Growth & profitability
- Free cash flow has declined 33.3% per year over the past 5 years.
Financial health
- The company holds more cash ($2.1B) than total debt ($621M).
TCBI Financials Texas Capital Bancshares Inc/Tx
15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →
RevenueNet income
GrossOperatingNet
Free cash flow
CashTotal debt
OperatingInvestingFinancing
Key annual figures
| FY | Revenue | Net income | Gross M | Op M | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|
| 2025 | — | $330M | — | — | $348M | $621M | $2.1B |
| 2024 | — | $78M | — | — | $415M | $660M | $3.2B |
| 2023 | — | $189M | — | — | $357M | $859M | $3.2B |
| 2022 | — | $332M | — | — | $137M | $931M | $5.0B |
| 2021 | — | $254M | — | — | $653M | $929M | $7.9B |
| 2020 | — | $66M | — | — | $2.6B | $396M | $9.2B |
| 2019 | — | $312M | — | — | -$257M | — | $4.4B |
| 2018 | — | $293M | — | — | -$687M | — | $3.1B |
| 2017 | — | $196M | — | — | $120M | — | $2.9B |
| 2016 | — | $155M | — | — | -$728M | — | — |
| 2015 | — | $145M | — | — | $64M | — | — |
| 2014 | — | $136M | — | — | $142M | — | — |
| 2013 | — | $121M | — | — | $187M | — | — |
| 2012 | — | $121M | — | — | $86M | — | — |
| 2011 | $149000 | — | 0.0% | 0.0% | $73M | — | — |
RevenueNet income
GrossOperatingNet
Free cash flow
CashTotal debt
OperatingInvestingFinancing
Key quarterly figures
| Quarter | Revenue | Net income | Gross M | Op M | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|
| Mar '26 | — | $74M | — | — | $86M | $878M | $3.0B |
| Dec '25 | — | $101M | — | — | $131M | $621M | $2.1B |
| Sep '25 | — | $105M | — | — | $161M | $620M | $3.1B |
| Jun '25 | — | $77M | — | — | $57M | $620M | $2.7B |
| Mar '25 | — | $47M | — | — | -$2M | $661M | $3.8B |
| Dec '24 | — | $71M | — | — | $11M | $660M | $3.2B |
| Sep '24 | — | -$61M | — | — | $318M | $660M | $4.2B |
| Jun '24 | — | $42M | — | — | $11M | $660M | $2.9B |
| Mar '24 | — | $26M | — | — | $76M | $860M | $3.3B |
| Dec '23 | — | $20M | — | — | $184M | $859M | $3.2B |
| Sep '23 | — | $62M | — | — | $88M | $858M | $4.2B |
| Jun '23 | — | $69M | — | — | $69M | $858M | $2.8B |
| Mar '23 | — | $39M | — | — | $17M | $932M | $3.6B |
| Dec '22 | — | $217M | — | — | -$67M | $931M | $5.0B |
| Sep '22 | — | $41M | — | — | $66M | $931M | $3.6B |
| Jun '22 | — | $34M | — | — | $67M | $917M | $4.3B |
| Mar '22 | — | $40M | — | — | $70M | $929M | $5.4B |
| Dec '21 | — | $65M | — | — | $109M | $929M | $7.9B |
| Sep '21 | — | $43M | — | — | $107M | $928M | $8.5B |
| Jun '21 | — | $73M | — | — | $240M | $927M | $7.0B |
Valuation over time
How the market has priced TCBI against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.
- The price-to-earnings ratio has risen from 6.4× (Mar '23) to 13.7× (Jun '26).
P/E
Frequently asked questions
Is TCBI growing its revenue and profit?
See the revenue and net-income charts above for Texas Capital Bancshares Inc/Tx's multi-year trend.
How much debt does TCBI have?
As of FY2025, Texas Capital Bancshares Inc/Tx reported $621M of total debt against $2.1B of cash.
What is TCBI's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin —.
What is TCBI's P/E ratio?
As of Jun '26, Texas Capital Bancshares Inc/Tx traded at a price-to-earnings ratio of about 13.7× (market cap ÷ latest annual net income). The valuation charts above show how its P/E have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.