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ACIW Financials Aci Worldwide, Inc.

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has grown 6.3% per year over the past 5 years.
  • Net income has grown faster than revenue (25.5% vs 6.3% per year).
  • Operating margin has expanded, at 18.7% in the latest year.
  • Free cash flow has grown 0.8% per year over the past 5 years.

Financial health

  • Total debt ($818M) exceeds cash ($196M); net debt is $621M.
  • Total debt has grown slower than revenue (-6.7% vs 6.3% per year).
  • Operating income covered interest expense 5.7× in the latest year.
  • Total debt is 1.9× EBITDA.
Revenue & net income
$0 $880M $2B 2011 2013 2015 2017 2019 2021 2023 2025
RevenueNet income
Margins (gross / operating / net)
0% 29% 57% 2011 2013 2015 2017 2019 2021 2023 2025
GrossOperatingNet
Free cash flow (CFO − capex)
-$22M $161M $343M $0 2011 2013 2015 2017 2019 2021 2023 2025
Free cash flow
Cash vs total debt
$0 $687M $1B 2011 2013 2015 2017 2019 2021 2023 2025
CashTotal debt
Cash flow: operating / investing / financing
-$830M -$81M $668M $0 2011 2013 2015 2017 2019 2021 2023 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MFCFTotal debtCash
2025 $1.8B $227M 49.0% 18.7% $310M $818M $196M
2024 $1.6B $203M 50.3% 19.3% $343M $925M $216M
2023 $1.5B $122M 50.5% 15.2% $160M $1.0B $164M
2022 $1.4B $142M 51.0% 14.3% $130M $1.1B $125M
2021 $1.4B $128M 53.4% 15.3% $200M $1.1B $122M
2020 $1.3B $73M 51.9% 11.2% $297M $1.2B $165M
2019 $1.3B $67M 50.9% 9.8% $110M $1.4B $121M
2018 $1.0B $69M 57.4% 12.5% $166M $672M $149M
2017 $1.0B $5M 55.8% 8.3% $120M $686M $70M
2016 — $130M — — $59M $744M $76M
2015 — $85M — — — $924M $102M
2014 — $68M — — — $892M $77M
2013 — $64M — — $117M $755M $95M
2012 — $49M — — -$22M $374M $76M
2011 — $46M — — $73M — $197M

Valuation over time

How the market has priced ACIW against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 23.8 47.6 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/E
Price / sales (P/S)
0.0 2.0 4.0 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/S

Frequently asked questions

Is ACIW growing its revenue and profit?

Over the past 5 years, Aci Worldwide, Inc.'s revenue has grown 6.3% per year, and net income grown 25.5% per year. These are computed facts, not advice.

How much debt does ACIW have?

As of FY2025, Aci Worldwide, Inc. reported $818M of total debt against $196M of cash; operating income covered interest expense 5.7×.

What is ACIW's profit margin?

In FY2025, gross margin was 49.0%, operating margin 18.7%, and net margin 12.9%.

What is ACIW's P/E ratio?

As of Jun '26, Aci Worldwide, Inc. traded at a price-to-earnings ratio of about 20.9× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.