15 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Free cash flow has grown 27.4% per year over the past 5 years.
Financial health
Total debt ($69.8B) exceeds cash ($36.4B); net debt is $33.4B.
Shareholder returns
Dividends have been paid for 15 consecutive years, consuming 50.3% of earnings.
The dividend has grown 2.0% per year over the past 5 years.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
2025
—
$5.3B
—
—
—
$69.8B
$36.4B
2024
—
$4.8B
—
—
—
$64.2B
$39.8B
2023
—
-$1.0B
—
—
—
$63.7B
$30.6B
2022
—
$6.3B
—
—
$10.5B
$66.6B
$21.4B
2021
—
$6.4B
—
—
$7.5B
$41.2B
$20.3B
2020
—
$4.5B
—
—
$6.6B
$45.7B
$18.9B
2019
—
$3.2B
—
—
$1.3B
$59.6B
$19.1B
2018
—
$3.3B
—
—
$4.0B
$28.9B
—
2017
—
$2.4B
—
—
—
$28.6B
—
2016
—
$2.4B
—
—
—
$23.4B
—
2015
—
$2.1B
—
—
—
$27.4B
—
2014
—
$2.2B
—
—
—
$27.0B
—
2013
—
$1.7B
—
—
—
$25.6B
—
2012
—
$2.0B
—
—
$3.6B
$22.0B
—
2011
—
$1.3B
—
—
$4.1B
$25.4B
—
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
Mar '26
—
$1.5B
—
—
—
$69.1B
$36.2B
Dec '25
—
$1.4B
—
—
—
$69.8B
$36.4B
Sep '25
—
$1.5B
—
—
—
$71.1B
$36.9B
Jun '25
—
$1.2B
—
—
—
$61.1B
$41.5B
Mar '25
—
$1.3B
—
—
—
$55.8B
$42.2B
Dec '24
—
$1.3B
—
—
—
$64.2B
$39.8B
Sep '24
—
$1.4B
—
—
—
$57.6B
$39.6B
Jun '24
—
$922M
—
—
—
$57.4B
$40.9B
Mar '24
—
$1.2B
—
—
—
$65.4B
$35.0B
Dec '23
—
-$5.1B
—
—
—
$63.7B
$30.6B
Sep '23
—
$1.2B
—
—
—
$64.7B
$29.8B
Jun '23
—
$1.3B
—
—
—
$69.2B
$30.0B
Mar '23
—
$1.5B
—
—
—
$93.6B
$36.6B
Dec '22
—
$1.7B
—
—
—
$66.6B
$21.4B
Sep '22
—
$1.6B
—
—
—
$56.9B
$22.2B
Jun '22
—
$1.5B
—
—
—
$44.1B
$23.1B
Mar '22
—
$1.4B
—
—
—
$38.9B
$29.1B
Dec '21
—
$1.6B
—
—
$4.7B
$41.2B
$20.3B
Sep '21
—
$1.7B
—
—
-$357M
$43.1B
$19.8B
Jun '21
—
$1.7B
—
—
$3.3B
$43.6B
$26.6B
Valuation over time
How the market has priced TFC against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 6.8× (Mar '23) to 11.9× (Jun '26).
The dividend yield has fallen from 6.3% (Mar '23) to 4.2% (Jun '26).
Price / earnings (P/E)
P/E
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is TFC growing its revenue and profit?
See the revenue and net-income charts above for Truist Financial's multi-year trend.
How much debt does TFC have?
As of FY2025, Truist Financial reported $69.8B of total debt against $36.4B of cash.
What is TFC's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin —.
What is TFC's P/E ratio?
As of Jun '26, Truist Financial traded at a price-to-earnings ratio of about 11.9× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.