW's profit margin?

In FY2025, gross margin was 49.0%, operating margin 18.7%, and net margin 12.9%.

What is ACIW's P/E ratio?

As of Sep '26, Aci Worldwide, Inc. traded at a price-to-earnings ratio of about 23.6× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.