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WABC Financials Westamerica Bancorporation

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Free cash flow has grown 2.5% per year over the past 5 years.

Shareholder returns

  • Dividends have been paid for 15 consecutive years, consuming 40.4% of earnings and 39.2% of free cash flow.
  • The dividend has grown 1.2% per year over the past 5 years.
Net income
$0 $81M $162M 2011 2013 2015 2017 2019 2021 2023 2025
Net income
Return on equity & assets (ROE / ROA)
0% 10% 21% 2011 2013 2015 2017 2019 2021 2023 2025
ROEROA
Shareholders' equity (book value)
$0 $467M $934M 2011 2013 2015 2017 2019 2021 2023 2025
Equity
Free cash flow (CFO − capex)
$0 $79M $157M 2011 2013 2015 2017 2019 2021 2023 2025
Free cash flow
Cash vs total debt
$0 $1 $1 2011 2013 2015 2017 2019 2021 2023 2025
CashTotal debt
Cash flow: operating / investing / financing
-$809M $40M $889M $0 2011 2013 2015 2017 2019 2021 2023 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MROEROAFCFTotal debtCash
2025 $116M 12.4% 1.9% $120M
2024 $139M 15.6% 2.3% $140M
2023 $162M 20.9% 2.5% $157M
2022 $122M 20.3% 1.8% $113M
2021 $87M 10.5% 1.2% $87M
2020 $80M 9.5% 1.2% $106M
2019 $80M 11.0% 1.4% $77M
2018 $72M 11.6% 1.3% $94M
2017 $50M 8.5% 0.9% $78M
2016 $59M 10.5% 1.1% $76M
2015 $59M 11.0% 1.1% $66M
2014 $61M 11.5% 1.2% $79M
2013 $67M 12.4% 1.4% $84M
2012 $81M 14.5% 1.6% $115M
2011 $88M 15.7% 1.7% $117M

Valuation over time

How the market has priced WABC against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 6.0 12.0 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
P/E
Dividend yield (%)
0.0 2.6 5.2 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
Dividend yield %

Frequently asked questions

Is WABC growing its revenue and profit?

See the revenue and net-income charts above for Westamerica Bancorporation's multi-year trend.

How much debt does WABC have?

As of FY2025, Westamerica Bancorporation reported — of total debt against — of cash.

What is WABC's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin —.

What is WABC's P/E ratio?

As of Sep '26, Westamerica Bancorporation traded at a price-to-earnings ratio of about 11.7× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.