15 years of revenue, profit, cash flow and balance-sheet history through FY2026,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Free cash flow has declined 11.4% per year over the past 5 years.
Shareholder returns
Dividends have been paid for 11 consecutive years, consuming 14.8% of free cash flow.
The dividend has declined 17.9% per year over the past 5 years.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
2026
—
-$4M
—
—
$11M
—
$117M
2025
—
$5M
—
—
$6M
—
$29M
2024
—
$4M
—
—
$7M
—
$24M
2023
—
$18M
—
—
$9M
—
$22M
2022
—
$22M
—
—
$13M
—
$241M
2021
—
$10M
—
—
$21M
—
$265M
2020
—
$16M
—
—
$13M
—
$42M
2019
—
$17M
—
—
—
—
$23M
2018
—
$10M
—
—
—
—
$45M
2017
—
$7M
—
—
—
—
$65M
2016
—
$6M
—
—
—
—
$55M
2015
—
$4M
—
—
—
—
$59M
2014
—
$19M
—
—
—
—
$69M
2013
—
$3M
—
—
—
—
$115M
2012
—
-$32M
—
—
—
—
$46M
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
Mar '26
—
-$8M
—
—
-$4M
—
$117M
Dec '25
—
$1M
—
—
-$736000
—
$29M
Sep '25
—
$1M
—
—
$16M
—
$33M
Jun '25
—
$1M
—
—
-$773000
—
$34M
Mar '25
—
$1M
—
—
-$231000
—
$29M
Dec '24
—
$1M
—
—
$2M
—
$25M
Sep '24
—
$2M
—
—
-$1M
—
$31M
Jun '24
—
$966000
—
—
$5M
—
$28M
Mar '24
—
-$3M
—
—
-$10M
—
$24M
Dec '23
—
$1M
—
—
$10M
—
$38M
Sep '23
—
$2M
—
—
$115000
—
$31M
Jun '23
—
$3M
—
—
$7M
—
$30M
Mar '23
—
$3M
—
—
-$2M
—
$22M
Dec '22
—
$5M
—
—
$3M
—
$24M
Sep '22
—
$5M
—
—
$4M
—
$114M
Jun '22
—
$5M
—
—
$4M
—
$142M
Mar '22
—
$4M
—
—
$6M
—
$241M
Dec '21
—
$6M
—
—
$127000
—
$240M
Sep '21
—
$6M
—
—
$6M
—
$368M
Jun '21
—
$6M
—
—
$704000
—
$335M
Valuation over time
How the market has priced RVSB against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 6.0× (Mar '23) to 22.2× (Feb '26).
The dividend yield has fallen from 4.7% (Mar '23) to 1.5% (Jun '26).
Price / earnings (P/E)
P/E
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is RVSB growing its revenue and profit?
See the revenue and net-income charts above for RIVERVIEW BANCORP INC's multi-year trend.
How much debt does RVSB have?
As of FY2026, RIVERVIEW BANCORP INC reported — of total debt against $117M of cash.
What is RVSB's profit margin?
In FY2026, gross margin was —, operating margin —, and net margin —.
What is RVSB's P/E ratio?
As of Jun '26, RIVERVIEW BANCORP INC traded at a price-to-earnings ratio of about 22.2× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.