Financial health
- Total debt ($739M) exceeds cash ($2M); net debt is $738M.
Shareholder returns
- Dividends have been paid for 5 consecutive years, consuming 143.0% of earnings.
- The dividend has grown 30.3% per year over the past 4 years.
SAV Financials SARATOGA INVESTMENT CORP.
5 years of revenue, profit, cash flow and balance-sheet history through FY2026, from SEC filings — with a computed, factual read of the trend. Updated Overview →
RevenueNet income
GrossOperatingNet
Free cash flow
CashTotal debt
OperatingInvestingFinancing
Key annual figures
| FY | Revenue | Net income | Gross M | Op M | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|
| 2026 | — | $37M | — | — | — | $739M | $2M |
| 2025 | — | $28M | — | — | — | $794M | $148M |
| 2024 | — | $9M | — | — | — | — | $9M |
| 2023 | — | $25M | — | — | — | $728M | $66M |
| 2022 | — | $46M | — | — | — | — | $47M |
RevenueNet income
GrossOperatingNet
Free cash flow
CashTotal debt
OperatingInvestingFinancing
Key quarterly figures
| Quarter | Revenue | Net income | Gross M | Op M | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|
| Feb '26 | — | -$3M | — | — | — | $739M | $2M |
| Nov '25 | — | $12M | — | — | — | $774M | $52M |
| Aug '25 | — | $13M | — | — | — | $786M | $106M |
| May '25 | — | $14M | — | — | — | $791M | $132M |
| Feb '25 | — | -$676762 | — | — | — | $794M | $148M |
| Nov '24 | — | $9M | — | — | — | $838M | $148M |
| Aug '24 | — | $13M | — | — | — | — | $85M |
| May '24 | — | $7M | — | — | — | — | $32M |
| Feb '24 | — | $5M | — | — | — | — | $9M |
| Nov '23 | — | -$4M | — | — | — | $811375 | $21M |
| Aug '23 | — | $8M | — | — | — | $795M | $19M |
| May '23 | — | -$213259 | — | — | — | $808M | $22M |
| Feb '23 | — | $19M | — | — | — | $728M | $66M |
| Nov '22 | — | $6M | — | — | — | $701M | $6M |
| Aug '22 | — | $948433 | — | — | — | $634M | $3M |
| May '22 | — | -$1M | — | — | — | — | — |
Valuation over time
How the market has priced SAV against its own fundamentals since 2026-02 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.
- The price-to-earnings ratio has fallen from 14.3× (Feb '26) to 10.7× (Jun '26).
- The dividend yield has risen from 10.1% (Feb '26) to 13.4% (Jun '26).
P/E
Dividend yield %
Frequently asked questions
Is SAV growing its revenue and profit?
See the revenue and net-income charts above for SARATOGA INVESTMENT CORP.'s multi-year trend.
How much debt does SAV have?
As of FY2026, SARATOGA INVESTMENT CORP. reported $739M of total debt against $2M of cash.
What is SAV's profit margin?
In FY2026, gross margin was —, operating margin —, and net margin —.
What is SAV's P/E ratio?
As of Jun '26, SARATOGA INVESTMENT CORP. traded at a price-to-earnings ratio of about 10.7× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.