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RVSB Financials RIVERVIEW BANCORP INC

15 years of revenue, profit, cash flow and balance-sheet history through FY2026, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Free cash flow has declined 11.4% per year over the past 5 years.

Shareholder returns

  • Dividends have been paid for 11 consecutive years, consuming 14.8% of free cash flow.
  • The dividend has declined 17.9% per year over the past 5 years.
Revenue & net income
-$32M -$5M $22M $0 2012 2014 2016 2018 2020 2022 2024 2026
RevenueNet income
Margins (gross / operating / net)
0% 50% 100% 2012 2014 2016 2018 2020 2022 2024 2026
GrossOperatingNet
Free cash flow (CFO − capex)
$0 $10M $21M 2012 2014 2016 2018 2020 2022 2024 2026
Free cash flow
Cash vs total debt
$0 $133M $265M 2012 2014 2016 2018 2020 2022 2024 2026
CashTotal debt
Cash flow: operating / investing / financing
-$222M $64M $350M $0 2012 2014 2016 2018 2020 2022 2024 2026
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MFCFTotal debtCash
2026 -$4M $11M $117M
2025 $5M $6M $29M
2024 $4M $7M $24M
2023 $18M $9M $22M
2022 $22M $13M $241M
2021 $10M $21M $265M
2020 $16M $13M $42M
2019 $17M $23M
2018 $10M $45M
2017 $7M $65M
2016 $6M $55M
2015 $4M $59M
2014 $19M $69M
2013 $3M $115M
2012 -$32M $46M

Valuation over time

How the market has priced RVSB against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 15.3 30.5 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/E
Dividend yield (%)
0.0 3.4 6.8 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
Dividend yield %

Frequently asked questions

Is RVSB growing its revenue and profit?

See the revenue and net-income charts above for RIVERVIEW BANCORP INC's multi-year trend.

How much debt does RVSB have?

As of FY2026, RIVERVIEW BANCORP INC reported — of total debt against $117M of cash.

What is RVSB's profit margin?

In FY2026, gross margin was —, operating margin —, and net margin —.

What is RVSB's P/E ratio?

As of Jun '26, RIVERVIEW BANCORP INC traded at a price-to-earnings ratio of about 22.2× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.