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AAME Financials ATLANTIC AMERICAN CORP

15 years of revenue, profit, cash flow and balance-sheet history through FY2024, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has declined 1.0% per year over the past 5 years.
  • Operating margin has expanded, at -2.6% in the latest year.

Financial health

  • Operating income covered interest expense -1.5× in the latest year, up from -3.5× 5 years ago.

Shareholder returns

  • Dividends have been paid for 4 consecutive years, consuming 8.9% of free cash flow.
  • The dividend has grown 0.2% per year over the past 5 years.
Revenue & net income
-$4M $98M $200M $0 2010 2012 2014 2016 2018 2020 2022 2024
RevenueNet income
Margins (gross / operating / net)
-4% 1% 7% 0% 2010 2012 2014 2016 2018 2020 2022 2024
GrossOperatingNet
Free cash flow (CFO − capex)
-$2M $5M $12M $0 2010 2012 2014 2016 2018 2020 2022 2024
Free cash flow
Cash vs total debt
$0 $18M $36M 2010 2012 2014 2016 2018 2020 2022 2024
CashTotal debt
Cash flow: operating / investing / financing
-$15M -$883500 $13M $0 2010 2012 2014 2016 2018 2020 2022 2024
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MFCFTotal debtCash
2024 $188M -$4M 0.0% -2.6% $5M $36M
2023 $187M -$171000 0.0% 0.8% $3M $28M
2022 $188M $2M 0.0% 5.1% $6M $29M
2021 $200M $4M 0.0% -0.7% $981000 $25M
2020 $195M $12M 0.0% 5.9% $9M $19M
2019 $198M -$386000 0.0% -3.8% -$2M $13M
2018 $186M -$704000 0.0% -2.1% $4M $13M
2017 $181M $5M 0.0% -2.1% $12M $25M
2016 $166M $3M 0.0% 0.6% $920000 $13M
2015 $166M $4M 0.0% 0.5% $16M
2014 $166M $4M 0.0% 1.6% $16M
2013 $165M $11M 0.0% 1.5% $12M $33M
2012 $140M $4M 0.0% 2.6% $6M $19M
2011 $118M $3M 0.0% 2.8% $9M $21M
2010 $107M $990000 0.0% 0.6% $5M $28M

Valuation over time

How the market has priced AAME against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 16.6 33.2 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/E
Price / sales (P/S)
0.0 0.2 0.4 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/S
Dividend yield (%)
0.0 0.7 1.4 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
Dividend yield %

Frequently asked questions

Is AAME growing its revenue and profit?

Over the past 5 years, ATLANTIC AMERICAN CORP's revenue has declined 1.0% per year. These are computed facts, not advice.

How much debt does AAME have?

As of FY2024, ATLANTIC AMERICAN CORP reported — of total debt against $36M of cash; operating income covered interest expense -1.5×.

What is AAME's profit margin?

In FY2024, gross margin was —, operating margin -2.6%, and net margin -2.3%.

What is AAME's P/E ratio?

As of Jun '26, ATLANTIC AMERICAN CORP traded at a price-to-earnings ratio of about 32.6× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.