15 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Free cash flow has grown 2.5% per year over the past 5 years.
Shareholder returns
Dividends have been paid for 15 consecutive years, consuming 40.4% of earnings and 39.2% of free cash flow.
The dividend has grown 1.2% per year over the past 5 years.
Net income
Net income
Return on equity & assets (ROE / ROA)
ROEROA
Shareholders' equity (book value)
Equity
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
—
$116M
—
—
12.4%
1.9%
$120M
—
—
2024
—
$139M
—
—
15.6%
2.3%
$140M
—
—
2023
—
$162M
—
—
20.9%
2.5%
$157M
—
—
2022
—
$122M
—
—
20.3%
1.8%
$113M
—
—
2021
—
$87M
—
—
10.5%
1.2%
$87M
—
—
2020
—
$80M
—
—
9.5%
1.2%
$106M
—
—
2019
—
$80M
—
—
11.0%
1.4%
$77M
—
—
2018
—
$72M
—
—
11.6%
1.3%
$94M
—
—
2017
—
$50M
—
—
8.5%
0.9%
$78M
—
—
2016
—
$59M
—
—
10.5%
1.1%
$76M
—
—
2015
—
$59M
—
—
11.0%
1.1%
$66M
—
—
2014
—
$61M
—
—
11.5%
1.2%
$79M
—
—
2013
—
$67M
—
—
12.4%
1.4%
$84M
—
—
2012
—
$81M
—
—
14.5%
1.6%
$115M
—
—
2011
—
$88M
—
—
15.7%
1.7%
$117M
—
—
Net income
Net income
Return on equity & assets (ROE / ROA)
ROEROA
Shareholders' equity (book value)
Equity
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
Jun '26
—
$27M
—
—
3.2%
0.5%
$15M
—
—
Mar '26
—
$27M
—
—
3.1%
0.5%
$39M
—
—
Dec '25
—
$28M
—
—
3.0%
0.5%
$26M
—
—
Sep '25
—
$28M
—
—
3.0%
0.5%
$29M
—
—
Jun '25
—
$29M
—
—
3.2%
0.5%
$23M
—
—
Mar '25
—
$31M
—
—
3.4%
0.5%
$42M
—
—
Dec '24
—
$32M
—
—
3.6%
0.5%
$29M
—
—
Sep '24
—
$35M
—
—
3.9%
0.6%
$40M
—
—
Jun '24
—
$35M
—
—
4.3%
0.6%
$19M
—
—
Mar '24
—
$36M
—
—
4.6%
0.6%
$52M
—
—
Dec '23
—
$39M
—
—
5.1%
0.6%
-$8M
—
—
Sep '23
—
$42M
—
—
6.4%
0.6%
$58M
—
—
Jun '23
—
$40M
—
—
6.2%
0.6%
$53M
—
—
Mar '23
—
$40M
—
—
6.3%
0.6%
$55M
—
—
Dec '22
—
$39M
—
—
6.5%
0.6%
$42M
—
—
Sep '22
—
$35M
—
—
6.4%
0.5%
$29M
—
—
Jun '22
—
$25M
—
—
4.1%
0.4%
$10M
—
—
Mar '22
—
$23M
—
—
3.2%
0.3%
$32M
—
—
Dec '21
—
$22M
—
—
2.6%
0.3%
$17M
—
—
Sep '21
—
$22M
—
—
2.6%
0.3%
$25M
—
—
Valuation over time
How the market has priced WABC against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 8.4× (Mar '23) to 11.7× (Sep '26).
The dividend yield has fallen from 4.4% (Mar '23) to 3.4% (Sep '26).
Price / earnings (P/E)
P/E
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is WABC growing its revenue and profit?
See the revenue and net-income charts above for Westamerica Bancorporation's multi-year trend.
How much debt does WABC have?
As of FY2025, Westamerica Bancorporation reported — of total debt against — of cash.
What is WABC's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin —.
What is WABC's P/E ratio?
As of Sep '26, Westamerica Bancorporation traded at a price-to-earnings ratio of about 11.7× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.