15 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Free cash flow has grown 2.5% per year over the past 5 years.
Shareholder returns
Dividends have been paid for 15 consecutive years, consuming 40.4% of earnings and 39.2% of free cash flow.
The dividend has grown 1.2% per year over the past 5 years.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
2025
—
$116M
—
—
$120M
—
—
2024
—
$139M
—
—
$140M
—
—
2023
—
$162M
—
—
$157M
—
—
2022
—
$122M
—
—
$113M
—
—
2021
—
$87M
—
—
$87M
—
—
2020
—
$80M
—
—
$106M
—
—
2019
—
$80M
—
—
$77M
—
—
2018
—
$72M
—
—
$94M
—
—
2017
—
$50M
—
—
$78M
—
—
2016
—
$59M
—
—
$76M
—
—
2015
—
$59M
—
—
$66M
—
—
2014
—
$61M
—
—
$79M
—
—
2013
—
$67M
—
—
$84M
—
—
2012
—
$81M
—
—
$115M
—
—
2011
—
$88M
—
—
$117M
—
—
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
Mar '26
—
$27M
—
—
$39M
—
—
Dec '25
—
$28M
—
—
$26M
—
—
Sep '25
—
$28M
—
—
$29M
—
—
Jun '25
—
$29M
—
—
$23M
—
—
Mar '25
—
$31M
—
—
$42M
—
—
Dec '24
—
$32M
—
—
$29M
—
—
Sep '24
—
$35M
—
—
$40M
—
—
Jun '24
—
$35M
—
—
$19M
—
—
Mar '24
—
$36M
—
—
$52M
—
—
Dec '23
—
$39M
—
—
-$8M
—
—
Sep '23
—
$42M
—
—
$58M
—
—
Jun '23
—
$40M
—
—
$53M
—
—
Mar '23
—
$40M
—
—
$55M
—
—
Dec '22
—
$39M
—
—
$42M
—
—
Sep '22
—
$35M
—
—
$29M
—
—
Jun '22
—
$25M
—
—
$10M
—
—
Mar '22
—
$23M
—
—
$32M
—
—
Dec '21
—
$22M
—
—
$17M
—
—
Sep '21
—
$22M
—
—
$25M
—
—
Jun '21
—
$23M
—
—
$13M
—
—
Valuation over time
How the market has priced WABC against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 8.5× (Mar '23) to 11.9× (Jun '26).
The dividend yield has fallen from 4.3% (Mar '23) to 3.4% (Jun '26).
Price / earnings (P/E)
P/E
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is WABC growing its revenue and profit?
See the revenue and net-income charts above for Westamerica Bancorporation's multi-year trend.
How much debt does WABC have?
As of FY2025, Westamerica Bancorporation reported — of total debt against — of cash.
What is WABC's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin —.
What is WABC's P/E ratio?
As of Jun '26, Westamerica Bancorporation traded at a price-to-earnings ratio of about 11.9× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.